Risk Considerations
- The Fund is actively managed based on profile of clients who retired at or up to 10 years before the Fund’s inception date.
- Investment in the Fund involves risks, including general investment risk, risks relating to dynamic asset allocation strategy, risks of investing in other collective investment schemes/funds, risks of investing in other collective investment schemes adopting liquid alternative strategies, geographic concentration risk, equity market risk, emerging markets risk, small and mid-capitalisation shares risk, risk associated with high volatility of equity / debt markets in emerging countries, risk associated with regulatory/exchanges requirements of the equity markets in emerging countries and currency risk which may result in loss of a part or the entire amount of your investment.
- The investment in debt securities is also subject to credit/counterparty risk, interest rate risk, downgrading risk, credit rating risk, risk associated with high yield debt securities which are generally rated below investment grade or unrated, risk associated with collateralised and/or securitised products, sovereign debt risk and valuation risk.
- The Fund may use derivatives for hedging, efficient portfolio management and investment purposes, and is subject to derivatives risk. Exposure to derivatives may also lead to a risk of significant loss to the Fund.
- Dividend of certain share class(es) may be paid directly out of capital and/or effectively out of the capital which amounts to a return or withdrawal of part of an investor’s original investment or from any capital gains attributable to that original investment. Any such distribution may result in an immediate reduction of net asset value per share (Note 1).
- Investments in share class(es) with fixed annual percentage rate are not an alternative to a savings account or fixed interest paying investment. The fixed annual percentage rate may be subject to adjustment. The percentage of distributions paid is unrelated to the actual or expected income or returns of these share classes or the Fund. Distribution will continue even the Fund has negative returns or is making losses, which further reduces the net asset value. A positive distribution yield does not imply a high or positive return.
- The value of the Fund can be volatile and could go down substantially.
- Investors should not invest in the Fund solely based on this website.
Investment involves risk. Past performance is not a reliable indicator of current or future results and should not be the sole factor of consideration when selecting a product or strategy.
SICAV
Retirement Allocation Fund - 1
Seeks to maximise the value of its shares over long term, through both growth in the value of, and income from, its investments, subject to changing risk profiles along the retirement journey. Moreover, the fund seeks to support withdrawal over a long-term post-retirement horizon, while moderating the risk of principal loss.
ISIN LU3085174384
FACTSHEET
Key Fact Statement
Overview
Strategy
Fund Summary
Actively managed based on profile of clients who retired at or up to 10 years before the fund’s inception date. The fund is a fund-of-funds investing mainly in T. Rowe Price bond and equity funds which provide exposure to various asset classes and sectors from anywhere in the world, including emerging markets.