16 Tax Brackets? Yes, Really.
September 2026, Practice Management
Retirement income decisions can get complicated fast. That is when clients need their financial professional most.
A client may simply ask, "I want to spend $200,000 this year. Where should it come from?" But changing spending needs, taxes, Social Security, Medicare, and account choices can all shape the answer. And when the decision feels too complicated, clients may default to whatever feels familiar.
A simple spending question can hide a surprisingly complicated retirement income decision.
In this quick video, Stuart Ritter, CFP® and Insights Director at T. Rowe Price, explores how taxes, Social Security, Medicare, account choices, and the natural ups and downs of retirement spending can all affect the answer to a question clients ask all the time: “Where should the money come from?”
See how financial professionals can turn that complexity into one clear recommendation clients can understand and trust.
Want to learn more? Explore Solving the Retirement Income Puzzle at troweprice.com/retirement-income-puzzle and explore Income Solver at troweprice.com/incomesolver.
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