Thank you for your patience as we worked through technology issues on December 7. Early on December 8, we experienced a very brief, unrelated website outage, which was quickly resolved. Please be assured that we continue to test and strengthen our contingency processes to reduce disruptions to our services when these types of outages occur. 

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Put our strategic investing approach to work for your plan.

We know that your goal as a fiduciary is to offer a competitive, compliant, well-designed plan. And the investments you choose need to fit your plan requirements and drive successful outcomes.

A broad range of investment options.

As a leading provider of retirement plans and one of the largest U.S. mutual fund companies with more than $1.6 trillion in assets1, we offer access to a range of high-quality proprietary and nonproprietary investment products with flexible pricing structures. And we have the ability to add services as your needs grow and evolve.

You have access to:

  • More than 90 proprietary mutual funds driven by our approach to strategic investing
  • Nonproprietary investment options from more than 60 investment managers
  • Access to a robust brokerage service
  • Custom investment solutions for your plan's unique needs

Our portfolio managers have deep experience, averaging 22 years in the industry and 17 years with T. Rowe Price.2

We believe in strategic investing.

At T. Rowe Price, we believe in strategic investing. This means we don't stop at surface-level analysis. Instead, more than 400 of our investment professionals travel the world to get the full story behind the companies we consider investing in. It's this passion for exploration and understanding that has helped inform better decision-making and prudent risk management since 1937.

Chemists testing

See how our investment professionals go out into the field to get the full story.

Our Strategic Investing Approach

Rigorous Research

425+ investment professionals go into the field2

We use our size, resources, and research to see company operations firsthand where they happen.

We take time to interview top managers, employees, competitors, and consumers, asking direct questions to get the full story behind the numbers.

Our experienced team analyzes all of these details to make skilled, independent judgments.

Prudent Risk Management

We seek to manage risk and maximize value.

We have weathered all kinds of markets and this depth of experience allows us to understand the geopolitical and economic factors and react to them opportunistically—even defensively—when necessary.

As conditions change, we're able to remain focused on achieving solid long-term results for your plans and participants.

Forward-Looking

We don't wait for change. We seek to get ahead of change for our clients.

Our people think independently but act collaboratively. We assess when to move with the crowd and when to move against it; when to quickly take advantage of market fluctuations and when to hold tight.

Results show the success of our strategic investing approach:

  • Over 75% of our mutual funds with a 10-year track record have outperformed their 10-year Lipper average as of 9/30/21.3
  • Over 95% of our Retirement Funds with a 10-year track record beat their 10-year Lipper average as of 9/30/21.4
  • 100% of our Retirement Funds have expenses below their Lipper average as of 9/30/21.5

See Performance

Additional Investment Options

Choosing an investment lineup is a balancing act between meeting fiduciary needs and providing the diversity of selection participants desire. It's why we've designed our open architecture platform to provide the variety and depth of investment options our clients expect.

 

Depending on your plan, we offer: 

  • Stable Value
  • Self-Directed Brokerage Accounts available based on plan needs

Other Important Information:

The mutual funds referred to in this website are offered and sold to persons residing in the United States and are offered by prospectus and, if available, summary prospectus only; each includes investment objectives, risks, fees, expenses, and other information that you should read and consider carefully before investing. T. Rowe Price mutual funds are distributed by T. Rowe Price Investment Services, Inc. Download a prospectus or summary prospectus.

1. As of September 30, 2021.
2. As of December 31, 2020.
3. 166 of our 373 mutual funds had a 10-year track record as of 9/30/21. (Includes all share classes and excludes funds used in insurance products.) 126 of these 166 funds (76%) beat their Lipper average for the 10-year period. 241 of 361 (67%), 268 of 352 (76%), and 210 of 303 (69%) of T. Rowe Price funds outperformed their Lipper average for the 1-, 3-, and 5-year periods ended 9/30/21, respectively. Calculations based on cumulative total return. Not all funds outperformed for all periods. (Source for data: Lipper Inc.)
4. 36 of our 40 Retirement Funds (Investor, Advisor, and R Class) had a 10-year track record as of 9/30/21 (includes all share classes). 36 of these 36 funds beat their Lipper average for the 10-year period. 40 of 40, 40 of 40, and 39 of 39 of the Retirement Funds outperformed their Lipper average for the 1-, 3-, and 5-year periods ended 9/30/21, respectively. Calculations are based on cumulative total return. Not all funds outperformed for all periods. (Source for data: Lipper Inc.)
5. Some funds may have expense limitations in place, and if these were not in place the expenses would have been higher. Expenses for T. Rowe Price funds are obtained from the funds’ most recent prospectus. Lipper data is based on fiscal year-end data available to Lipper, Inc. as of 9/30/21.

Contact your T. Rowe Price representative to find out how we can take your plan to the next level.