Financial planning resources
Balancing your financial priorities can feel like a juggling act. Whether you’re planning for retirement, college, or any endeavor in between, find the expertise and resources you need.
Start on the path to financial success
Investing basics
The more you know, the more confident you’ll be as you work toward your investment goals.
Self-directed investing
Access the tools and resources you need to confidently choose accounts, research funds, and manage your portfolio independently.
Asset allocation planning
Asset allocation—or the mix of investments in your portfolio—refers to how your money is divided among different types of investments, such as stocks, bonds, and cash.
Work toward the retirement lifestyle you've envisioned
By understanding the basics of retirement planning, like asset allocation, contributions, and retirement income, you can start working toward the retirement lifestyle you’ve envisioned.
RMDs: required minimum distributions
Get answers to questions about withdrawals you’re required to take starting at age 73.1
Social Security planning
Gain clarity on Social Security to help you feel better prepared—today and down the road.
Make progress towards your education savings goals
With more than 80 years of financial experience, the experts at T. Rowe Price are focused and committed to helping you choose the right path for one of the most important investment decisions families face today.
Fine-tune your investment strategy and maximize your legacy
Tax planning
Effective tax planning can help you save money and fine-tune your investment strategy. Use the information in our Tax Planning Center to help you complete your taxes.
Estate planning
Whatever your stage in life, it’s important to have a long-term plan for your assets. Through estate planning, you make your wishes clear regarding who gets what, and under what terms, after your death.
Charitable giving
Looking for a better way to plan your charitable giving? T. Rowe Price Charitable lets you handle your charitable donations with one convenient account.
Get financial advice for your evolving needs
We offer a range of advice solutions to support your goals including model portfolio recommendations, a 1:1 relationship with a financial advisor, and custom portfolios.
(1) The SECURE Act of 2019 changed the RMD age requirement from 70½ to 72 and is applicable to those who turned 70½ on or after January 1, 2020. The Secure 2.0 Act of 2022 changed the RMD age to 73 in 2023 only for individuals who turn 72 on or after January 1, 2023. The new law also provides that the RMD age will change again to 75 in 2033.
All investments are subject to market risk, including the possible loss of principal.
This material is provided for general and educational purposes only, and is not intended to provide legal, tax or investment advice. This material does not provide fiduciary recommendations concerning investments or investment management; it is not individualized to the needs of any specific benefit plan or retirement investor, nor is it directed to any recipient in connection with a specific investment or investment management decision.
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