Target Date Capabilities

Feel retirement certain

In a constantly changing world, knowing is the key to a good retirement. That means selecting a partner who has an unwavering commitment to delivering strong retirement outcomes. 
View Target Date Products

At a glance

20+

years of shaping retirement futures

50+

target date investment professionals

$553B

USD of target date AUM*

Our Target date approach is grounded in three key principles

Putting your needs first

Because we understand your needs and the impact change can have on retirement, we offer a choice of target date solutions to address a range of goals and real-life objectives—so that you can feel retirement certain.

Uncompromising on risk

Our people-centric approach to managing risk is centered on one thing: helping achieve retirement goals. We look at the full retirement picture to manage the many risks and opportunities that arise over a lifetime of investing.

Quality and innovation, as standard

You want a target date solution that keeps up with the times. So do we. Our advanced analytics go beyond the average—digging deeper on real-world spending and savings behaviors, market trends, and more to help us deliberately evolve to anticipate and respond to change.

These Retirement Funds beat passive peers 100% of the time

At T. Rowe Price, we know that better investment returns can lead to better retirement years. Over the last twenty years, these Retirement Funds outperformed passive funds based on our analysis of 10-year rolling monthly periods, and delivered better returns in every rolling monthly period we analyzed.

Compared with combined portfolios of passive target date funds over 10-year monthly periods over the last twenty years through 12/31/25.

The performance data quoted represents past performance and does not guarantee future results. Investment return and principal value will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data quoted. To obtain the most recent month-end performance, visit troweprice.com.

View standardized returns and other information about the funds in this analysis. More information on the methodology of the analysis.

Contact us — we're here to help

Find your sales representative

Our sales representatives around the country are ready to help answer your questions.

Plans $75M and over Plans $75M and over Plans under $75M Plans under $75M

Are you a plan sponsor?

Please contact your T. Rowe Price representative. 

If you are having technical issues, call your T. Rowe Price representative, or call tech support at 1-800-639-8552 to report or resolve the issue.

Are you a plan participant?

Call our 24-hour automated Plan Account Line. Representatives are available Monday to Friday, 7 a.m. to 10 p.m. ET.

800-922-9945