Retirement Capabilities

Global retirement expertise

T. Rowe Price helps clients navigate the rapidly evolving retirement landscape. Clients can rely on the firm's end-to-end expertise and customised solutions for both pre- and postretirement needs—all designed to deliver better outcomes.

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At a glance

$1T

USD of retirement AUM*

#1

Largest active target date manager in the world¹

2.4M

Retirement plan services members across 8,000+ plans*

A global retirement leader

For over 50 years, we’ve partnered with clients globally to meet their evolving retirement needs across investment solutions, member engagement, personalisation and education.

Maximising retirement outcomes

T. Rowe Price prioritises clients' retirement savings needs by creating age-appropriate diversification solutions, hedging against risks and seeking better outcomes. The firm's capabilities are informed by decades of experience.

Personalised solutions

For over 50 years, clients have entrusted T. Rowe Price to meet unique investor needs in planning and saving for retirement. The firm offers a comprehensive range of personalised solutions, from customised and personalised investments to digital personalisation and advice solutions.

Quality and innovation, as standard

Clients face evolving demographic trends and increasing pressure on pension systems. To help meet these challenges, T. Rowe Price draws upon the full expertise of the firm to offer investment strategies and services, from essential building blocks to complete solutions.

Three decades of shaping the future of retirement investing

T. Rowe Price continually evolves its retirement solutions to address the changing needs of investors and institutions. Whether the goals centre on growth, income or protecting what clients have built, the firm's innovative strategies are designed to help achieve lasting retirement success.

1990–2009: Foundation

1990: Asset Allocation Committee
Formed to guide multi-asset portfolios, setting the foundation for retirement investing.

2002: Retirement Fund Series
Launched target date funds in the US with a “through retirement” glide path.

2008: Retirement Hybrid Trust Series
Introduced collective trusts in the US, mixing glide paths with cost-efficient structures.

2010–2017: Expansion

2012: Retirement Trust Series
Expanded retirement solutions in the US via collective investment trusts for institutional Defined Contribution plans.

2015: Retirement I Fund Series
New low-cost share class designed for fee-sensitive plans in the US.

2017: Active Plus^® Portfolios Programme
US-based digital discretionary model portfolios tailored by risk profile.

2017: Retirement Income Fund Series
First income-oriented target date fund in the US bridging accumulation and decumulation.

2017: Strategic partnership with a Korean investment firm
Brought multi-asset expertise to Korean retirement investors.

2018–2021: Diversification

2018: Retirement Blend Fund Trust Series
Began blending active and passive strategies in the US to diversify style and cost.

2018: Target Allocation Active Model Portfolios Series
US risk-based model portfolios combining strategic and tactical allocation.

2020: Formed research partnership with Research Institute for Policies on Pension and Ageing in Japan
Collaborated on ageing and pension policy insights.

2021: Retirement Blend Fund Series
Expanded blend strategy into mutual funds for broader access in the US.

2021: Custom multi-asset solution in Taiwan
Delivered tailored retirement solutions for labour and national pension schemes in Taiwan.

2022–2025: Global partnerships

2023: Partnership with large wealth management firm in United Kingdom
Co-designed income-oriented model portfolios for UK advisers.

2024: Target date funds for Canada
Launched Canada-specific target date series on one of the top retirement platforms.

2025: Strategic partner in Japan
Brought multi-asset expertise to retirement investors in Japan.

Structures shown are not available in all jurisdictions from T. Rowe Price. This is not intended to be an offer or solicitation for any of these products.

Global expertise drives differentiated retirement solutions

Serving eight of the largest retirement markets worldwide, T. Rowe Price leverages its global expertise to meet the needs of clients.

Australia

Providing insights across the retirement ecosystem and opportunities to work with us and co-design retirement solutions

Canada

Target date product launched in 2024
Founding member of newly formed Pension Centre of Excellence in Q1 2025

Hong Kong

Global retirement partner to a large wealth platform
Retirement funds launched in 2025

Japan

Partnership with one of the major financial institutions in Japan for their launch of target date product in March 2025

Singapore

Global retirement partner to a large wealth platform
Retirement funds launched in 2025

South Korea

Partnered with a local asset management company for their launch of retirement funds in 2017

United Kingdom

Exploring retirement income solutions in the wealth channel and in employee benefit schemes for defined contribution plans
Continuing to build growth-oriented portfolios for accumulation

United States

Diversification in target dates
Personalisation
Five-dimensional framework for retirement income

*Data as of 30 September 2025 unless otherwise stated

¹Sway Research, LLC, The State of the Target-Date Market 2025. Excludes assets in “custom” products.

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