Retirement is at the heart of your practice. You need a partner who can help you navigate the ever-evolving retirement landscape. With 66% of our assets under management held in retirement accounts,* our experience runs deep. We also have 20 years of experience delivering target date solutions and over 30 years of experience providing recordkeeping services and managing stable value assets.
Use our actionable insights, client-focused products, and value-add services to seek better retirement outcomes for your clients, whatever their needs.
*As of 9/30/2022
in target date assets*
in stable value AUM*
From retirement investing to tax planning and retirement income, get the very latest to help your retirement-focused clients stay on course.
Access key articles to help plan sponsors and consultants with plan design, participant education, investment decisions, and more.
Gain access to our latest thinking and learn more about how we seek better outcomes for our clients.
Your clients have diverse and evolving retirement needs. And we offer a range of target date solutions designed to meet them.
“We have one of the broadest and deepest research teams in the asset management business, and the work produced by that group is a key competitive advantage for T. Rowe Price in evolving our product offerings to reflect the latest thinking and modeling techniques.”
Head of Target Date Strategies
We are striving to deliver greater value to investors by lowering our management fees, effective July 1, 2021.
With more choices and lower fees, we're seeking to deliver even better results for a greater overall value.
“Broad diversification across high-quality fixed income securities and wrap providers is our hallmark.”
Head of Stable Value
Find out why we believe stable value will be critical for defined contribution plans as the industry and regulatory landscape evolves.
Find a specific investment strategy or research our range of U.S. equity, international equity, fixed income, and asset allocation solutions.
For defined contribution plan sponsors seeking a cost-effective alternative to mutual funds, we offer a range of collective investment trusts (CITs).
Leverage our research to emphasize the value of financial wellness, and arm yourself with the tools to define and measure program effectiveness and success.
Give clients the tools to create a retirement vision and prepare for the nonfinancial aspects of retirement.
Help preretirees conquer their fears of health care costs with a holistic approach to retirement planning.
Benchmark and compare investments or examine plan-specific trend information with our suite of reporting capabilities. Call us to learn more.
Get access to our Asset Allocation Committee’s proprietary views on capital markets, portfolio positioning, and more.
Call or email today.
This material is provided for general and informational purposes only and is not intended to provide legal, tax, or investment advice. This material does not provide recommendations concerning investments, investment strategies, or account types; it is not individualized to the needs of any specific investor and not intended to suggest any particular investment action is appropriate for you, nor is it intended to serve as the primary basis for investment decision-making.
All investments are subject to market risk, including the possible loss of principal. The principal value of the Retirement Strategies and the Target Strategies (collectively, the “target date strategies”) is not guaranteed at any time, including at or after the target date, which is the approximate year an investor plans to retire (assumed to be age 65) and likely stop making new investments in the strategies. If an investor plans to retire significantly earlier or later than age 65, the strategies may not be an appropriate investment even if the investor is retiring on or near the target date. The target date strategies' allocations among a broad range of underlying T. Rowe Price stock and bond strategies and derivatives will change over time. The Retirement Strategies emphasize potential capital appreciation during the early phases of retirement asset accumulation, balance the need for appreciation with the need for income as retirement approaches, and focus on supporting an income stream over a long-term postretirement withdrawal horizon. The Target Strategies emphasize asset accumulation prior to retirement, balance the need for reduced market risk and income as retirement approaches, and focus on supporting an income stream over a moderate postretirement withdrawal horizon. The target date strategies are not designed for a lump-sum redemption at the target date and do not guarantee a particular level of income. The key difference between the Retirement Strategies and the Target Strategies is the overall allocation to equity; although they each maintain significant allocations to equities both prior to and after the target date, the Retirement Strategies maintain a higher equity allocation, which can result in greater volatility over shorter time horizons. Derivatives may be riskier or more volatile than other types of investments because they are generally more sensitive to changes in market or economic conditions.
Diversification neither assures a profit nor eliminates the risk of experiencing investment losses.
T. Rowe Price collective investment trusts (CITs) are not mutual funds. They are collective investment trusts established by T. Rowe Price Trust Company under Maryland banking law, and their units are exempt from registration under the Securities Act of 1933. Investments in the CITs are not deposits or obligations of, or guaranteed by, the U.S. government or its agencies or T. Rowe Price Trust Company and are subject to investment risks, including possible loss of principal. The CITs are available only to certain types of retirement plans.
Differences between compared investment vehicles may include investment minimums, objectives, holdings, sales and management fees, liquidity, volatility, tax features, and other features, which may result in differences in performance.