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U.S. Retirement Market Outlook

Three themes shaping the U.S. retirement landscape.

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2023 Defined Contribution Consultant Research Study

Our third annual study captures retirement views from the defined contribution consulting and advisory community.

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Investments

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T. Rowe Price Target Date 20 Years of Shaping Future

Target Date 20th Anniversary

Celebrating our decades-long passion for helping turn retirement dreams into reality.

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Global Market Outlook

Tectonic shifts create new opportunities.

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Artificial intelligence: The new electricity

AI has the potential to be the biggest productivity enhancer to the global economy since the rise of electricity.

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Global Market Outlook Graphic

Global Market Outlook

Tectonic shifts create new opportunities.

Office meeting collaboration

2023 Defined Contribution Consultant Research Study

Our third annual study captures retirement views from the defined contribution consulting and advisory community.

Compliance Support

Compliance Support

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Qualified plan limits

In October 2023, the Internal Revenue Service released the 2024 dollar limits on certain benefits and contributions to retirement plans and IRAs.

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Legislative and regulatory webinars

Stay current on the latest news: watch our legislative and regulatory webinars on demand.

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Financial Stress Is a Predictor of Financial Wellness

Our research highlights how financial wellness can enable retirement savings. The retirement industry can play a key role.

Workers’ financial stress is a predictor of financial wellness

Respondents to our latest Retirement Savings and Spending Study detail their stressors:

1. Trouble budgeting

one-third report that they struggle to stick to monthly budgets

2. Inability to manage debt

more than one-third of those with student loan debt struggle to repay it

3. Lack of savings

one-quarter believe they will have to reduce their standard of living in retirement

People with higher budget-related stress report saving 25% less than those with lower levels of financial stress.

         

Nearly 80% of participants rely on their workplace for advice and support. Your plan can be a critical resource for your employees' financial wellness.

You can help your employees achieve financial wellness by:

Targeting communications to encourage workers to take financially healthy actions. Promoting programs and tools to help employees with budgeting. Offering measurement and assessment tools that reinforce healthy behaviors and their connection to successful retirement outcomes.

See what else our research revealed:

Contact your T. Rowe Price representative to find out how we’re thinking about financial wellness differently.

Retire With Confidence®
We’re driven by our purpose: To identify and actively invest in opportunities to help people thrive in an evolving world.
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T. Rowe Price Retirement Plan Services, Inc., its affiliates, and its associates do not provide legal or tax advice. Any tax-related discussion contained in this website (including all links) is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding any tax penalties or (ii) promoting, marketing, or recommending to any other party any transaction or matter addressed herein. Please consult your independent legal counsel and/or professional tax advisor regarding any legal or tax issues raised on this website.

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