CONFIDENT CONVERSATIONSTM ON RETIREMENT PODCAST
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Judith Ward, CFP®
Why is it important to put yourself first when it comes to saving for retirement? Our experts from T. Rowe Price discuss some saving habits that can keep you on track for retirement.
Host Christine Akins is joined by CERTIFIED FINANCIAL PLANNERTMprofessionals Jennifer Almeida and Judith Ward.
Our experts will explain how to automate your savings and why it’s important to get an early start saving.
Keep Reading: Saving for Retirement
Jennifer Almeida, CFP®, is a member of the Employee Meeting team for T. Rowe Price Retirement Plan Services, Inc.
Judith Ward, CFP®, is a senior retirement insights manager who provides guidance on personal finance and retirement-related topics for individuals. She is a vice president of
T. Rowe Price Associates, Inc.
Judith Ward, CFP®
Why is it important to put yourself first when it comes to saving for retirement? Our experts from T. Rowe Price discuss some saving habits that can keep you on track for retirement.
Host Christine Akins is joined by CERTIFIED FINANCIAL PLANNERTMprofessionals Jennifer Almeida and Judith Ward.
Our experts will explain how to automate your savings and why it’s important to get an early start saving.
Keep Reading: Saving for Retirement
Jennifer Almeida, CFP®, is a member of the Employee Meeting team for T. Rowe Price Retirement Plan Services, Inc.
Judith Ward, CFP®, is a senior retirement insights manager who provides guidance on personal finance and retirement-related topics for individuals. She is a vice president of
T. Rowe Price Associates, Inc.
Is Social Security in your future? Our experts from T. Rowe Price explain how Social Security works and how you can get the most out of these benefits.
Host Christine Akins is joined by Eugene Frattine, a Chartered Retirement Planning Counselor®, and Roger Young, a CERTIFIED FINANCIAL PLANNERTM professional.
This episode covers topics such as full retirement age, claiming strategies, and taxation of benefits.
Keep Reading: Living in Retirement
Eugene Frattine, CRPC®, is a member of the Employee Meeting team for T. Rowe Price Retirement Plan Services, Inc.
Roger Young, CFP®, is a senior retirement insights manager for Individual Investors and a subject matter expert in retirement and personal finance topics. Roger is a vice president of
T. Rowe Price Associates, Inc.
Is Social Security in your future? Our experts from T. Rowe Price explain how Social Security works and how you can get the most out of these benefits.
Host Christine Akins is joined by Eugene Frattine, a Chartered Retirement Planning Counselor®, and Roger Young, a CERTIFIED FINANCIAL PLANNERTM professional.
This episode covers topics such as full retirement age, claiming strategies, and taxation of benefits.
Keep Reading: Living in Retirement
Eugene Frattine, CRPC®, is a member of the Employee Meeting team for T. Rowe Price Retirement Plan Services, Inc.
Roger Young, CFP®, is a senior retirement insights manager for Individual Investors and a subject matter expert in retirement and personal finance topics. Roger is a vice president of
T. Rowe Price Associates, Inc.
Tom Kazmierczak
Our experts from T. Rowe Price offer retirement planning tips for LGBT+ individuals, both single and partnered.
Host Christine Akins is joined by Jean Dunn, a CERTIFIED FINANCIAL PLANNERTM professional, and Tom Kazmierczak, a retirement expert and cofounder of PRIDE,
T. Rowe Price’s business resource group for LGBT+ associates.
This episode addresses considerations around health care, Social Security, and estate planning.
Keep Reading: Saving for Retirement
Jean Dunn, CFP®, is an Insights leader in the U.S. Intermediaries Product & Marketing Group. She is a vice president of T. Rowe Price Investment Services, Inc.
Tom Kazmierczak is a channel product manager in Global Product. He is a vice president of
T. Rowe Price Group, Inc., and T. Rowe Price Associates, Inc.
Tom Kazmierczak
Our experts from T. Rowe Price offer retirement planning tips for LGBT+ individuals, both single and partnered.
Host Christine Akins is joined by Jean Dunn, a CERTIFIED FINANCIAL PLANNERTM professional, and Tom Kazmierczak, a retirement expert and cofounder of PRIDE,
T. Rowe Price’s business resource group for LGBT+ associates.
This episode addresses considerations around health care, Social Security, and estate planning.
Keep Reading: Saving for Retirement
Jean Dunn, CFP®, is an Insights leader in the U.S. Intermediaries Product & Marketing Group. She is a vice president of T. Rowe Price Investment Services, Inc.
Tom Kazmierczak is a channel product manager in Global Product. He is a vice president of
T. Rowe Price Group, Inc., and T. Rowe Price Associates, Inc.
Natalia Garayoa, CRPC®
There are a lot of age-related milestones when it comes to retirement.
Host Christine Akins is joined by Kelley Coates-Carter, a CERTIFIED FINANCIAL PLANNERTM professional, and Natalia Garayoa, a Chartered Retirement Planning CounselorSM.
Our experts from T. Rowe Price highlight when you can make some decisions around contributions and distributions to retirement accounts.
Keep reading: Living in Retirement
Kelley Coates-Carter, CFP®, CPWA®, is a financial advisor in T. Rowe Price Advisory Services.
Natalia Garayoa, CRPC®, is a member of the Employee Meeting team for T. Rowe Price Retirement Plan Services, Inc.
Natalia Garayoa, CRPC®
There are a lot of age-related milestones when it comes to retirement.
Host Christine Akins is joined by Kelley Coates-Carter, a CERTIFIED FINANCIAL PLANNERTM professional, and Natalia Garayoa, a Chartered Retirement Planning CounselorSM.
Our experts from T. Rowe Price highlight when you can make some decisions around contributions and distributions to retirement accounts.
Keep reading: Living in Retirement
Kelley Coates-Carter, CFP®, CPWA®, is a financial advisor in T. Rowe Price Advisory Services.
Natalia Garayoa, CRPC®, is a member of the Employee Meeting team for T. Rowe Price Retirement Plan Services, Inc.
Emily Herstein, CFP®
What steps should individuals take when planning for retirement on their own?
Host Christine Akins is joined by CERTIFIED FINANCIAL PLANNERTM professionals Jean Dunn and Emily Herstein.
Our experts from T. Rowe Price discuss financial, health care, Social Security, and estate planning considerations for single individuals.
Keep reading: Preparing for Retirement
Jean Dunn, CFP®, is an Insights leader in the U.S. Intermediaries Product & Marketing Group. She is a vice president of T. Rowe Price Investment Services, Inc.
Emily Herstein, CFP®, is a senior financial planner in the Individual Investors Advice Solutions Group. She is a vice president of T. Rowe Price Associates, Inc.
Emily Herstein, CFP®
What steps should individuals take when planning for retirement on their own?
Host Christine Akins is joined by CERTIFIED FINANCIAL PLANNERTM professionals Jean Dunn and Emily Herstein.
Our experts from T. Rowe Price discuss financial, health care, Social Security, and estate planning considerations for single individuals.
Keep reading: Preparing for Retirement
Jean Dunn, CFP®, is an Insights leader in the U.S. Intermediaries Product & Marketing Group. She is a vice president of T. Rowe Price Investment Services, Inc.
Emily Herstein, CFP®, is a senior financial planner in the Individual Investors Advice Solutions Group. She is a vice president of T. Rowe Price Associates, Inc.
Lindsay Theodore, CFP®
Are you sure you and your partner are on the same page when it comes to retirement? Our experts from T. Rowe Price will highlight some topics couples should discuss before retiring.
Host Christine Akins is joined by CERTIFIED FINANCIAL PLANNERTM professionals Stuart Ritter and Lindsay Theodore.
This episode will address considerations around health care, Social Security, and estate planning.
Keep reading: Preparing for Retirement
Stuart Ritter, CFP®, is a retirement insights leader for T. Rowe Price U.S. Intermediaries. He is on the Board of MakingChange, a nonprofit community organization that supports financial education.
Lindsay Theodore, CFP®, is a senior financial advisor in T. Rowe Price Advisory Services.
Lindsay Theodore, CFP®
Are you sure you and your partner are on the same page when it comes to retirement? Our experts from T. Rowe Price will highlight some topics couples should discuss before retiring.
Host Christine Akins is joined by CERTIFIED FINANCIAL PLANNERTM professionals Stuart Ritter and Lindsay Theodore.
This episode will address considerations around health care, Social Security, and estate planning.
Keep reading: Preparing for Retirement
Stuart Ritter, CFP®, is a retirement insights leader for T. Rowe Price U.S. Intermediaries. He is on the Board of MakingChange, a nonprofit community organization that supports financial education.
Lindsay Theodore, CFP®, is a senior financial advisor in T. Rowe Price Advisory Services.
Alyson Luszcz
How can you effectively save for college education for you or a loved one and still be able to save for retirement? Our experts from T. Rowe Price will focus on how to approach striking a balance between these two financial goals.
Host Christine Akins is joined by retirement expert Joshua Dietch and college savings expert Alyson Luszcz.
The episode will also address how to save for college while not creating a cash flow problem in retirement as well as features employers may offer to help with paying down student debt or saving for college.
Keep reading: Saving for Retirement
Joshua Dietch leads Retirement Thought Leadership. He is a vice president of T. Rowe Price Associates, Inc.
Alyson Luszcz is a lead manager of intermediary operations in the College Savings Department.
Alyson Luszcz
How can you effectively save for college education for you or a loved one and still be able to save for retirement? Our experts from T. Rowe Price will focus on how to approach striking a balance between these two financial goals.
Host Christine Akins is joined by retirement expert Joshua Dietch and college savings expert Alyson Luszcz.
The episode will also address how to save for college while not creating a cash flow problem in retirement as well as features employers may offer to help with paying down student debt or saving for college.
Keep reading: Saving for Retirement
Joshua Dietch leads Retirement Thought Leadership. He is a vice president of T. Rowe Price Associates, Inc.
Alyson Luszcz is a lead manager of intermediary operations in the College Savings Department.
Roger Young, CFP®
Health savings accounts (HSAs) can be a powerful savings tool. Our experts from T. Rowe Price discuss how these accounts can help with paying for health care expenses as well as saving for retirement.
Host Christine Akins is joined by Patrick Delaney, a retirement expert, and CERTIFIED FINANCIAL PLANNERTM professional Roger Young.
This episode will also address the triple-tax benefits of HSAs.
Keep reading: Preparing for Retirement
Patrick Delaney is a retirement insights leader for U.S. Intermediaries and a vice president of
T. Rowe Price Investment Services, Inc.
Roger Young, CFP®, is a senior retirement insights manager for Individual Investors and a subject matter expert in retirement and personal finance topics. Roger is a vice president of
T. Rowe Price Associates, Inc.
Roger Young, CFP®
Health savings accounts (HSAs) can be a powerful savings tool. Our experts from T. Rowe Price discuss how these accounts can help with paying for health care expenses as well as saving for retirement.
Host Christine Akins is joined by Patrick Delaney, a retirement expert, and CERTIFIED FINANCIAL PLANNERTM professional Roger Young.
This episode will also address the triple-tax benefits of HSAs.
Keep reading: Preparing for Retirement
Patrick Delaney is a retirement insights leader for U.S. Intermediaries and a vice president of
T. Rowe Price Investment Services, Inc.
Roger Young, CFP®, is a senior retirement insights manager for Individual Investors and a subject matter expert in retirement and personal finance topics. Roger is a vice president of
T. Rowe Price Associates, Inc.
Jerome Clark, CFA®
The racial and ethnic wealth gap is a growing problem in the United States, and this shows up in retirement plan participation and savings rates for Black and Hispanic workers.
Host Christine Akins is joined by Jerome Clark, a Chartered Financial Analyst® and former portfolio manager of asset allocation target date strategies, and Sudipto Banerjee, a Ph.D. economist who is a retirement expert and has done extensive research on retirement topics.
Our experts from T. Rowe Price will share their thoughts on what individuals and employers can do to help improve their retirement outcomes.
Keep reading: Saving for Retirement
Sudipto Banerjee, Ph.D., is a senior manager in the Retirement Thought Leadership group. He is also a vice president of T. Rowe Price Associates, Inc.
Jerome Clark, CFA®, is a former portfolio manager of the firm’s asset allocation target date strategies, and former member of the firm’s Asset Allocation Committee and Multi-Asset Steering Committee. Jerome is now focused on firmwide mentorship and diversity, equity, and inclusion initiatives. He is a vice president of T. Rowe Price Group, Inc., and holds the Chartered Financial Analyst® designation.
Jerome Clark, CFA®
The racial and ethnic wealth gap is a growing problem in the United States, and this shows up in retirement plan participation and savings rates for Black and Hispanic workers.
Host Christine Akins is joined by Jerome Clark, a Chartered Financial Analyst® and former portfolio manager of asset allocation target date strategies, and Sudipto Banerjee, a Ph.D. economist who is a retirement expert and has done extensive research on retirement topics.
Our experts from T. Rowe Price will share their thoughts on what individuals and employers can do to help improve their retirement outcomes.
Keep reading: Saving for Retirement
Sudipto Banerjee, Ph.D., is a senior manager in the Retirement Thought Leadership group. He is also a vice president of T. Rowe Price Associates, Inc.
Jerome Clark, CFA®, is a former portfolio manager of the firm’s asset allocation target date strategies, and former member of the firm’s Asset Allocation Committee and Multi-Asset Steering Committee. Jerome is now focused on firmwide mentorship and diversity, equity, and inclusion initiatives. He is a vice president of T. Rowe Price Group, Inc., and holds the Chartered Financial Analyst® designation.
Judith Ward, CFP®
Do unpredictable markets and political events have you rethinking when you can retire? Our experts from T. Rowe Price discuss what you can prepare for and what changes to consider as retirement gets closer.
Host Christine Akins is joined by CERTIFIED FINANCIAL PLANNERTM professionals Lindsay Theodore and Judith Ward.
The conversation will also discuss the benefits of working longer and how to make your retirement savings last.
Keep reading: Preparing for Retirement
Lindsay Theodore, CFP®, is a senior financial advisor in T. Rowe Price Advisory Services.
Judith Ward, CFP®, is a senior retirement insights manager who provides guidance on personal finance and retirement-related topics for individuals. She is a vice president of T. Rowe Price Associates, Inc.
Judith Ward, CFP®
Do unpredictable markets and political events have you rethinking when you can retire? Our experts from T. Rowe Price discuss what you can prepare for and what changes to consider as retirement gets closer.
Host Christine Akins is joined by CERTIFIED FINANCIAL PLANNERTM professionals Lindsay Theodore and Judith Ward.
The conversation will also discuss the benefits of working longer and how to make your retirement savings last.
Keep reading: Preparing for Retirement
Lindsay Theodore, CFP®, is a senior financial advisor in T. Rowe Price Advisory Services.
Judith Ward, CFP®, is a senior retirement insights manager who provides guidance on personal finance and retirement-related topics for individuals. She is a vice president of T. Rowe Price Associates, Inc.
Judith Ward, CFP®
Unsure how to make sense of required minimum distributions, more commonly known as RMDs? Our experts from T. Rowe Price explain how to navigate taking RMDs and what strategies you may want to consider.
Host Christine Akins is joined by CERTIFIED FINANCIAL PLANNERTM professionals Kelley Coates-Carter and Judith Ward.
This episode will also cover how you can transfer your RMDs to charity through a qualified charitable distribution and other options you have for reinvesting that money.
Keep reading: Required Minimum Distributions
Kelley Coates-Carter, CFP®, CPWA®, is an advisor in T. Rowe Price Advisory Services.
Judith Ward, CFP®, is a senior retirement insights manager who provides guidance on personal finance and retirement-related topics for individuals. She is a vice president of T. Rowe Price Associates, Inc.
Judith Ward, CFP®
Unsure how to make sense of required minimum distributions, more commonly known as RMDs? Our experts from T. Rowe Price explain how to navigate taking RMDs and what strategies you may want to consider.
Host Christine Akins is joined by CERTIFIED FINANCIAL PLANNERTM professionals Kelley Coates-Carter and Judith Ward.
This episode will also cover how you can transfer your RMDs to charity through a qualified charitable distribution and other options you have for reinvesting that money.
Keep reading: Required Minimum Distributions
Kelley Coates-Carter, CFP®, CPWA®, is an advisor in T. Rowe Price Advisory Services.
Judith Ward, CFP®, is a senior retirement insights manager who provides guidance on personal finance and retirement-related topics for individuals. She is a vice president of T. Rowe Price Associates, Inc.
Kelli Parris, CRPC®
How much do you know about your workplace savings plan? Our experts from T. Rowe Price will highlight some of the lesser-known features within your 401(k) plan.
Host Christine Akins is joined by Jennifer Almeida, a CERTIFIED FINANCIAL PLANNERTM professional, and Kelli Parris, a Chartered Retirement Planning Counselor SM.
This episode will also discuss contribution and distribution options and other plan features, including auto-rebalance and auto-increase.
Keep reading: Saving for Retirement
Jennifer Almeida, CFP®, is a member of the Employee Meeting team for T. Rowe Price Retirement Plan Services, Inc.
Kelli Parris, CRPC®, is a member of the Employee Meeting team for T. Rowe Price Retirement Plan Services, Inc.
Kelli Parris, CRPC®
How much do you know about your workplace savings plan? Our experts from T. Rowe Price will highlight some of the lesser-known features within your 401(k) plan.
Host Christine Akins is joined by Jennifer Almeida, a CERTIFIED FINANCIAL PLANNERTM professional, and Kelli Parris, a Chartered Retirement Planning Counselor SM.
This episode will also discuss contribution and distribution options and other plan features, including auto-rebalance and auto-increase.
Keep reading: Saving for Retirement
Jennifer Almeida, CFP®, is a member of the Employee Meeting team for T. Rowe Price Retirement Plan Services, Inc.
Kelli Parris, CRPC®, is a member of the Employee Meeting team for T. Rowe Price Retirement Plan Services, Inc.
Roger Young, CFP®
If you are self-employed or own a small business, you may have a tough time relating to traditional retirement planning. In this episode, our experts from T. Rowe Price will share some retirement savings tips that apply to your situation.
Host Christine Akins is joined by Roger Young, a CERTIFIED FINANCIAL PLANNERTM professional, and Alex Eaton, who specializes in helping small and mid-size businesses with their retirement plan options.
Our experts will discuss accounts such as SEP-IRAs and SIMPLE IRAs and how small business owners can provide retirement savings options for their employees.
Keep reading: Small Business and Self-Employed Retirement Plans
Alex Eaton is an associate sales director and a vice president of T. Rowe Price Retirement Plan Services, Inc.
Roger Young, CFP®, is a senior retirement insights manager for Individual Investors and a subject matter expert in retirement and personal finance topics. Roger is a vice president of
T. Rowe Price Associates, Inc.
Roger Young, CFP®
If you are self-employed or own a small business, you may have a tough time relating to traditional retirement planning. In this episode, our experts from T. Rowe Price will share some retirement savings tips that apply to your situation.
Host Christine Akins is joined by Roger Young, a CERTIFIED FINANCIAL PLANNERTM professional, and Alex Eaton, who specializes in helping small and mid-size businesses with their retirement plan options.
Our experts will discuss accounts such as SEP-IRAs and SIMPLE IRAs and how small business owners can provide retirement savings options for their employees.
Keep reading: Small Business and Self-Employed Retirement Plans
Alex Eaton is an associate sales director and a vice president of T. Rowe Price Retirement Plan Services, Inc.
Roger Young, CFP®, is a senior retirement insights manager for Individual Investors and a subject matter expert in retirement and personal finance topics. Roger is a vice president of
T. Rowe Price Associates, Inc.
Emily Herstein, CFP®
How can you have a productive conversation about finances between people who are spenders and savers or risk-takers and risk averse?
Host Christine Akins is joined by CERTIFIED FINANCIAL PLANNERTM professionals Jean Dunn and Emily Herstein.
Our experts from T. Rowe Price will share some icebreaking tips on how to talk about money in a way that everyone can relate to.
Keep reading: Estate Planning
Jean Dunn, CFP®, is an insights leader in the U.S. Intermediaries Product & Marketing Group. She is a vice president of T. Rowe Price Investment Services, Inc.
Emily Herstein, CFP®, is a senior financial planner in the Individual Investors Advice Solutions Group. She is a vice president of T. Rowe Price Associates, Inc.
Emily Herstein, CFP®
How can you have a productive conversation about finances between people who are spenders and savers or risk-takers and risk averse?
Host Christine Akins is joined by CERTIFIED FINANCIAL PLANNERTM professionals Jean Dunn and Emily Herstein.
Our experts from T. Rowe Price will share some icebreaking tips on how to talk about money in a way that everyone can relate to.
Keep reading: Estate Planning
Jean Dunn, CFP®, is an insights leader in the U.S. Intermediaries Product & Marketing Group. She is a vice president of T. Rowe Price Investment Services, Inc.
Emily Herstein, CFP®, is a senior financial planner in the Individual Investors Advice Solutions Group. She is a vice president of T. Rowe Price Associates, Inc.
Samantha Smith, CFP®
Retirement planning comes with a range of questions, from how much to save to how to make your savings last.
Host Christine Akins is joined by CERTIFIED FINANCIAL PLANNERTM professionals Erich Luebkert and Samantha Smith.
Our experts from T. Rowe Price will tackle these topics as well as retirement expenses and how to find a financial professional. Other topics to be discussed include caregiving provisions, tax strategies, and working with financial professionals.
Keep reading: Preparing for Retirement
Erich Luebkert, CFP®, is the head of Advice Methodology and Financial Planning in Individual Investors. He is a vice president of T. Rowe Price Associates, Inc.
Samantha Smith, CFP®, CRPC®, is a member of the Employee Meeting team for T. Rowe Price Retirement Plan Services, Inc.
Samantha Smith, CFP®
Retirement planning comes with a range of questions, from how much to save to how to make your savings last.
Host Christine Akins is joined by CERTIFIED FINANCIAL PLANNERTM professionals Erich Luebkert and Samantha Smith.
Our experts from T. Rowe Price will tackle these topics as well as retirement expenses and how to find a financial professional. Other topics to be discussed include caregiving provisions, tax strategies, and working with financial professionals.
Keep reading: Preparing for Retirement
Erich Luebkert, CFP®, is the head of Advice Methodology and Financial Planning in Individual Investors. He is a vice president of T. Rowe Price Associates, Inc.
Samantha Smith, CFP®, CRPC®, is a member of the Employee Meeting team for T. Rowe Price Retirement Plan Services, Inc.
Season 2 Host
T. Rowe Price, the organization responsible for the firm's retail business in North America. She leads the team responsible for delivering financial solutions to personal investors and managing client relationships. She is also a vice president of T. Rowe Price Group, Inc.,
T. Rowe Price Associates, Inc., T. Rowe Price Investment Services, Inc., and T. Rowe Price Services, Inc., and serves on the firm's Diversity, Equity, and Inclusion Steering Committee.
CONFIDENT CONVERSATIONSTM on Retirement.
Confident Conversations on Retirement is provided for general and educational purposes only, and is not intended to provide legal, tax, or investment advice. This podcast does not provide recommendations concerning investments, investment strategies, or account types; it is not individualized to the needs of any specific investor and is not intended to suggest that any particular investment action is appropriate for you, nor is it intended to serve as the primary basis for investment decision-making. Investors will need to consider their own circumstances before making an investment decision.
All investments involve risk, including possible loss of principal.
The views contained herein are as of the date noted on the material and are subject to change without notice; these views may differ from those of other T. Rowe Price group companies and/or associates.
This information is not intended to reflect a current or past recommendation, investment advice of any kind, or a solicitation of an offer to buy or sell any securities or investment services. The material has not been reviewed by any regulatory authority in any jurisdiction.
The opinions and commentary provided do not take into account the investment objectives or financial situation of any particular investor or class of investor. Investors will need to consider their own circumstances before making an investment decision. Information and opinions presented have been obtained or derived from sources believed to be reliable and current; however, we cannot guarantee the sources' accuracy or completeness.
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