Solving the Retirement Income Puzzle
Put every piece in its place
For many investors, retirement planning starts and ends at saving—but how they draw down their money and make it last is just as important. Help your clients build a comprehensive retirement income plan with these resources.
2 out of 3
43%
Only 20%
Build a retirement income plan piece by piece
Don’t just let your clients rely on conventional wisdom for their retirement income plan. Use our program, Solving the Retirement Income Puzzle, to help them build and fund the retirement they deserve.
Hi. I’m Stuart Ritter, Insights Director at T. Rowe Price.
Did you know that nearly two-thirds of preretirees have no idea how much they can withdraw from their retirement savings each month?1 And more than half don’t know how to do so tax-efficiently.1 This final and biggest cohort of Baby Boomers are worried—and they need help.
At T. Rowe Price, we understand these challenges and we recognize that solving the retirement income puzzle is more than just numbers—it's about ensuring your clients' confidence today and into the future.
Our program, Solving the Retirement Income Puzzle, goes beyond conventional wisdom to show you how to make the most of the key puzzle pieces of retirement income planning-- spending guidance, Social Security strategies, and tax-efficient withdrawal strategies—for the most effective retirement income outcomes for your clients, not only today but as their retirement evolves.
With our program, you can help clients make informed decisions confidently—whether it's when to claim Social Security, knowing to anticipate and how to manage spending volatility, or how to create a tax-efficient withdrawal strategy, including what steps to take today to lower their taxes in the future. After all, taxes include more than just ordinary income.
Our comprehensive library features content for you and your clients, such as tailored presentations, an interactive investor workbook, articles, and more designed to boost understanding, engagement, and trust.
Leverage Solving the Retirement Income Puzzle today to enhance client outcomes and build your practice as you position yourself as the trusted retirement income resource your clients need.
Contact T. Rowe Price today and let’s solve the retirement income puzzle.
1T. Rowe Price, 2023 Retirement Savings and Spending Study. Based on total workers age 50+ or retirees.
Become a trusted resource on retirement income planning
Find resources to help preretirees navigate the complex topic of retirement income.
Solving the Retirement Income Puzzle presentation
Guide clients through the shift from saving to spending as they create a comprehensive retirement income plan.
Program guide
Plan your program journey with this helpful outline of Solving the Retirement Income Puzzle tools and resources.
Handout for financial professionals
Strengthen your practice with this quick rundown of the key puzzle pieces of a retirement income plan.
Harness an industry-leading tool to craft plans for your clients
Chart a custom retirement income path for investors that incorporates Social Security, withdrawals, and investments all at the same time.
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Discover tools to discuss retirement income with your clients
Simplify retirement income planning for your clients with these resources.
Solving Your Retirement Income Puzzle presentation
Use this presentation to guide clients through the three most important pieces of any retirement income strategy—spending, Social Security, and tax-efficient withdrawals.
Companion Puzzle Solver Workbook
Use this accompanying workbook in one-on-one sessions or workshops to help clients begin to build a retirement income strategy that works for them.
Why retirement lifestyle planning is important
Show clients how preparing for the nonfinancial parts of retirement can strengthen their financial plan.
How to make your retirement account withdrawals work best for you
Help your clients think beyond conventional wisdom to build a tax-efficient withdrawal strategy that meets their needs.
Consolidating retirement accounts: Should you streamline your savings?
Help preretirees understand the benefits of consolidating their retirement accounts and whether it’s right for them.
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Visualize Retirement
Prepare preretirees for the nonfinancial aspects of retirement by helping them form—and bring to life—their retirement vision.
The Power of Social Security
Social Security plays a key role in many retirement income strategies, but the topic can be overwhelming. Help your clients conquer the complexities and feel more confident with these resources.
Set your practice apart
From client acquisition and engagement to managing your time and team, discover new, efficient ways to do it all.
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1T. Rowe Price, 2023 Retirement Savings and Spending Study. Based on total workers age 50+ or retirees.
2EBRI Retirement Confidence Survey, 2024
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