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*The SECURE Act of 2019 changed the RMD age requirement from 70½ to 72 and is applicable to those who turned 70½ on or after January 1, 2020. The SECURE 2.0 Act of 2022 changed the RMD age to 73 in 2023 only for individuals who turn 72 on or after January 1, 2023. The new law also provides that the RMD age will change again to 75 in 2033.