Planning and investing for retirement is one of the best ways to create the future you envision. T. Rowe Price offers a broad range of retirement solutions and planning resources to help you confidently invest and get where you want to be.

Ready to invest in your future?

Questions? Talk to a retirement specialist at 1-800-332-6161

Find the retirement account that's right for you.


Choose between a Roth or Traditional IRA. Have money in an old employer-sponsored plan or with another company? Consider your options and determine if a 401(k) rollover or IRA transfer could help make it easier to manage and monitor your retirement savings.*

Small Business and Self-Employed

Our tax-deferred plans for business owners and self-employed individuals.

403(b) Plans

Retirement plans for employees of public schools and certain tax-exempt organizations. (Only for existing 403(b) plans and accounts.  We no longer establish new 403(b) plans.)

The T. Rowe Price ActivePlus Portfolios® program

Complete a short questionnaire, and we’ll recommend a diversified model portfolio designed and managed by our experts.

Plan for retirement at any stage of life.

Before selecting a retirement product, it can be helpful to formulate a plan. Your lifestage will influence your plan and how it changes over time. Use our tools and resources to put your plan together, and see how Social Security benefits can factor into your retirement planning.

Why T. Rowe Price for retirement?

Strategic Investing


We don’t stop at surface-level analysis. Instead, our strategic investing approach takes us beyond the numbers to seek the right investments for our funds.

Competitive Performance


Our experienced managers carefully manage risk as they pursue returns over longer time horizons for your investments.


Over 85% of our funds for individual investors have expense ratios below their peer category averages,1 letting more of your money work for your retirement.

Valuable Insights


Working with us, you get direct access to our knowledge, experience, and insight through a variety of products and solutions, designed with your needs in mind.

T. Rowe Price mutual funds are subject to ongoing management fees. An IRA may be subject to an annual fee, and a fee may be assessed when an IRA is closed. See prospectus for details.

1Source: Lipper Inc. 205 of 229 funds (excluding institutional and bank institutional funds as defined by Lipper) more than 6 months old had expense ratios below their Lipper averages based on fiscal year-end data available as of 12/31/20.

*Consider all available options, which include remaining with your current retirement plan, rolling over into a new employer's plan or IRA, or cashing out the account value. When deciding between an employer-sponsored plan and IRA, there may be important differences to consider - such as range of investment options, fees and expenses, availability of services, and distribution rules (including differences in applicable taxes and penalties). Depending on your plan's investment options, in some cases, the investment management fees associated with your plan's investment options may be lower than similar investment options offered outside the plan.