International Bond Fund - Advisor Class

Effective 1 July 2005, the benchmark changed to the Barclays Global Aggregate ex USD Bond Index. Prior to 1 July 2005, the benchmark was the JP Morgan Global Government Bond Ex. U.S. Broad Index. Prior to 1 July 2001, the benchmark was JP Morgan Non-US Government Bond Plus Index. Prior to 1 January 1998, the benchmark was JP Morgan Non-US Global Index. Prior to 1 July 1992, the benchmark was Citigroup Non-U.S. Dollar WGB Index. Each benchmark change was made because the firm viewed the new benchmark to be a better representation of the investment strategy of the fund. Historical benchmark representations have not been restated.

Current performance may be lower or higher than the quoted past performance, which cannot guarantee future results. Share price, principal value, and return will vary and you may have a gain or loss when you sell your shares. Average annual total return figures include changes in principal value, reinvested dividends, and capital gain distributions.

The 30-day dividend yield represents the average daily dividends for the 30-day period, annualized and divided by the net asset values per share at the end of the period; it is available the first quarter after the fund's inception. The SEC standardized yield is computed under an SEC standardized formula and reflects an estimated yield to maturity (assuming all portfolio securities are held to maturity); it is available the first month after the fund's inception.

The gross expense ratio reflects the fund expenses as stated in the fee table of the fund's prospectus prior to the deduction of any waiver or reimbursement. The net expense ratio reflects fund expenses after the deduction of any waiver or reimbursement.  If a fund has an active contractual expense limitation, the expiration date is shown below the gross and net expense ratio values above.  Expense ratios are as of the most recent prospectus.