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T. Rowe Price Insights®

MarketScene®

Read T. Rowe Price's MarketScene® for straightforward market intelligence you can share with clients and use to inform your investment decisions.

Target Date Solutions

Our Target Date Solutions are informed by deep experience with how markets and investors behave. As target date leaders, we go further to understand the full story.

Our collected views on Global Equities

See all our thinking and philosophy about Global Equities in one place.

Next Generation Thinking

Value-add tools and resources to help you incorporate innovative and actionable insights into your practice.

Our collected views on Global Fixed Income

See all our thinking and philosophy about Global Fixed Income in one place.

Our collected views on Retirement Income

See all of our thinking and philosophy on Retirement Income in one place.

Our collected views on Defined Contribution

Resources for Defined Contribution (DC) in one place.

This Quarter (Q4 2019) Hide

Global Fixed Income

Why EM Debt Can Continue to Outshine EM Equity

Benjamin Robins, CFA
Why EM Debt Can Continue to Outshine EM Equity Emerging markets debt has outperformed its equity counterpart over the long term. We believe this trend can continue.Read More

Emerging Markets: Reward or Risk?

Do emerging markets still offer the same rewards for the higher risks involved? Read More

Market Review

Monthly Market Review

Stay informed about global economic development and our perspective on market conditions. Read More

Market Review

Quarterly Market Review

Read perspectives on economic and market events for the past quarter. Read More

Market Review

Global Markets Weekly Update

Review current performance analyses and weekly statistics for stock and bond markets in the U.S. and abroad. Read More

Retirement Pulse: It's Time to Get Serious About Retirement Income Solutions

Thoughtful consideration of a participant’s journey, both up to and through retirement, can help participants meet their retirement goals. Read More

Global Economics

Central Banks Are Not Pushing on a String

Nikolaj Schmidt
Central Banks Are Not Pushing on a String Rate cuts can still be a powerful weapon for central banks despite growing cynicism over their efficacy.Read More

U.S. Fixed Income

How is the "Retail Apocalypse" Impacting Bond Markets?

Asset Allocation Viewpoints

In the current investing environment, discover how our Asset Allocation Committee is positioning its portfolios. Read More

E-commerce Disrupts Retail-Related Bonds

E-commerce is fundamentally disrupting the retail industry, which is having a profound impact on some bond market segments. Read More

China's Long-Term Opportunity Remains Compelling

Beyond any short-term uncertainty, China's long-term market outlook remains compelling. Read More

Incumbent Firms Change Course to Counter Tech Disruption

Disruption is increasingly a harsh reality for many once-dominant incumbent companies, but some firms are fighting back. Read More

Retirement Pulse: Three Questions Today–An Improved DC Plan Tomorrow

Plan sponsors should determine the role their specific defined contribution (DC) plan should play in their participants’ retirement journeys. Read More

"Linchpin" Semiconductor Firms Are Propelling Innovation

We focus on a handful of "linchpin" semiconductor companies involved in the most crucial steps of chip production. Read More

Is Repo Volatility Contributing to a Flight to Quality?

Technical factors are creating money market volatility, which could be contributing to the recent flight to quality. Read More

Beyond the Numbers

Developing Retirement Investment Strategies

Developing and managing retirement strategies is a challenge. Our team talks to plan sponsors, advisors, and individuals. Read More
Previous Quarter (Q3 2019) Hide

Pursuing Global Growth Through Patience and Selectivity

With risks and opportunities on multiple fronts, a strategic investing approach is essential. Learn more from our experts. Read More

The Quest for Defense

We propose a new metric—"protective score"—that quantifies how well assets diversify against equity risk. Read More

FROM OUR GLOBAL FIXED INCOME TEAM

Five U.S. Dollar Themes to Watch

The U.S. dollar has remained resilient despite the U.S. economy slowing. We explore five key themes relating to the currency. Read More

Global and International Equity Mutual Funds

T. Rowe Price Strategic Investing Approach Has Benefited Our Global Equity Results

Our strategic investing process added value for most of the T. Rowe Price actively managed non-U.S. equity funds we studied. Read More

Market Events

Countdown to Brexit—The Battle Intensifies

Quentin S. Fitzsimmons
Countdown to Brexit—The Battle Intensifies The battle between Prime Minister Boris Johnson and Parliament is intensifying as the UK is gripped by a constitutional crisis.Read More

Why Central Bank Independence Could Become a Thing of the Past

Growing challenges to central bank independence could lead to higher inflation, volatility, and currency depreciation. Read More

On Global Fixed Income

There's Only One Way Out of Here

Kenneth A. Orchard
There's Only One Way Out of Here The markets want the Fed to boost the global economy by cutting rates more aggressively. Will it listen?Read More

A Broader Approach to Investment-Grade Corporates

We are using a broader lens to position our corporate bond strategies for diversification away from the U.S. credit cycle. Read More

Beyond the Numbers

Uncovering Intriguing Opportunities in Landfills

T. Rowe Price investment professional Vivek Rajeswaran gains deeper insights with extensive field research. Read More

Beyond the Numbers

Capitalizing on New Technologies in Europe

T. Rowe Price investment professional Dom Rizzo gains insights on European technology with field research in this rapidly changing sector. Read More

Going Beyond the Numbers

Getting a Firsthand View of Politics and Credits in Emerging Markets

T. Rowe Price investment professional Richard Hall gains insights on sovereign debt of Latin American countries. Read More

Three Factors Shaping Prospects in Frontier Markets

We have identified three catalysts that could drive a turnaround in frontier market performance over the remainder of 2019. Read More

U.S. Equities

How Large-Cap Stock Investors Can Adapt to a Slowing Economy

T. Rowe Price growth and value managers discuss the implications of slowing global growth for investing in large-cap stocks. Read More

Barron's Income Investing

A Fund for Long-Term Dividend Growth

Tom Huber has steered the T. Rowe Price Dividend Growth Fund through various market environments with consistent results over the past two decades. Read More

How EM Investors Can Succeed in a Dovish Monetary Backdrop

EM could form an important source of real income if central banks remain dovish, but focus should stay on fundamentals. Read More

U.S. Fixed Income

Fed Did Not MOVE Enough, Bond Index Suggests

We believe the Fed's 25-basis-point July cut was a policy error. The MOVE Index signaled that it was not an insurance cut. Read More

Three Concerns Facing Asset Allocation Committees

Several long-standing assumptions about asset allocation no longer hold, complicating life for investment committees. Read More

Sustainable Investing

Perspectives on Plastic–The Imperative for Better Management

Sustainability pressures are expected to fundamentally reshape the plastics industry in certain key areas. Read More

Market Volatility: Staying the Course

Relevant information on market volatility that can help you and your clients prepare for what’s ahead. Read More

Market Volatility

Three Steps to Take When Markets Become Volatile

It’s important to keep short-term market volatility in perspective when compared with long-term market results. Read More

Visualize Retirement

Financial Priorities Change Throughout Retirement

When it comes to retirement–your much-awaited destination after many years of hard work and saving–do you know where you are going? Do you have a plan? Read More

Visualize Retirement

Throwing the Switch From Saving to Spending

When it comes to retirement–your much-awaited destination after many years of hard work and saving–do you know where you are going? Do you have a plan? Read More

Global Equities

Comfortable Being Uncomfortable

David J. Eiswert
Comfortable Being Uncomfortable Where we are hunting amid the market confusion.Read More

Visualize Retirement

Having a Plan – And a Vision – For Retirement

When it comes to retirement–your much-awaited destination after many years of hard work and saving–do you know where you are going? Do you have a plan? Read More

Market Volatility

What Jitters Over Trade Indicate About Markets

A worsening of the U.S.-China trade dispute will likely cause volatility in the period ahead, reinforcing the importance of selectivity. Read More

Visualize the Nonfinancial Side of Retirement

Explore a new way for advisors to help clients visualize and prepare for the non-financial aspects of retirement. Read More

Powerful Technicals Support European Corporate Bonds

We see opportunities in eurozone corporates as the ECB could restart quantitative easing involving corporate bond purchases. Read More

Emerging Markets—Getting Beyond Traditional Thinking

Common misconceptions surrounding emerging markets are creating investment opportunities in both equity and debt asset classes. Read More

Auto ABS Not a Systematic Risk

We do not view asset-backed securities backed by auto loans as a systemic risk to the financial system. Read More

Selectivity Drives Success in Health Care Sector

Drug innovation appears to be accelerating, creating opportunities for health care investors despite regulatory concerns. Read More

Three Key Developments Since Bitcoin's Bubble Burst

A dovish Fed, record negative-yielding debt, and Facebook’s Libra proposal have helped revive interest in cryptocurrencies. Read More

International Equities

Accessing the Growth Opportunity in Asia Ex-Japan

Asia ex-Japan offers fertile ground for finding quality, well-managed companies that can potentially compound growth year after year. Read More

From Our Global Fixed Income Team

Global Interest Rates: A Race to the Bottom

What began as a hiking pause by the Federal Reserve has evolved into a situation in which almost every major central bank has become cautious. Read More

Asset Allocation Viewpoints Webcast Series

Interpreting Unique Market and Policy Environments

In the face of ambivalent market signals and the current policy environment, members of our Asset Allocation Committee share opportunities. Read More

Market Events

Countdown to Brexit: Will the UK Leave on Halloween?

Quentin S. Fitzsimmons
Countdown to Brexit: Will the UK Leave on Halloween? New British Prime Minister Boris Johnson faces a battle with Parliament to deliver Brexit by October 31.Read More

How Innovative Companies Gain a Powerful Edge on Rivals

David Eiswert shares why it is so important to identify market winners in this new era of disruption. Read More

Global Fixed Income

A U.S.-China Truce Could Stimulate a Recovery

Nikolaj Schmidt
A U.S.-China Truce Could Stimulate a Recovery If the recently brokered trade truce between the U.S. and China holds, the global economy could begin to recover soon.Read More

Secular Risk Is Disrupting the Growth vs. Value Dynamic

Secular risk is disrupting the growth versus value dynamic and creating opportunities for bottom-up stock selection. Learn more from our experts. Read More

Barron's ETF Special Report

Are Rock Solid Sectors Cracking? Navigating Secular Risk

Barron’s recently ranked and profiled the five top-performing actively managed dividend-focused equity funds, over the past five years. Read More

Global Fixed Income

Why I've Become More Cautious

Kenneth A. Orchard
Why I've Become More Cautious I’ve recently become defensive in my portfolios because I’m concerned about the possibility of a U.S. recession.Read More

Quality Companies Within U.S. Health Care Can Endure Near-Term Worries

With a presidential election year looming, talk of U.S. health care reform is weighing on the sector. Read More

Retirement Pulse: Helping Millennial Women Close the Retirement Savings Gap

Recent data show that the retirement savings of millennial and baby boomer women continue to lag behind their male peers. Read More
Q2 2019  Show

Recession Risk Muted Despite Curve Flattening

The risk of a recession in the near term has not increased markedly despite the flattening of the U.S. Treasury yield curve. Read More

A New Imperial Era in Japan Adds to the Positive Outlook

The positive sentiment surrounding Japan’s new Reiwa imperial era only adds to the positive equity market outlook. Read More

MOVE Index Signals Rate Cut

The MOVE Index shows that a rate cut has been likely since May and can indicate if it will be a short-lived insurance cut. Read More

Global Equity

Imagination and Calculated Risk Are Keys to Success

David J. Eiswert
Imagination and Calculated Risk Are Keys to Success Insights from T. Rowe Price Portfolio Manager David Eiswert.Read More

2019 Midyear Market Outlook

Webinar: Opportunities Amid Global Disruption

As we head into the second half of 2019, see why our experts are cautiously optimistic about global economies and markets. Read More

The Top 5 Actively Managed Dividend Funds

Barron’s recently ranked and profiled the five top-performing actively managed dividend-focused equity funds, over the past five years. Read More

Global Growth Should Improve if Trade Disputes Don't Worsen

Recession risks appear limited in the major markets. However, widening trade disputes have created notable downside risks. Read More

High Yield Bonds: Compelling Risk/Reward Trade-Off

We have added to high yield bonds, which offer attractive risk-adjusted returns, in T. Rowe Price’s multi-asset portfolios. Read More

Webcast

Global Diversification in an Uncertain World

Watch our experts discuss secular risk and disruption, changes in the growth versus value story, and how security selection will be critical going forward. Read More

Global Economics

Why We Need to Take Modern Monetary Theory Seriously

Critics have dismissed modern monetary theory as unworkable, but its appeal to voters means that it could have widespread influence. Read More

Global Equity

Better, Quicker, Cheaper: AI and Big Data Create New Opportunities in the Cloud

The cloud continues to upend the software industry as it moves into areas such as AI and big data. Read More

Frontier Markets

Argentina at a Crossroads

We met with the management teams of several promising investments which can weather the potential turbulence ahead. Read More

Global Economics

No Winners From an Extended U.S.-China Trade War

Nikolaj Schmidt
No Winners From an Extended U.S.-China Trade War An extended U.S.-China trade war will be bad news for almost everybody.Read More

Fixed Income

Secular Risk Creates New Opportunities in High Yield Bonds

The technology innovation in the U.S. economy is creating a new generation of companies for high yield bond investors. Read More

Fixed Income

Much Maligned Bank Loans Deserve a Closer Look

Bank loans, supported by both fundamental and technical factors, appear to offer relative value despite some risks. Read More

Global Equities

Technology Sector Retains Powerful Momentum

Scott Berg shares why he thinks the technology sector is going from strength to strength. Read More

From Our Global Fixed Income Team

Is This the End of Quantitative Tightening?

At a time when global growth is already under close scrutiny, the threat of trade tariffs has returned. Read More

Stable Value

Three Reasons Why You Should Consider Stable Value for Your Plan Lineup

Plans and participants have benefited from investing in stable value during both falling rate and rising rate environments. Read More

Retirement Pulse: Helping Workers Prepare for Successful Retirements

Our research shows that retired workers are faring better than current workers expect to fare, and better than what they had expected themselves. Read More

U.S. Fixed Income

Focus on Shorter-Duration Credit Exposure

Frontier Markets

Spotlight on Bangladesh, Myanmar, and Vietnam

A recent research trip took us on a tour of Bangladesh, Myanmar, and Vietnam, where we are finding attractive investment opportunities across a range of companies. Read More

U.S. Fixed Income

Fed Considering Policy Changes

Stubbornly low inflation may cause the Fed to consider "makeup" strategies, while dispensing with the "dot plot." Read More

Japan Equities

Three Market Drivers for the Next Three Years

A closer look at three structural market drivers that we believe could underpin returns for years to come. Read More

Fixed Income

The Fed's Stealth Rate Cut

The Fed's dovish turn has produced looser financial conditions, acting as a rate cut without the Fed actually cutting rates. Read More

Fixed Income

Signs Point to Slowing Capex

Trends among investment-grade corporate issuers, including slowing earnings growth, should slow capex in the asset class. Read More

Planning for Retirement Health Care Costs

While one of employees' biggest fears about retirement is not being able to afford quality health care, many fail to integrate health care planning into a holistic retirement savings strategy. Read More

On Retirement

Breaking Down Health Care Expenses in Retirement

Given that health care costs are incurred over time, it makes sense to view them as an ongoing regular budget item. Read More

Sustainable Investing

Environmental, Social, and Governance 2018 Report

We have an obligation to understand the long-term sustainability of the companies in which we invest, which is why environmental, social, and governance (ESG) factors are key considerations in our investment approach. Read More

Sustainable Investing

Understanding the Water-Energy-Food Nexus

The Water-Energy-Food Nexus is a valuable lens to analyze the impact of environmental dynamics on company performance. Read More

Emerging Markets Equity

South African Domestically Focused Companies at an Inflection Point

A view confirmed during our recent South Africa research tour is that the bar appears to be set low for a positive surprise. Read More

From Our Global Fixed Income Team

The Adverse Effects of Low Interest Rates

The implications of low interest rates on fixed income markets. Read More

U.S. Equities

Identifying the U.S. Equity Market's Quiet Achievers

The reward for finding those quiet achieving companies we call power growth compounders is potentially significant. Read More

Emerging Markets

Why EM Debt Can Continue to Challenge the Doubters

We are confident that emerging markets (EM) can continue to overcome common investor concerns and perform in different environments. Read More

On Retirement

A New Way to Calculate Retirement Health Care Costs

We believe viewing retirement health care costs as an annual expense, instead of as a lump sum, makes it easier for retirees to plan for and pay for them. Read More

On Global Fixed Income

Weak Eurozone Data Boost Central and Eastern Europe

Kenneth A. Orchard
Weak Eurozone Data Boost Central and Eastern Europe A combination of strong local growth and a dovish eurozone is a boost for investors in Central and Eastern Europe.Read More

On Macroeconomics

Fears Over A Recession Are Likely Exaggerated

Nikolaj Schmidt
Fears Over A Recession Are Likely Exaggerated Growth will continue to slow for the next six months or so, but a recovery should follow.Read More

On Fixed Income

Finding Opportunities in Investment-Grade Credit

In the current late-cycle environment, strong security selection matters more than ever in investment-grade corporate bonds. Read More

Market Events

Countdown to Brexit—A Few Days (or Possibly a Year) to Go

Quentin S. Fitzsimmons
Countdown to Brexit—A Few Days (or Possibly a Year) to Go Short and long extensions to Brexit are both possible, as is no extension at all.Read More

On U.S. Equities

How You Can Employ a Deft Tax-Efficient Strategy

Investors may enhance their after-tax mutual fund returns by using asset location and tax-efficient investing strategies. Read More

Barron's Mutual Fund Profile

The Secret to David Eiswert's Global Stock Success

T. Rowe Price employs 158 equity analysts worldwide, and Eiswert has access to every one of them. Read More

On Global Equity

The Catalysts Set to Drive Frontier Markets

We have identified three catalysts that could drive a turnaround in frontier market performance over the remainder of 2019. Read More

On Municipal Bonds

The Advantage of Active Management in the Municipal Market

We believe muni investors are better served with actively managed portfolios that take advantage of credit research. Read More

On Emerging Markets

China A-shares Look Increasingly Attractive

China's A-share market is currently trading at near-historic lows. Find out why we think there is opportunity. Read More

On Global Equities

Goldilocks and the Bears—Innovation, Disruption, and the End of the "Virtuous" Cycle

Find out why being on the right side of change is more important than ever, according to David Eiswert. Read More

From Our Global Fixed Income Team

When Inflation Offers Relative Value Opportunities

How global inflation trends could impact fixed income markets. Read More
Q1 2019  Show

Asset Allocation Committee Strategy

Asset Allocation Committee Strategy

The T. Rowe Price Asset Allocation Committee evaluates the relative attractiveness of major asset classes over a 6- to 18-month time horizon. Read More

Market Review

First Quarter 2019 Market Review

Read perspectives on economic and market events for the past quarter. Read More

On U.S. Equities

Intriguing Opportunities in Heath Care and Utilities

The US Large-Cap Core Fund offers a concentrated portfolio fed by T. Rowe Price analysts' highest-conviction ideas. Read More

On Emerging Markets

Mexico's New Deal

Find out what is happening with the new government in Mexico. Read More

On Japanese Equity

Japanese Banks Are Cheap—But for Good Reason

Decade-low valuations are not enough to change our zero exposure to Japanese banks. Read More

On U.S. Equities

Broad Portfolio Diversification Is Key to Moderating Risk

The Diversified Mid-Cap Growth Fund's objective is to properly manage risk while seeking to outperform competitors over time. Read More

From the Asset Allocation Committee

EM Stocks Poised to Benefit From Fed Pause

We have increased the allocation to EM stocks in T. Rowe Price multi-asset portfolios, which are now overweight EM equities. Read More

Retirement Pulse: Incorporating Behavioral Risk Preferences in Retirement Income Strategy Design

Design of retirement income strategies should consider multiple factors, including investment-, investor-, and product-specific characteristics. Read More

On Fixed Income

Inside the Engine Room of EM Local Currency Debt

Find out why emerging markets local currency debt can enhance your portfolio. Read More

On Emerging Markets

Peru Accelerates, While Colombia Seeks to Gain Footing

Our visit to Peru and Colombia fortified our view that these countries are growing and under good economic management. Read More

On Japan Equities

Crisis-Level Equity Valuations Do Not Reflect Japan's Potential

Crisis-level valuations mean now is an exciting entry point to invest in Japanese equities. Read More

On Global Fixed Income

Will Central Banks Keep Fueling the Rally?

Kenneth A. Orchard
Will Central Banks Keep Fueling the Rally? Central bank dovishness may extend the risky rally into next year–but other outcomes are also possible.Read More

On Fixed Income

Will the Fed Pause End With a Rate Cut?

Our view is that the Fed's next move will be a rate cut, so we are positioning our portfolios for a steeper yield curve. Read More

Retirement Pulse: What DC Plan Sponsors Prefer Retiring Participants Do and Why It Matters

According to T. Rowe Price research, only 17.8% of DC plan sponsors prefer participants to leave their plans at retirement. Read More

On Global and Technology Strategies

Technological Innovation and Disruption

Powerful tech trends include the growth of media platforms and the rise of artificial intelligence. Read More

On Fixed Income

China's Bond Market Opens For Business

The inclusion of Chinese local bonds in the Bloomberg Barclays Global Aggregate Bond Index will add diversity to the global bond market. Read More

On Macroeconomics

Preparing for a Populist Future

An extended period of populism could bring policies that lead to high inflation, fiscal deficits, and slower capital formation. Read More

On Capital Markets

Navigating Global Disruptive Forces

An increasing number of companies face secular risk from disruptive forces that could impede earnings growth and impact stock valuations. Read More

U.S. Equity Mutual Funds

The T. Rowe Price Strategic Investing Approach

An extensive study by T. Rowe Price shows that we excelled through the many market environments of the past two decades... Read More

Going Beyond the Numbers

Cognitive Diversity Offers a Better Approach to Emerging Markets Investing

For Samy Muaddi, an investment professional at T. Rowe Price, identifying the best investment ideas in emerging markets requires a global group of analysts whose experiences and backgrounds help to inform their fundamental analysis. Read More

Retirement Pulse: Living in Retirement

New research from T. Rowe Price finds that retirees who were (or currently are) participants in 401(k) plans are generally happy and optimistic about their futures. Read More

On U.S. Fixed Income

Is the U.S. Housing Market Slowdown Cause for Alarm?

On U.S. Fixed Income

Will Recent Credit Market History Repeat?

We favor caution on risk asset exposure following the sell-off in late 2018, preferring shorter-maturity debt. Read More

U.S. Equities

Investing in All-Season Large-Cap Growth Stocks

Larry Puglia, manager of the Blue Chip Growth Fund, discusses his consistent approach, and his market outlook. Read More

From Our Global Fixed Income Team

Fresh Hope For the Global Economy?

Major central banks that tightened liquidity conditions in 2018 are now signaling a pause, offering fresh hope for investors. Read More

Sales Tools

Using Monte Carlo Analysis to Help Clients Prepare for the Future

By utilizing Monte Carlo analysis, advisors can help clients understand how the decisions they make today can affect their retirement income tomorrow. Read More

Retirement Pulse: When to Consider a Roth Conversion

Converting a Traditional IRA to a Roth account affords investments tax diversification and the benefit of tax-free distributions in retirement. Read More

Retirement Pulse: Evaluating Roth and Pretax Retirement Savings Options

Having a meaningful level of Roth assets via a Roth IRA or Roth option in a 401(k) can help you manage taxes effectively in retirement. Read More

Global Market Outlook

Late U.S. Rate Cycle Could Favor Certain Sectors

The late stage of the U.S. credit cycle could favor certain sectors. Find out which ones and why. Read More

Global Market Outlook

Geopolitical Events Could Rattle Markets

Portfolio Manager David Giroux's view differs from prevailing market sentiment. Find out why. Read More

Retirement Pulse: 401(k) Providers: Participants' Go-To for Help

With more participants than ever seeking help in financial decisions from their 401(k) plan's provider, the recordkeeper is becoming the go-to source for support. Read More

Market Consensus

MarketScene: Market Consensus

Market consensus describes our view of investor expectations about key economic and market variables. Read More

Global Market Outlook

Innovation is Changing the Growth and Value Universes

Growth has outperformed value in recent years, but will that outperformance continue? Read More

On Natural Resources

Exploiting Opportunities Amid A Secular Commodity Downturn

The commodity downcycle may last several more years, but there are still some attractive opportunities for performance. Read More

Target Date Investing: A Different Perspective on Sequence-of-Returns Risk Around Retirement

In target date investing, it is critical to align glide‑path design with investors’ objectives. Read More

U.S. Fixed Income

Positioning for a Pause in Fed Rate Hikes

In an environment where the Fed has set the stage for a potential pause in rate hikes, we favor long duration positioning. Read More

From Our Global Fixed Income Team

The U.S. Economy: No Longer Exceptional

Each month our portfolio managers, analysts, and traders conduct an in-depth review of the full fixed income opportunity set. Read More

Fixed Income

Why the Market's Fears Over Credit May Be Overblown

Kenneth A. Orchard
Why the Market's Fears Over Credit May Be Overblown Although credit spreads have widened amid recession fears, the available evidence suggests that these concerns may be overblown.Read More

Global Fixed Income

Trade War Threatens Key Chinese Industries

The trade war between the U.S. and China is likely to persist, creating challenges for China's property and auto industries. Read More
Q4 2018  Show

Six Reasons to Review Your U.S. Equity Allocation

Intellectual Capital

Putting in the Legwork for Food Delivery

While visiting a food delivery company in London, T. Rowe Price investment professionals saw a unique opportunity to go the extra mile in their research and gain a deeper understanding of the company's potential to deliver growth for investors. Read More

Three Reasons to Review Your Clients' International Equities Allocation

Market Review

Fourth Quarter 2018 Market Review

Read perspectives on economic and market events for the past quarter. Read More

From Our CIO Group

What’s Behind the December Sell-Off and What’s Next?

T. Rowe Price
What’s Behind the December Sell-Off and What’s Next? Although investors continue to face disruptive market forces, the fundamental backdrop for markets should improve in 2019.Read More

Blog

Crisis or No Crisis?

David J. Eiswert
Crisis or No Crisis? David Eiswert discusses the recent volatility in markets and why he is still finding opportunities.Read More

Visualize the Nonfinancial Side of Retirement

Explore a new way for advisors to help clients visualize and prepare for the non-financial aspects of retirement. Read More

Global Market Outlook

Disruptive Forces Seen Shaping 2019 Investment Landscape

Disruption in its various forms is likely to determine the course of global markets in 2019, T. Rowe Price experts predict. Read More

Intellectual Capital

Semiconductor Stocks: Buying When the Chips Are Down

Semiconductor valuations have not captured the long-term effects of industry consolidation and powerful secular tailwinds. Read More

Intellectual Capital

Growth of BBB Bonds—Keeping Risks in Perspective

The downside risk to the recent growth in BBB rated supply, which has been driven by M&A activity, appears contained to certain sectors and regions. Read More

Intellectual Capital

Japan: False Dawn or Stock Picker's Dream?

Widespread economic and market reforms have improved the investment landscape in Japan. With company profits outpacing other major markets, Japan offers good opportunities for active investors. Read More

Intellectual Capital

Tapering and Tariffs: A Paradigm Shift?

Tighter monetary policies and populist trade policies could lead to a global economic slowdown over the next few years. Read More

Policy Insights

A New Era of Fiscal Generosity?

Once a month, our fixed income portfolio managers, analysts, and traders conduct an in-depth review of the full fixed income opportunity set. Read More

Open Questions

MarketScene: What to Watch

We highlight these important issues and how they may affect investment risks and opportunities. Read More

Global Market Outlook

Webcast: Navigating Global Disruptive Forces

Get the answers you need to prepare your clients and your practice for the year ahead. Our 2019 Global Market Outlook webcast provides actionable insights on compelling opportunities. Read More

Intellectual Capital

Misconceptions of Growth and Value Investing

There are various misconceptions surrounding growth and value investing. As such, potential rewards exist for those prepared to look beyond the traditional definitions. Read More

Intellectual Capital

China: Yesterday's Story or More Compelling Than Ever?

Despite various headwinds, China continues to provide compelling investment opportunities. Read More

Asset Allocation Insights

Supportive Fundamentals, Attractive Valuations in EMs

The recent broad sell-off in emerging markets (EM) assets has created some relative value opportunities in those markets. Read More

Blog

How Tight is the Fed's Monetary Policy?

Kenneth A. Orchard
How Tight is the Fed's Monetary Policy? Conventional wisdom believes that current Fed policy is "loose to neutral," but data suggest that it is tighter than that.Read More

Notes From the Road

Voters Opt for Sweeping Change and Markets Applaud

We expect Jair Bolsonaro to put together a pragmatic economic team that will pursue pension reforms and court financial markets. Read More

Intellectual Capital

Emerging Markets at a Crossroads

Emerging market Portfolio Managers Ernest Yeung and Verena Wachnitz discuss their perspectives on emerging markets. Read More

Intellectual Capital

Exploiting Innovation in European Smaller Companies

Insight into the innovative capabilities of smaller companies is crucial. Innovation can be a key long-term driver of returns. Read More

Retirement Pulse: How Much Cash Should Retirees Have on Hand?

Retirees may consider having extra cash on hand to help sustain themselves should there be an extended down market. Read More

Beyond the Numbers

Tracking Investment Opportunities in Transportation

Investment professional Andrew Davis says automation technology is bringing a lot of investment life in the rapidly evolving transportation industry, and choosing the right company is critical. Read More

Intellectual Capital

Investing in Troubled Countries

Identifying the different stages of a crisis in troubled countries can reveal when to take advantage of potential recoveries. Read More

Intellectual Capital

U.S. Midterm Elections: Fundamentals Outweigh Politics in Investment Outlook

T. Rowe Price managers caution against making investment decisions based on U.S. midterm election results. Fundamental factors will determine market and economic performance. Read More

Plan Participant Resources

Help Your Clients Plan Ahead With T. Rowe Price Retirement Funds

You know the kind of lifestyle your clients dream of having in retirement. Getting clients where they want to go may be easier than you think. Read More

Intellectual Capital

Alpha Generators in U.S. Large-Cap Growth

Alpha generation often comes from having the resources to do thorough research and developing deep knowledge of companies. Read More

Intellectual Capital

What Does a Flattening Yield Curve Mean?

The U.S. Treasury yield curve has flattened this year, raising concerns about the investment implications. Read More

Going Beyond the Numbers

Shopping for Investment Opportunities in Latin America

Investment professional Paulina Amieva says that her research process takes her from behind her office desk and directly to the consumer to find the best opportunities for clients. Read More

Going Beyond the Numbers

Investing in Health Sciences Breakthrough Therapies

Dr. Ziad Bakri says that as the need for more innovative drug therapies continues, his research process takes him inside factories and pharmaceutical labs in search of the best insights for investors. Read More

Retirement Pulse: The Value of the 401(k)

Our research determined that there are significant correlations between 401(k) plan design and corporate financial performance existing within and across industries. Read More
Q3 2018  Show

Retirement Pulse: Tax-Efficient Withdrawal Strategies

The order in which retirees withdraw from taxable and tax-advantaged accounts should be informed by tax-efficient strategies. Read More

Three Reasons to Review Fixed Income Portfolios

Fixed income plus sector assets can alter the risk profiles of client portfolios. See the three reasons you need to review your fixed income allocations today. Read More

Portfolio Construction Insights

The Pillars of International Equity

International stocks look poised for long-term gains, but diversification is key. Read More

Financial Wellness

Research: What Advisors Think About Financial Wellness

T. Rowe Price’s latest research offers both a qualitative and quantitative view into how advisors think about—and differentiate with—financial wellness programs. Read More

Retirement Pulse: Emergency Fund Planning

Financial emergencies happen. Whether you call it a cash reserve, emergency fund or rainy day fund, it’s important to have available money on the side. Read More

Client Loyalty

Asset Transfer and Legacy Planning

Prevent losing assets to intergenerational wealth transfer and win more business with these simple, family-friendly resources to support legacy planning. Read More

Participant Video Series

Retirement Pulse: Your Savings at Work: Foundations of Saving for Retirement

This educational video series is a good way to reach qualified plan participants who may need a little reinforcement of the importance of saving for their future. Read More

Target Date Solutions

Strong Results From a Target Date Leader

At T. Rowe Price, we believe that investment success for multi-asset solutions comes from balancing market, inflation, and longevity risks. Read More

Retirement Pulse: Advancing the Way We Think About Perceptions of Risk and Achieving Outcomes

We believe that consideration of sequence-of-returns (SoR) risk must be placed within a broader perspective, one that takes into account multiple retirement risks. Read More

Retirement Pulse: The Benefit of Saving Regularly for Retirement

Supplement your client conversations about how much to save for retirement with this helpful article regarding the 15% rule of thumb. Read More

Retirement Pulse: Are My Retirement Savings on Track?

As your clients save for retirement, it is likely you will get questions about how much they need to save and whether they are on track. Read More

Intellectual Capital

With Recent Tax Cuts, Investors May Need to Revisit Their Financial Planning

Having just faced the April 17 tax filing deadline, U.S. taxpayers should consider the wide-ranging impact of the tax law changes for 2018. Read More

Client Loyalty

The Equality Economy: LGBTQ Investor Behavior Study

As the LGBTQ community grows, so does the opportunity for advisors who can engage LGBTQ investors. Welcome to the equality economy–T. Rowe Price is here to help. Read More

Retirement Perspectives

Income Replacement in Retirement

It’s helpful to have a target for what you might spend in retirement. The challenge is knowing what those expenses might be if you’re many years away from retiring... Read More

Financial Wellness

Advances in Auto-Services: Reenrollment

It’s important to revisit and build upon a group of plan design features that 20+ years ago revolutionized participant savings and investment behavior: auto-solutions. Read More

About Us

The History of T. Rowe Price

The T. Rowe Price Approach

T. Rowe Price's Strategic Investing Approach Has Benefited Our Target Date Funds

Our study of 11 of our U.S. Retirement Funds confirms that our strategic investing approach has added value for investors. Read More

Intellectual Capital

U.S. Tax Reform: Financial Planning Implications of the U.S. Tax Reform Measure

Overall, the U.S. tax reform measure highlights the importance of a planning strategy that can adapt to change... Read More

Target Date Solutions

T. Rowe Price Retirement Funds: Seeking Better Outcomes for Clients

Our Retirement Funds are designed to help your clients reach their financial goals in retirement. In the face of changing markets, our solutions combine a consistent investment approach... Read More

Portfolio Construction Insights

Cutting-Edge Insights on Advisor Portfolios

We've been conducting in-depth analysis of advisor portfolios for years. For the first time, we're making these findings available through a new series of Portfolio Construction Insights... Read More

Infographic

Show Clients How You're Balancing Stability and Growth

Communicate the preparations you can make to prepare for changes in the equity and interest rate environments with our client-friendly infographic... Read More

Video

A Fixed Income Balancing Act

Retirement Planning

Helping Your Clients Decide When to Take Social Security Benefits

Help your clients take control over their retirement income by choosing when to start collecting benefits... Read More

Sales Tools

How Each State Treats Social Security Income

When to take Social Security benefits is a major decision that clients are facing as these benefits are an important source of retirement income... Read More

Intellectual Capital

Weighing the Options–Is an Investment Policy Statement Right for Your Plan?

Some plan sponsors create an investment policy statement (IPS) to provide a framework for managing investment decisions. A recent study found that 83% of the surveyed plans had implemented... Read More

Target Date Solutions

Podcast: A Look at Our Target Date Funds in Q3 2017

In addition to timely performance and asset allocation updates on our target date funds, Associate Portfolio Manager Kim DeDominicis and Portfolio Specialist Joe Martel share insights Read More

Price Report

Fixed Income Changes in Target Date Portfolios Improve Diversification

Dynamic fixed income sector allocations can better complement equity exposure in portfolios... Read More

Financial Wellness

Discuss, Evaluate, Select: Three Tools to Get You Started

Use the tools outlined below with your clients to guide the financial wellness conversation and identify solutions... Read More

Financial Wellness

Financial Wellness: The Opportunity for Advisors

Financial wellness is the ability of individuals and families to manage daily finances while setting short- and long-term investment goals... Read More

Financial Wellness

Toolkit: Roadmapping the Financial Wellness Conversation

Use the tools in this kit to guide the financial wellness conversation and identify appropriate solutions... Read More

Financial Wellness

Considerations for Selecting a Financial Wellness Provider

As financial wellness increases in popularity, it becomes critical to develop a valid framework for selecting a financial wellness provider... Read More

Financial Wellness

Financial Wellness: Recruit Retain Retire

A more effective angle of the financial wellness conversation may come in the form of the company's increased ability to recruit, retain, and... Read More

Price Perspective - In Depth

The PPA, 10 Years In: A Retirement Revolution Ready for Evolution

Substantial progress has been made since PPA’s enactment in 2006, but challenges to retirement security remain. Read More

Fiduciary Source Manual

Help Your Clients Understand Their Fiduciary Duties

The fiduciaries of a plan are the people who actually make decisions on behalf of the plan... Read More

Financial Wellness

Wellness Works: Achieving Financial Goals

Financial wellness communications you can share with participants. Read More

Sales Tools

Planning for Retirement Health Care Costs

Affording health care costs is a concern for people of all ages as these costs are considered to be one of the larger expenses clients will face in retirement... Read More

Intellectual Capital

Constructing More Effective Defined Contribution Investment Lineups

As DC plans continue to grow in prominence, plan sponsors are facing important decisions about how to construct lineups. Read More

Price Perspective - In Depth

How Retirement Investors Respond to Volatile Markets

Retirement plan participants, especially those invested 100% in target date investments, are the least likely to exchange, regardless of age or market circumstance... Read More

Price Perspective - In Depth

Pension Protection Act's Impact on Defined Contribution Plans

The Pension Protection Act, which was passed in 2006, produced significant progress in helping many more people become better financially prepared for retirement... Read More

Financial Wellness

Financial Wellness Discussion Guide

Focusing on financial wellness makes sense from both a cost-conscious financial perspective and a benefits-minded human resources perspective... Read More

Financial Wellness

Financial Wellness Program Evaluator

Evaluating financial wellness programs is a challenge. With so many to choose from, how do you find the best match for your clients?... Read More

Financial Wellness

Financial Wellness Price Perspective

Financial wellness is the result of healthy saving and investing behaviors that are attainable and maintainable over time... Read More

Sales Tools

The Impact of Medicare Expenses on Retirement Income

An overview of the most important rules surrounding Medicare premiums and practical guidance on how these rules impact common retirement investment vehicles... Read More

Financial Wellness

Elevate Your Practice With Financial Wellness

Wellness Works is your resource for tools and actionable ideas to incorporate financial wellness into your practice... Read More

Millennials

Overcome Risk Aversion to Optimize Millennial Investment Behavior

What is driving millennial investing behavior, and how can you adapt to meet their needs?... Read More

Millennials

Tap the Power of Peer Recommendation to Motivate Participants

The defined contribution industry is finding that peer influence can be highly effective at encouraging long-term savings habits... Read More

Millennials

Here's How to Get—and Keep—Millennials' Attention

Advisors and plan sponsors can leverage existing savings and behavioral tendencies to reach the millennial audience more effectively... Read More

Millennials

Bridge the Generational Gap and Win With Plan Sponsors

Millennials are here. They want to save for retirement. And they're looking for guidance... Read More

Millennials

Streamline Investment Choices to Combat Participant Inertia

Research has shown that the amount of investment choice and the level and frequency of communications within a retirement plan can directly affect employee engagement... Read More

Millennials

Unintended Consequences Can Result From Job-Jumping Millennials

When you consider the job-jumping tendencies of Millennials, the impact of auto-services can be less positive than anticipated... Read More
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