Tax Efficiency 365
Support clients with tax-efficient investment planning
Pursuing tax efficiency is a given—but are clients aware of what you’re doing? Educate investors on tax-efficient strategies to use throughout the year—and for every stage of life—with this collection of client-facing resources.
Investment and retirement planning
Actionable insights to help your clients increase their tax efficiency—with your help.
Five retirement tax tips to show your value as an advisor
Helping clients navigate retirement taxes can enhance their financial outcomes and highlight your expertise.
How to make the most of your savings using a tax-efficient approach
Your clients want to make the most of their savings, and tax efficiency is a key place to start. Strategies such as contributing to tax-advantaged accounts, focusing on after-tax returns, and diversifying account types can help enhance their financial growth.
What to know about Social Security benefits and your taxes
Clients can increase their retirement income by considering the tax implications of Social Security benefits and planning accordingly.
How to improve your investment returns through tax-loss harvesting
Here’s how tax-loss harvesting can reduce your clients’ tax liability by offsetting gains with strategically realized losses in their investment portfolios.
Four reasons to save for retirement in a taxable general investment account
Taxable accounts can offer clients greater flexibility for long-term investments without the restrictions of retirement accounts.
How to best use your health savings account
HSAs are a powerful retirement savings tool with tax benefits for your clients—if they use them properly.
Education and estate planning
Share these insights with clients to help them make tax-efficient plans that benefit the next generation.
How to minimize taxes when leaving assets to the next generation
Help your clients ensure their heirs receive the maximum benefit from their estate. We explore the importance of considering heirs' tax rates, utilizing the step-up in basis for taxable assets, and planning withdrawals to align with tax-efficient principles.
How coordinating beneficiary designations can increase your after-tax legacy
Help clients learn how to optimize their beneficiary designations to reduce taxes and increase the after-tax value of their estates.
Leaving assets to your heirs: Could you benefit from a step-up in basis?
This valuable strategy can help clients make gains during their lifetimes tax-free for their heirs.
Leaving a legacy with 529 college savings plans: A great path for grandparents
Investing in grandchildren’s education can be a fulfilling way for your clients to provide a substantial legacy for their families.
The important tax advantages you should consider when paying for college
A coordinated plan to tackle college costs can create significant tax benefits for your clients—and give them peace of mind.
Charitable and year-end planning
Client-facing resources for helping your clients make tax-smart end-of-year decisions and donations.
A tax-smart approach to year-end giving season and charitable donations
Strategic donation choices can help your clients get the most out of their contributions.
End-of-year considerations for capital gains: Understanding mutual fund distributions
Many investors overlook the tax impact of mutual fund distributions, but strategic planning can reduce your clients’ tax liability.
Active ETFs and year-end taxes
Evaluating the role of ETFs in managing capital gain distributions, tax-loss harvesting, and annual tax consequences for your clients.
Get our latest perspectives on topics that matter most to you
Build tax-smart portfolios with these tools and strategies
Pursue better outcomes for your clients with our global range of actively managed strategies and our suite of portfolio construction solutions.
Give your clients an edge
Partner with us to create more tax-efficient client portfolios, using our suite of active exchange-traded funds (ETFs).
Model review
We’ll analyze your model’s pre- and post-tax returns and compare your results to a tax-efficient benchmark—ensuring your portfolios stay aligned with tax-smart investment objectives.
Quick guide to comparing mutual funds, ETFs, and SMAs
Learn how these vehicles can help meet your clients’ investment needs.
Tax Center
Looking for the latest tax figures on your client’s T. Rowe Price investments?
Separately managed accounts (SMAs)
Give your clients added flexibility with our active investment process.
Explore our Investment Research Tool to find investment products, which can support your clients' unique financial objectives.
Set your practice apart
Discover new ways to refine and grow your practice—including client acquisition, client engagement, and business management resources.
Contact us
Learn more about how we can help you, your clients, and your practice succeed.
Broker-Dealer, RIA, and Regional Bank
800.564.6958
AdvisorServices@troweprice.com
Variable Annuity
855.829.5343
VA_Sales_Desk@troweprice.com
Important Information
Risk Considerations: Past performance cannot guarantee future results. All investments are subject to market risk, including the possible loss of principal.
Differences between compared investments may include sales and management fees, liquidity, volatility, tax features, holdings, and other features, which may result in differences in performance.
ETFs are bought and sold at market prices, not NAV. Investors generally incur the cost of the spread between the prices at which shares are bought and sold. Buying and selling shares may result in brokerage commissions, which will reduce returns.
T. Rowe Price separately managed accounts are managed by T. Rowe Price Associates, Inc. and T. Rowe Price Investment Management, Inc., investment advisers.
202409-3806566
