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All T. Rowe Price Insights

Browse our latest thoughts on market trends, investment strategies for retirement, and financial planning.

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  1. Markets & Economy
  2. Personal Finance
  3. Retirement Planning
  4. Retirement Savings
  5. Asset Allocation
  6. Equities
  7. Fixed Income

Markets & Economy

Jan 2026 In the Loop Article

Greenland tensions: New tariff and trade worries for global markets

Geopolitical tensions over Greenland, alongside tariff and trade concerns, has reignited...
Jan 2026 In the Spotlight Article

Venezuela: Implications for Markets

Initial impacts on markets from U.S. military intervention in Venezuela
Video Dec 2025 Monthly Market Playbook Video

Has the AI boom turned into a bubble?

Some investors fear a repeat of the 1990s internet bubble. But fundamentals are stronger...
By   Timothy C. Murray, CFA
Video Nov 2025 On the Horizon Video

Fiscal expansion to propel US economy in multispeed world

Other regions may lag as tariffs weigh on manufacturing
By   Blerina Uruçi , Tomasz Wieladek, Ph.D. , Christopher J. Kushlis, CFA
Video Nov 2025 On the Horizon Video

From hype to hard returns: AI enters a new phase

The focus is shifting from potential to profitability—and risk
By   Dominic Rizzo, CFA , Mark Stodden, CFA
Oct 2025 In the Loop Article

U.S. Government Shutdown: Update

Discover what the U.S. government shutdown means for markets and the economy.

Personal Finance

Jan 2026 Make Your Plan Article

How to make the most of your savings using a tax-efficient approach

Factoring taxes into your investment strategy can help amplify your saving efforts.
By   Roger Young, CFP®
Jan 2026 Make Your Plan Article

Choosing a financial planner and answers to the top financial advice questions

Answers to some of the most frequently asked questions when it comes to financial...
Jan 2026 Make Your Plan Article

How to save yourself money by lowering your 2025 taxes

You have until April 15, 2026, to make contributions that could help lower your taxable...
Dec 2025 Make Your Plan Article

Make a fresh start in 2026: Your financial checklist for the New Year

To make the most out of the coming year, consider this month-by-month approach to...
Dec 2025 Make Your Plan Article

How much should you have saved for your child’s college education by now?

Discover savings benchmarks and strategies for college savings by age five, 10, 13,...
By   Roger Young, CFP®
Dec 2025 Make Your Plan Article

How new education policies could change financial aid and loans in 2026

Learn how 2025’s education and tax reforms could reshape financial aid, student loans,...
By   Roger Young, CFP®
Video Dec 2025 Make Your Plan Video

Understanding the tax efficiency benefits of exchange-traded funds (ETFs)

Active ETFs help taxable investors minimize capital gains and take greater control...
By   Lindsay Theodore, CFP®
Nov 2025 Article

How to minimize taxes when leaving assets to the next generation

When planning to leave money to heirs, it’s important to weigh the tax burden of...
By   Roger Young, CFP®
Video Nov 2025 Make Your Plan Video

How to make your retirement account withdrawals work best for you

These approaches can extend the life of a portfolio and preserve assets for heirs.
By   Roger Young, CFP® , William Reichenstein, Ph.D.

Retirement Planning

Dec 2025 Make Your Plan Article

How to plan for housing and long-term care in the second half of retirement

Strategic planning for housing and long-term care can help improve the second half...
By   Lindsay Theodore, CFP® , Roger Young, CFP®
Sep 2025 Make Your Plan Article

How can I create a smarter strategy for claiming my Social Security benefits?

How you can use the complicated rules of Social Security to your advantage.
By   Roger Young, CFP® , William Reichenstein, Ph.D. , William Meyer
Sep 2025 Make Your Plan Article

The benefits of maxing out your IRA: Why contributing early matters

How maxing out your individual retirement account contributions early in the year...
Sep 2025 Make Your Plan Article

Becoming retirement ready: How to stress-test your plan with an advisor

Discover how partnering with an advisor can help strengthen your retirement strategy...
Jul 2025 Make Your Plan Article

How a Monte Carlo analysis could help improve your retirement plan

Most investors should aim for a good score rather than a perfect one.
By   Judith Ward

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Retirement Savings

Video Dec 2025 Make Your Plan Video

Retirement savings by age: What to do with your portfolio in 2026

Steps you can take at every age to put yourself in a stronger financial position....
By   Roger Young, CFP®
Nov 2025 Make Your Plan Article

Eight accounts to help improve your retirement

There are a variety of retirement accounts that you can fund to help you prepare...
Video Aug 2025 Make Your Plan Video

Six common retirement saving mistakes and how to avoid them

Avoiding these common mistakes can make a significant difference in your retirement...
Jun 2025 From the Field Article

How unpacking health care expenses can empower retirement savers

We unpack health expense data to help retirement savers optimize their financial...
By   Sudipto Banerjee, Ph.D.

Asset Allocation

Nov 2025 From the Field Article

U.S. policy under Trump: What investors need to know

We explore the policy changes that could matter the most for markets and asset allocation.
By   Timothy C. Murray, CFA
Video Nov 2025 Monthly Market Playbook Video

Should investors be worried about the U.S. labor market?

Slow U.S. employment growth does not appear to be a warning sign of recession.
By   Timothy C. Murray, CFA
Video Oct 2025 Monthly Market Playbook Video

How investors can position for U.S. dollar weakness

Investors may want to increase their exposure to non-U.S. assets—especially bonds.
By   Timothy C. Murray, CFA

Equities

Dec 2025 From the Field Article

China 2026: A new cycle emerges

Chinese equities outperformed other markets in 2025. We expect a stable/improving...
By   Wenli Zheng
Nov 2025 From the Field Article

Why dividend growth investing has staying power

High-quality dividend growers can compound in value.
By   Thomas J. Huber, CFA , Tamzin Manning
Nov 2025 From the Field Article

Discover the possibilities of an active technology ETF

Technology exchange-traded funds can offer diversified growth opportunities for investors...
By   Christopher Murphy, CIMA® , Dominic Rizzo, CFA , Jennifer O'Hara Martin
Nov 2025 From the Field Article

The market has left GARP behind. What can change that?

GARP investment has been out of favor in the current market regime. What caused that,...
By   Josh Nelson , Stephon Jackson, CFA

Fixed Income

Jan 2026 Ahead of the Curve Article

Yields poised to increase as global competition for capital endures

Explore why rising yields, robust U.S. growth, and volatility could shape fixed income...
By   Arif Husain, CFA
Oct 2025 From the Field Article

Looking for income? Four bond solutions to consider

Fixed income can help investors with a variety of different needs.
By   Kenneth A. Orchard, CFA
Oct 2025 Ahead of the Curve Article

Higher U.S. long-term yields, steeper curve: Why my thesis still holds

Explore why longer-maturity U.S. Treasury yields could still increase.
By   Arif Husain, CFA
Sep 2025 From the Field Article

Why active management is essential in the municipal bond market

Investment decisions can be driven by fundamental research.
By   Dawn Mueller, CFA

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