This material is provided for general and educational purposes only, and is not intended to provide legal, tax or investment advice.
1Roth qualified distributions: A qualified distribution is tax-free if taken at least 5 years after the year of your first Roth plan contribution and you've reached age 59½, become totally disabled, or died. If your distribution is not qualified, any withdrawal from your account will be partially taxed. These rules apply to Roth distributions from employer-sponsored retirement plans. Additional plan distribution rules apply.
2An annual $20 account service fee is charged for each mutual fund account with a balance below $10,000. The $20 account service fee will be waived for the following circumstances: Subscribe to electronic delivery of statements and confirmations; maintain an individual combined balance of $50,000 or more for all T. Rowe Price accounts (including mutual funds, Brokerage, and Small Business Retirement Plans); or qualify for T. Rowe Price select client services. Participants can subscribe to paperless delivery via the T. Rowe Price website once their account is established. If the participant account is closed during the year, a $20 closeout fee will be deducted automatically from the proceeds of the total redemption. However, the closeout fee is waived when an account service fee was previously assessed to the participant account for that year or when the proceeds are being used for a rollover, transfer, or conversion to a T. Rowe Price retirement plan account or T. Rowe Price IRA.