All T. Rowe Price Insights
Browse our latest thoughts on market trends, investment strategies for retirement, and financial planning.
T. Rowe Price Insights delivered to your inbox
Receive monthly retirement guidance, financial planning tips, and market updates to help you make confident decisions about your finances.
By subscribing, you agree to receive occasional emails about our products and services. The Privacy section of our Help Center has information about how to opt out or update your preferences. This offer is intended for persons in the United States and should not be considered a solicitation or offering or any investment products or services to investors residing outside the United States.
- Markets & Economy
- Personal Finance
- Retirement Planning
- Retirement Savings
- Asset Allocation
- Equities
- Fixed Income
Markets & Economy
Staying steady in uncertain markets: 4 strategies to keep you on track
In times of market uncertainty, staying focused on your long-term financial goals...
Mar 2026
In the Loop
Article
Conflict in Iran and the Middle East—market implications
The outbreak of conflict in the Middle East will remain an immediate source of concern...
Feb 2026
From the Field
Article
What’s behind gold’s surge—and what could end it
Gold’s rally breaks old rules. Understanding what’s driving it matters more than...
Feb 2026
In the Loop
Article
Markets weigh impact of AI on software sector
Volatility among global technology stocks, and software stocks in particular, has...
Jan 2026
In the Loop
Article
Greenland tensions: New tariff and trade worries for global markets
Geopolitical tensions over Greenland, alongside tariff and trade concerns, has reignited...
Jan 2026
In the Spotlight
Article
Venezuela: Implications for markets
Initial impacts on markets from U.S. military intervention in Venezuela.
Has the AI boom turned into a bubble?
Some investors fear a repeat of the 1990s internet bubble. But fundamentals are stronger...
Fiscal expansion to propel U.S. economy in multispeed world
Other regions may lag as tariffs weigh on manufacturing.
From hype to hard returns: AI enters a new phase
The focus is shifting from potential to profitability—and risk.
Oct 2025
In the Loop
Article
U.S. government shutdown: Update
Discover what the U.S. government shutdown means for markets and the economy.
Personal Finance
How to help protect your investment portfolio during stock market volatility
Consider these five ways to be better prepared during periods of stock market volatility.
Feb 2026
Make Your Plan
Article
Five important actions that can help women build financial security
How to protect your family from financial disruptions.
Feb 2026
Make Your Plan
Article
How new education policies could change financial aid and loans in 2026
Learn how new education and tax reforms could reshape financial aid, student loans,...
Jan 2026
Article
2026 key financial numbers that you need to know
Retirement contribution limits, tax rates, and more information to keep in mind throughout...
Jan 2026
Make Your Plan
Article
How to make the most of your savings using a tax-efficient approach
Factoring taxes into your investment strategy can help amplify your saving efforts.
Jan 2026
Make Your Plan
Article
Choosing a financial planner and answers to the top financial advice questions
Answers to some of the most frequently asked questions when it comes to financial...
Jan 2026
Make Your Plan
Article
How to save yourself money by lowering your 2025 taxes
You have until April 15, 2026, to make contributions that could help lower your taxable...
Dec 2025
Article
Developing a college savings strategy that will work best for you
Deciding how much to save for a child’s education and when to start saving are vital...
Dec 2025
Make Your Plan
Article
Make a fresh start in 2026: Your financial checklist for the new year
To make the most out of the coming year, consider this month-by-month approach to...
Dec 2025
Make Your Plan
Article
How much should you have saved for your child’s college education by now?
Discover savings benchmarks and strategies for college savings by age five, 10, 13,...
Understanding the tax efficiency benefits of exchange-traded funds (ETFs)
Active ETFs help taxable investors minimize capital gains and take greater control...
Nov 2025
Make Your Plan
Article
How to minimize taxes when leaving assets to the next generation
When planning to leave money to heirs, it’s important to weigh the tax burden of...
How to make your retirement account withdrawals work best for you
These approaches can extend the life of a portfolio and preserve assets for heirs.
Jun 2025
Make Your Plan
Article
How to maximize Social Security survivor benefits for couples
Understanding survivor benefits rules can help you make better decisions.
Jun 2025
Article
How tax loss harvesting can help improve your investment returns
Strategically selling holdings at a loss can help reduce your portfolio’s tax liability.
Mar 2025
Make Your Plan
Article
Emergency fund planning: How much cash should I have on hand?
Having accessible cash for financial emergencies or general spending can help keep...
Mar 2025
Make Your Plan
Article
Is it smart to keep money invested in equities during market volatility?
Instead of taking money out of the stock market, sticking to a long-term plan is...
Retirement Planning
Eight important things to know about required minimum distributions (RMDs)
Once investors turn age 73, they will need to take required minimum distributions...
Feb 2026
From the Field
Article
Change is here: How to integrate AI into your retirement advisory practice
Discover how AI can transform your retirement plan advisory practice while maintaining...
Dec 2025
Make Your Plan
Article
How to plan for housing and long-term care in the second half of retirement
Strategic planning for housing and long-term care can help improve the second half...
Sep 2025
Make Your Plan
Article
How can I create a smarter strategy for claiming my Social Security benefits?
How you can use the complicated rules of Social Security to your advantage.
Sep 2025
Make Your Plan
Article
The benefits of maxing out your IRA: Why contributing early matters
How maxing out your individual retirement account contributions early in the year...
Sep 2025
Make Your Plan
Article
Becoming retirement ready: How to stress-test your plan with an advisor
Discover how partnering with an advisor can help strengthen your retirement strategy...
Feb 2026
Make Your Plan
Article
How a Monte Carlo analysis could help improve your retirement plan
Most investors should aim for a good score rather than a perfect one.
Jun 2025
Make Your Plan
Article
What can I do to retire confidently during market uncertainty?
While market volatility is beyond our control, patience and small adjustments can...
Beyond savings: Why retirement lifestyle planning is important
Steps to help you connect the nonfinancial aspects of retirement to your financial...
Subscribe to T. Rowe Price Insights
Receive monthly retirement guidance, financial planning tips, and market updates straight to your inbox.
Retirement Savings
Mar 2026
Article
Retiring into a down market: How to make your savings last
A conservative withdrawal approach is part of a sustainable retirement spending plan.
Retirement savings by age: What to do with your portfolio in 2026
Steps you can take at every age to put yourself in a stronger financial position....
Nov 2025
Make Your Plan
Article
Eight accounts to help improve your retirement
There are a variety of retirement accounts that you can fund to help you prepare...
Six common retirement saving mistakes and how to avoid them
Avoiding these common mistakes can make a significant difference in your retirement...
Jun 2025
From the Field
Article
How unpacking health care expenses can empower retirement savers
We unpack health expense data to help retirement savers optimize their financial...
Asset Allocation
Jan 2026
Article
Why active matters: T. Rowe Price Retirement Funds vs. passive peers
These Retirement Funds beat passive competitors.
Nov 2025
From the Field
Article
U.S. policy under Trump: What investors need to know
We explore the policy changes that could matter the most for markets and asset allocation.
Should investors be worried about the U.S. labor market?
Slow U.S. employment growth does not appear to be a warning sign of recession.
How investors can position for U.S. dollar weakness
Investors may want to increase their exposure to non-U.S. assets—especially bonds.
Equities
Has the AI arms race changed mega-cap tech?
How AI has changed dynamics for mega-cap technology.
Are U.S. small-caps finally back?
U.S. small-cap stocks have outperformed recently thanks to faster earnings growth.
Feb 2026
From the Field
Article
Smarter alpha: Get more from a portfolio’s core
A strategy that blends the best of active and passive can help unlock risk-adjusted...
Feb 2026
From the Field
Article
Health care’s next chapter: Opportunities in an era of transformation
The outlook for health care is improving, fueled by innovation across several key...
Dec 2025
From the Field
Article
China 2026: A new cycle emerges
Chinese equities outperformed other markets in 2025. We expect a stable/improving...
Nov 2025
From the Field
Article
Why dividend growth investing has staying power
High-quality dividend growers can compound in value.
Nov 2025
From the Field
Article
Discover the possibilities of an active technology ETF
Technology exchange-traded funds (ETFs) can offer diversified growth opportunities...
Nov 2025
From the Field
Article
The market has left GARP behind. What can change that?
GARP investment has been out of favor in the current market regime. What caused that,...
Fixed Income
Feb 2026
From the Field
Article
How the new AI economy is reshaping global credit markets
Discover how AI-driven capital spending is tapping fixed income markets for funding.
Jan 2026
Ahead of the Curve
Article
Yields poised to increase as global competition for capital endures
Explore why rising yields, robust U.S. growth, and volatility could shape fixed income...
Oct 2025
From the Field
Article
Looking for income? Four bond solutions to consider
Fixed income can help investors with a variety of different needs.
Oct 2025
Ahead of the Curve
Article
Higher U.S. long-term yields, steeper curve: Why my thesis still holds
Explore why longer-maturity U.S. Treasury yields could still increase.
Sep 2025
From the Field
Article
Why active management is essential in the municipal bond market
Investment decisions can be driven by fundamental research.
Put our insights into action
Subscribe to T. Rowe Price Insights
Receive monthly retirement guidance, financial planning tips, and market updates straight to your inbox.
Need help finding the right account?
Our Financial Consultants can help you find the right solution for your goals.
Monday—Friday, 8 a.m.—8 p.m. ET
Financial advice solutions
We offer different levels of advice to fit your needs and help you save enough for the future you envision.
5070693