September 2022 / VIDEO
Retirement Perspectives: A 360-Degree View of the DC Landscape
Our proprietary retirement research guides this discussion on financial wellness, investment insights, QDIAs, and retirement income.
- New observations on financial wellness, including how personal debt levels (often driven by lack of emergency savings) manifest and change across participant age groups.
- Data on ESG investment objectives and potential paths forward.
- Consultants are looking beyond passive management for cost reductions, toward more diversified solutions.
- Objectives-driven evolution for QDIAs and interest in integrated retirement income solutions.
This material is provided for general and educational purposes only and is not intended to provide legal, tax, or investment advice. This material does not provide fiduciary recommendations concerning investments or investment management; it is not individualized to the needs of any specific benefit plan or retirement investor, nor is it directed to any recipient in connection with a specific investment or investment management decision. The T. Rowe Price group of companies, including T. Rowe Price Associates, Inc., and/or its affiliates, receive revenue from T. Rowe Price investment products and services. Past performance is not a reliable indicator of future performance. The value of an investment and any income from it can go down as well as up. Investors may get back less than the amount invested.
The material does not constitute a distribution, an offer, an invitation, a personal or general recommendation, or a solicitation to sell or buy any securities in any jurisdiction or to conduct any particular investment activity. The material has not been reviewed by any regulatory authority in any jurisdiction.
Information and opinions presented have been obtained or derived from sources believed to be reliable and current; however, we cannot guarantee the sources’ accuracy or completeness. There is no guarantee that any forecasts made will come to pass. The views contained herein are as of the date noted on the material and are subject to change without notice; these views may differ from those of other T. Rowe Price group companies and/or associates. Under no circumstances should the material, in whole or in part, be copied or redistributed without consent from T. Rowe Price.
The principal value of target date funds is not guaranteed at any time, including at or after the target date, which is the approximate year an investor plans to retire. These funds typically invest in a broad range of underlying mutual funds that include stocks, bonds, and short-term investments and are subject to the risks of different areas of the market. In addition, the objectives of target date funds typically change over time to become more conservative.
The QDIA acronym is defined as qualified default investment allocation.
All investments are subject to market risk, including the possible loss of principal.
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September 2022 / MULTI-ASSET SOLUTIONS
September 2022 / INTERNATIONAL EQUITIES