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Retirement Offerings
Strategic Resources
Financial Wellness
Cybersecurity
Advisor Resources
U.S. Retirement Market Outlook
Three themes shaping the U.S. retirement landscape.
2023 Defined Contribution Consultant Research Study
Our third annual study captures retirement views from the defined contribution consulting and advisory community.
Investments
Target Date 20th Anniversary
Celebrating our decades-long passion for helping turn retirement dreams into reality.
Global Market Outlook
Tectonic shifts create new opportunities.
Artificial intelligence: The new electricity
AI has the potential to be the biggest productivity enhancer to the global economy since the rise of electricity.
Insights
Global Market Outlook
Tectonic shifts create new opportunities.
2023 Defined Contribution Consultant Research Study
Our third annual study captures retirement views from the defined contribution consulting and advisory community.
Compliance Support
Qualified plan limits
In October 2023, the Internal Revenue Service released the 2024 dollar limits on certain benefits and contributions to retirement plans and IRAs.
Legislative and regulatory webinars
Stay current on the latest news: watch our legislative and regulatory webinars on demand.
SECURE 2.0
Could Boost the Financial Wellness Landscape
Optional provisions in new law could help improve retirement outcomes.
The demand for financial wellness solutions is strong among employees, especially programs that can help with emergency savings, financial education, and debt.
What are participants struggling with?
Retirement plan participants who took more than two loans per year have 60% lower account balances.
What can employers do?
See T. Rowe Price’s thoughts on next steps:
Participants are seeking financial wellness
Here are ways to help--in and out of the retirement plan.
The T. Rowe Price Retirement Savings and Spending Study is a nationally representative online survey of 401(k) plan participants and retirees. The survey has been fielded annually since 2014. The 2022 survey was conducted between June 24 and July 22. It included 3,895 401(k) participants, full-time or part-time workers who never retired, currently age 18 or older, and either contributing to a 401(k) plan or eligible to contribute and have a balance of $1,000+. The survey also included 1,136 retirees who have retired with a Rollover IRA or left in plan 401(k) balance. NMG Consulting conducts this annual survey on behalf of T. Rowe Price.
*T. Rowe Price recordkeeping platform. Data represent participant behavior 2018–2022.
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