Life Events
Plan for life events and how they may impact your investing strategy.
We're here to help.
Find the life event that best describes your situation and follow the instructions in our Life Events Information Guide.
If you do not see your situation, would like help completing the forms, or have questions call 1-800-225-5132.
Inheritance or death of a loved one
Losing a loved one is always difficult. We understand.
Whether you are managing the estate of a T. Rowe Price client or have inherited a T. Rowe Price account, we can help with next steps.
An Important First Step:
When you’re ready, please call us to let us know if a T. Rowe Price account owner has passed. That way we can place a protective hold on the account until proper documentation is submitted.
Job changes
Changes in your work life can mean changes to your financial plan. Whether moving to a new job, starting a small business, or working in retirement, take advantage of options that let you continue saving for the future.
Update Information
If you currently invest with us, be sure to update your information to include any change in address, beneficiaries, or employment.
Family events
Marriage. The birth of a child. Caring for loved ones. Divorce. With each family milestone, revisit your financial plan and consider any updates. There are steps you can take to keep your priorities on track.
Funding other savings goals
In addition to retirement, you may be saving for a home or other large purchase, or a special event. It’s important to factor these costs into your overall financial strategy. And remember if possible, avoid taking money from an IRA or other retirement account. We can help you start a plan to begin investing for your other savings goals.
Covering healthcare costs
It’s not easy to guess what your medical needs may be or how your costs may change over time. But considering your options now, such as long term care or a health savings account, is time well spent—especially as you approach retirement.
All investments are subject to market risk, including the possible loss of principal.
An IRA should be considered a long-term investment. IRAs generally have expenses and account fees, which may impact the value of the account. Non-qualified withdrawals may be subject to taxes and penalties. Maximum contributions are subject to eligibility requirements. For more detailed information about taxes, consult IRS Publication 590 or a tax advisor regarding personal circumstances.
This material is provided for general and educational purposes only, and is not intended to provide legal, tax or investment advice. This material does not provide fiduciary recommendations concerning investments or investment management; it is not individualized to the needs of any specific benefit plan or retirement investor, nor is it directed to any recipient in connection with a specific investment or investment management decision.