- T. Rowe Price Funds SICAV – Retirement Allocation Fund - 1 is actively managed based on profile of clients who retired at or up to 10 years before the Fund’s inception date.
- T. Rowe Price Funds SICAV – Retirement Allocation Fund - 2 is actively managed based on profile of clients who will retire within 10 years from the inception date of the Fund. Investors should not select the Fund based solely on age or retirement date. There is no guarantee that investors will receive the principal at or after 10 years from the inception date of the Fund and investors may suffer loss.
- Investment in the Funds involve risks, including general investment risk, risks relating to dynamic asset allocation strategy, risks of investing in other collective investment schemes/funds, risks of investing in other collective investment schemes adopting liquid alternative strategies, geographic concentration risk, equity market risk, emerging markets risk, small and mid-capitalisation shares risk, risk associated with high volatility of equity / debt markets in emerging countries, risk associated with regulatory/exchanges requirements of the equity markets in emerging countries and currency risk which may result in loss of a part or the entire amount of your investment.
- The investment in debt securities is also subject to credit/counterparty risk, interest rate risk, downgrading risk, credit rating risk, risk associated with high yield debt securities which are generally rated below investment grade or unrated, risk associated with collateralised and/or securitised products, sovereign debt risk and valuation risk.
- The Funds may use derivatives for hedging, efficient portfolio management and investment purposes, and is subject to derivatives risk. Exposure to derivatives may also lead to a risk of significant loss to the Funds.
- Dividend of certain share class(es) may be paid directly out of capital and/or effectively out of the capital which amounts to a return or withdrawal of part of an investor’s original investment or from any capital gains attributable to that original investment. Any such distribution may result in an immediate reduction of net asset value per share (Note 1).
- Investments in share class(es) with fixed annual percentage rate are not an alternative to a savings account or fixed interest paying investment. The fixed annual percentage rate may be subject to adjustment. The percentage of distributions paid is unrelated to the actual or expected income or returns of these share classes or the Funds. Distribution will continue even the Funds have negative returns, which further reduces the net asset value. A positive distribution yield does not imply a high or positive return (Note 2).
- The value of the Funds can be volatile and could go down substantially.
- Investors should not invest in the Funds solely based on this website.
T. Rowe Price Funds SICAV
Retirement Allocation Funds
A flexible retirement solution helping to achieve your evolving goals
A flexible retirement solution that aligns with your goals—invest on your terms, adjust anytime, and stay in control of your financial future.
Transparent Allocation
- Our dynamic glide path adjusts asset allocation automatically over time
- Provides better visibility on the future asset mix, relieving worries about rebalancing assets yourselves
Flexible Solution
- Tailored asset allocation based on our robust glide path design
- Consider a retirement allocation fund that aligns with your retirement goals
Regular Income Potential*
- Class A6p and Class A6p (HKD) aim to pay dividends on a monthly basis
- 6% fixed annual percentage rate (Dividends are not guaranteed and may be paid out of capital. Please refer to Note 1 and 2 of “Risk Considerations”)
* The distribution will be made according to the fixed annual percentage policy. Refer to the Funds' offering document for details. Positive dividend yield does not imply positive return.
Funds at a glance
Our flexible, actively managed Retirement Allocation Funds offer diversified exposure to a variety of asset classes and sectors globally, including emerging markets. Asset allocations are adjusted based on retirement horizon.
Consider a solution based on your life stage
For pre-retirement stage
T. Rowe Price Funds SICAV - Retirement Allocation Fund - 2
For post-retirement stage
T. Rowe Price Funds SICAV - Retirement Allocation Fund - 1
Post-retirement
Retirement Allocation Fund - 1
The Fund seeks to support withdrawal over a long-term post-retirement horizon, while moderating the risk of principal loss. It is a fund of funds investing mainly in T. Rowe Price bond and equity funds and is actively managed based on profile of clients who retired at or up to 10 years before the Fund’s inception date.
Investment strategy
The Fund employs a glide path approach to automatically adjust its allocation between equity and fixed income during post-retirement years.
* For illustration purposes only. The values are indicative and the Fund’s exposure to asset class might at times exceed or not reach the indicated intervals, depending on market conditions and the investment manager's discretion. Refer to the Fund’s offering document for details.
Fund details
| Inception date | 15 July 2025 |
| Base currency | USD |
| Annual management fee# | Up to 1% |
| ISIN code | Class A: LU3085174384 Class A6p: LU3085174467 Class A6p (HKD): LU3085174541 |
| Bloomberg code | Class A: TPRALCA LX Class A6p: TREAA6P LX Class A6p (HKD): TPRAA6P LX |
# Full details of the fees payable by investors are available within the offering document.
Pre-retirement
Retirement Allocation Fund - 2
The Fund seeks to support accumulation prior to retirement and withdrawal over a long-term post-retirement horizon, while moderating the risk of principal loss. It is a fund of funds investing mainly in T. Rowe Price bond and equity funds and is actively managed based on profile of clients who plan to retire within 10 years from the Fund’s inception date.
Investment strategy
The Fund employs a glide path approach to automatically adjust its allocation between equity and fixed income during pre and post-retirement years.
* For illustration purposes only. The values are indicative and the Fund’s exposure to asset class might at times exceed or not reach the indicated intervals, depending on market conditions and the investment manager's discretion. Refer to the Fund’s offering document for details.
Fund details
| Inception date | 15 July 2025 |
| Base currency | USD |
| Annual management fee# | Up to 1% |
| ISIN code | Class A: LU3085174897 Class A6p: LU3085174970 Class A6p (HKD): LU3085175191 |
| Bloomberg code | Class A: TRPRA2A LX Class A6p: TRA2A6P LX Class A6p (HKD): TPRA6PH LX |
# Full details of the fees payable by investors are available within the offering document.
Why T. Rowe Price for retirement?
US$ 1+ trillion
Retirement-related assets under management
20+ years
Retirement solutions management experience
30+ years
Multi-asset investment experience
As of 30 June 2025. Firmwide AUM includes assets managed by T. Rowe Price Associates, Inc. and its investment advisory affiliates.
Important Information
Unless otherwise stated, all data is sourced from T. Rowe Price.
This website is being furnished for general informational purposes only. The website does not constitute or undertake to give advice of any nature, including fiduciary investment advice. Prospective investors are recommended to seek independent legal, financial and tax advice before making any investment decision. T. Rowe Price group of companies including T. Rowe Price Associates, Inc. and/or its affiliates receive revenue from T. Rowe Price investment products and services. Past performance is not a reliable indicator of future performance. The value of an investment and any income from it can go down as well as up. Investors may get back less than the amount invested.
The website does not constitute a distribution, an offer, an invitation, a personal or general recommendation or solicitation to sell or buy any securities in any jurisdiction or to conduct any particular investment activity. The website has not been reviewed by any regulatory authority in any jurisdiction.
Information and opinions presented have been obtained or derived from sources believed to be reliable and current; however, we cannot guarantee the sources’ accuracy or completeness. There is no guarantee that any forecasts made will come to pass.
Investment involves risks. Investors should refer to the offering documents for full details including the objectives, investment policies and risks factors.
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