Real data and actionable insights—to help you deliver better outcomes
March 2026
How does activity in your plan compare to trends across the T. Rowe Price participant population? Our annual Reference Point report breaks down data from the previous year to:
- Provide benchmarking for plans
- Highlight key trends
- Share analysis from T. Rowe Price experts
About the Report
Unless otherwise noted, all data included in this report are drawn from the following sources: Data are based on the large-market, full-service universe—T. Rowe Price total—of T. Rowe Price Retirement Plan Services, Inc., retirement plans (401(k) and 457 plans), consisting of 712 plans and approximately 2 million participants.
For more information on this report or where you get additional industry-specific data to support your plan design discussions, please contact your T. Rowe Price representative.
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IMPORTANT INFORMATION
This material is provided for general and educational purposes only and is not intended to provide legal, tax, or investment advice. This material does not provide recommendations concerning investments, investment strategies, or account types; it is not individualized to the needs of any specific investor and not intended to suggest any particular investment action is appropriate for you.
Study results provided throughout the material are as of the most recent date available and are subject to change.
Information contained herein is based upon sources we consider to be reliable; we do not, however, guarantee its accuracy.
T. Rowe Price Associates, Inc., T. Rowe Price Investment Services, Inc., T. Rowe Price Retirement Plan Services, Inc.
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