401(k) Rollover and Transfer IRA*

Consolidate existing 401(k)s and IRAs into one easy-to-manage account with a 401(k) Rollover or Transfer IRA.

Is a Rollover or Transfer IRA right for me?

If you’ve changed jobs or are preparing to retire, you may have account balances in one or more workplace retirement plans. We're here to help you understand your options.

A Rollover or Transfer IRA may be right for you if you want…

Additional select client benefits

As your assets with us increase, so will your benefits. All our clients enjoy a competitive list of benefits aligned to your investment tier.

Explore your investment options.

Choose from a broad range of one-stop retirement funds, low-cost mutual funds, and digital investing powered by our experts—all with historically competitive long-term performance.

Did you know that you can convert a Traditional IRA or pre-tax retirement plan assets to a Roth IRA?

Rollover Concierge

Let us help handle your rollover—from start to finish. With this free service, you’ll get a dedicated Financial Consultant who can help you roll over, or consolidate, your retirement savings in three simple steps. We’ll even contact your current provider and help handle the paperwork.

Speak with one of our Financial Consultants.

Grow your retirement with us.

Consolidate your savings

Our RolloverConcierge service will help in three simple steps.

Simplify your savings

Transfer IRAs to manage your accounts in one place.

Is a rollover or transfer right for you?

Speak with one of our trusted Financial Consultants.

Monday–Friday, 8 a.m.–8 p.m. ET

*Consider all available options, which include remaining with your current retirement plan, rolling over into a new employer's plan or IRA, or cashing out the account value. When deciding between an employer-sponsored plan and IRA, there may be important differences to consider, such as range of investment options, fees and expenses, availability of services, and distribution rules (including differences in applicable taxes and penalties). Depending on your plan's investment options, in some cases, the investment management fees associated with your plan's investment options may be lower than similar investment options offered outside the plan.

The principal value of the Retirement Funds is not guaranteed at any time, including at or after the target date, which is the approximate year an investor plans to retire (assumed to be age 65) and likely stop making new investments in the fund. If an investor plans to retire significantly earlier or later than age 65, the funds may not be an appropriate investment even if the investor is retiring on or near the target date. The funds’ allocations among a broad range of underlying T. Rowe Price stock and bond funds will change over time. The funds emphasize potential capital appreciation during the early phases of retirement asset accumulation, balance the need for appreciation with the need for income as retirement approaches, and focus on supporting an income stream over a long-term postretirement withdrawal horizon. The funds are not designed for a lump-sum redemption at the target date and do not guarantee a particular level of income. The funds maintain a substantial allocation to equities both prior to and after the target date, which can result in greater volatility over shorter time horizons.