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U.S. Retirement Market Outlook
Three themes shaping the U.S. retirement landscape.
2023 Defined Contribution Consultant Research Study
Our third annual study captures retirement views from the defined contribution consulting and advisory community.
Investments
Target Date 20th Anniversary
Celebrating our decades-long passion for helping turn retirement dreams into reality.
Global Market Outlook
Tectonic shifts create new opportunities.
Artificial intelligence: The new electricity
AI has the potential to be the biggest productivity enhancer to the global economy since the rise of electricity.
Insights
Global Market Outlook
Tectonic shifts create new opportunities.
2023 Defined Contribution Consultant Research Study
Our third annual study captures retirement views from the defined contribution consulting and advisory community.
Compliance Support
Qualified plan limits
In October 2023, the Internal Revenue Service released the 2024 dollar limits on certain benefits and contributions to retirement plans and IRAs.
Legislative and regulatory webinars
Stay current on the latest news: watch our legislative and regulatory webinars on demand.
An Integrated, Consumer-Directed Health Care Solution
Optum and T. Rowe Price are working together to offer a combined health and wealth experience.
Optum brought to you by T. Rowe Price provides an opportunity to improve overall financial wellness for participants.
Optum is a leading expert in consumer-directed health care solutions, navigating employers through the transition to a cost-saving, high-deductible-only benefits plan design, or helping successfully drive adoption in an optional health savings account (HSA) or other consumer-directed account offerings, including flexible spending accounts (FSAs), health reimbursement arrangements (HRAs), and the dependent care account program (DCAP).
Consumer-directed accounts, like Optum's flagship HSAs, give participants in high-deductible health plans (HDHPs) more flexibility over their health care finances, offering significant tax advantages and a choice of account investments.
Optum's HSA offering can provide important benefits to both employers and their employees.
HSA Key Benefits For Employers
- An advanced technology platform, including real-time aggregate account balance reporting
- A flexible HSA investment offer to support a predefined investment lineup unique to T. Rowe Price's Retirement Plan Services clients and RIA-directed lineups, including mirroring the core retirement plan investment lineup
- Multichannel participant experience that includes seamless account initiation, tools, resources, and a dedicated service team
HSA Key Benefits For Employees
- Ability to view and manage retirement and health savings accounts holistically
- The integrated web and mobile experience will provide a better understanding of individual savings circumstances, allowing participants to better strategize and prepare for needs today and in retirement
- Triple-tax savings (tax deduction, tax-deferred growth, and tax-free qualified distributions if spent on qualified medical expenses)
- The ability to choose HSA account investments
Access exclusive on-demand videos and webinars to learn more about HSAs and related topics.
Exclusive webinars by Optum
60:38 min. webinar
1:00:09 min. webinar
55:44 min. webinar
Education to further your understanding.
Optum has partnered with a leading publisher to develop educational materials to help you feel more informed about the world of consumer-directed accounts.
Benefits of the T. Rowe Price and Optum relationship
- Integration of Optum balances on T. Rowe Price’s participant website and mobile app to provide a combined health and wealth experience
- Direct access to a wide range of investment funds, including T. Rowe Price no-load funds
- High-quality service, user-friendly experience, dedicated phone number for clients of T. Rowe Price, and aligned Optum account manager
Click the button below for more details on our consumer-directed solutions through Optum.
Optum is not affiliated with T. Rowe Price Retirement Plan Services, Inc. or its affiliates
Contact your T. Rowe Price representative to find out how we can take your plan to the next level.
202211-2588198