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Plan Sponsor Study

Exploring Plan Sponsors' Commitment to Retirement Preparedness

Human Resources and Benefits professionals can face a great number of challenges in creating a strong retirement program. In HR Perspectives: A Survey of Larger 401(k) Plans, we take a look at these challenges and help sponsors assess how well their plans are helping participants prepare for retirement.

Focus on Three Key Areas:


99% of plan sponsors agree that they have a duty to prepare employees for retirement


51% of plans don't measure participant progress toward retirement preparedness


66% of sponsors who measure progress feel better about employees' retirement preparedness 

How Metrics Can Affect Retirement Preparedness

Our study finds that plans sponsors who set specific goals for participant retirement readiness--and have metrics in place to measure them--are more likely to achieve their goals.

How the Relationship with Retirees Is Changing

Does retirement planning stop at retirement? The employer-employee relationship is evolving toward a continuum of service beyond retirement.

How Plans Combat Big Savings Challenges

Plans are adding financial wellness programs and other tools and resources to address the potentially adverse effects that loans, hardship withdrawals, and cashouts may have on employees' retirement preparedness.


Article Resources

How Plan Sponsors of Larger 401(k) Plans Are Aiming for Retirement Preparedness: A Human Resources Perspective 

85% of plan sponsor indicate that helping employees save for a financially secure retirement is a major goal of their 401(k) plan. 
Meeting in the lobby with T. Rowe Price investors

Articles Research

Examining the attitudes and behaviors of 401(k) participants

Contact your T. Rowe Price representative to find out how we can take your plan to the next level.