401k Rollover and Transfer IRA
Consolidate old 401(k)s and IRAs into one easy-to-manage account.
Combine scattered retirement assets with a 401(k) Rollover* or Transfer IRA.
Save time with simpler account management.
Get a clearer, centralized view of your investments.
Keep your retirement savings growing tax-deferred.
Potentially reduce what you pay in fees.
Let us help handle your rollover—from start to finish.
With this free service, you’ll get a dedicated Financial Consultant who can help you roll over your retirement savings in three simple steps.
Open a Rollover IRA
Let us fill out the forms for you, or get it done online in about 10 minutes. If you already have an IRA with us, you may be able to skip this step.
Select your investments
Your Financial Consultant can review your investment options with you and discuss strategies to help maximize your retirement savings.
Fund your account
We’ll call your current provider with you to initiate your asset transfer. Then, we'll track your rollover’s status and notify you when your account is funded—so you know when everything is complete.
- Your most recent retirement plan statement.
- Any distribution documents provided by your retirement plan provider.
Explore investment options for your old 401(k)s or IRAs.
Choose an IRA option for your rollover.
See what our clients have to say:
*Consider all available options, which include remaining with your current retirement plan, rolling over into a new employer's plan or IRA, or cashing out the account value. When deciding between an employer-sponsored plan and IRA, there may be important differences to consider - such as range of investment options, fees and expenses, availability of services, and distribution rules (including differences in applicable taxes and penalties). Depending on your plan's investment options, in some cases, the investment management fees associated with your plan's investment options may be lower than similar investment options offered outside the plan.
1Morningstar gives its best ratings of 5 or 4 stars to the top 32.5% of all funds (of the 32.5%, 10% get 5 stars and 22.5% get 4 stars) based on their risk-adjusted returns. The Overall Morningstar Rating™ is derived from a weighted average of the performance figures associated with a fund’s 3-, 5-, and 10-year (if applicable) Morningstar Rating™ metrics. As of 7/31/21, 69 of 154 of our Investor Class funds received an overall rating of 5 or 4 stars.
The Morningstar Rating™ for funds, or “star rating”, is calculated for funds with at least a three-year history. Exchange-traded funds and open-ended mutual funds are considered a single population for comparative purposes. It is calculated based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a managed product’s monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance. The top 10% of products in each product category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars, and the bottom 10% receive 1 star.
Source for Morningstar data: ©2021 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.
236 of our 40 Retirement Funds (Investor, Advisor, and R Class) had a 10-year track record as of 6/30/21 (includes all share classes). 36 of these 36 funds beat their Lipper average for the 10-year period. 40 of 40, 40 of 40, and 39 of 39 of the Retirement Funds outperformed their Lipper average for the 1-, 3-, and 5-year periods ended 6/30/21, respectively. Calculations are based on cumulative total return. Not all funds outperformed for all periods. (Source for data: Lipper Inc.)
The principal value of the Retirement Funds is not guaranteed at any time, including at or after the target date, which is the approximate year an investor plans to retire (assumed to be age 65) and likely stop making new investments in the fund. If an investor plans to retire significantly earlier or later than age 65, the funds may not be an appropriate investment even if the investor is retiring on or near the target date. The funds’ allocations among a broad range of underlying T. Rowe Price stock and bond funds will (with the exception of the Retirement Balanced Fund) change over time. The funds (other than the Retirement Balanced Fund) emphasize potential capital appreciation during the early phases of retirement asset accumulation, balance the need for appreciation with the need for income as retirement approaches, and focus on supporting an income stream over a long-term postretirement withdrawal horizon. The funds/trusts are not designed for a lump-sum redemption at the target date and do not guarantee a particular level of income. The funds maintain a substantial allocation to equities both prior to and after the target date, which can result in greater volatility over shorter time horizons.
The T. Rowe Price® ActivePlus Portfolios is a discretionary investment management program provided by T. Rowe Price Advisory Services, Inc., a registered investment adviser under the Investment Advisers Act of 1940. Brokerage services are provided by T. Rowe Price Investment Services, Inc., member FINRA/SIPC. Brokerage accounts are carried by Pershing LLC, a BNY Mellon Company, member NYSE/FINRA/SIPC. T. Rowe Price Advisory Services, Inc., and T. Rowe Price Investment Services, Inc., are affiliated companies.
3Generally, as long as you've held the account at least 5 years and you're age 59½ or older.