Our Advantage
Retirement Offerings
Strategic Resources
Financial Wellness
Cybersecurity
Advisor Resources
U.S. Retirement Market Outlook
Three themes shaping the U.S. retirement landscape.
2023 Defined Contribution Consultant Research Study
Our third annual study captures retirement views from the defined contribution consulting and advisory community.
Investments
Target Date 20th Anniversary
Celebrating our decades-long passion for helping turn retirement dreams into reality.
Global Market Outlook
Tectonic shifts create new opportunities.
Artificial intelligence: The new electricity
AI has the potential to be the biggest productivity enhancer to the global economy since the rise of electricity.
Insights
Global Market Outlook
Tectonic shifts create new opportunities.
2023 Defined Contribution Consultant Research Study
Our third annual study captures retirement views from the defined contribution consulting and advisory community.
Compliance Support
Qualified plan limits
In October 2023, the Internal Revenue Service released the 2024 dollar limits on certain benefits and contributions to retirement plans and IRAs.
Legislative and regulatory webinars
Stay current on the latest news: watch our legislative and regulatory webinars on demand.
Put our strategic investing approach to work for your plan.
We know that your goal as a fiduciary is to offer a competitive, compliant, well-designed plan. And the investments you choose need to fit your plan requirements and drive successful outcomes.
A broad range of investment options.
As a leading provider of retirement plans and one of the largest U.S. mutual fund companies with $1.44 trillion in assets,1 we offer access to a range of high-quality proprietary and nonproprietary investment products with flexible pricing structures. And we have the ability to add services as your needs grow and evolve.
You have access to:
- More than 90 proprietary mutual funds driven by our approach to strategic investing
- Nonproprietary investment options from more than 60 investment managers
- Access to a robust brokerage service
- Custom investment solutions for your plan's unique needs
Our portfolio managers have deep experience, averaging 23 years in the industry and 17 years with T. Rowe Price.1
INVESTMENT RECOGNITION
2022 U.S. Refinitiv Lipper Awards
T. Rowe Price earns multiple Refinitiv Lipper awards, including 2022 Refinitiv Lipper Best U.S. Large Fund Family.
We believe in strategic investing.
At T. Rowe Price, we believe in strategic investing. This means we don't stop at surface-level analysis. Instead, more than 525 of our investment professionals travel the world to get the full story behind the companies we consider investing in.2 It's this passion for exploration and understanding that has helped inform better decision-making and prudent risk management since 1937.
See how our investment professionals go out into the field to get the full story.
Rigorous Research
525+ investment professionals go into the field.2
We use our size, resources, and research to see company operations firsthand where they happen.
We take time to interview top managers, employees, competitors, and consumers, asking direct questions to get the full story behind the numbers.
Our experienced teams analyze all of these details to make skilled, independent judgments.
Prudent Risk Management
We seek to manage risk and maximize value.
We have weathered all kinds of markets and this depth of experience allows us to understand the geopolitical and economic factors and react to them opportunistically—even defensively—when necessary.
As conditions change, we're able to remain focused on achieving solid long-term results for your plans and participants.
Forward-Looking
We don't wait for change. We seek to get ahead of change for our clients.
Our people think independently but act collaboratively. We assess when to move with the crowd and when to move against it; when to quickly take advantage of market fluctuations and when to hold tight.
Results show the success of our strategic investing approach:
- Over 70% of our mutual funds with a 10-year track record have outperformed their 10-year Lipper average as of 12/31/2023.3
- Over 95% of our Retirement Funds with a 10-year track record beat their 10-year Lipper average as of 12/31/2023.4
- 100% of our Retirement Funds have expenses below their Lipper average as of 12/31/2023.5
Additional Investment Options
Choosing an investment lineup is a balancing act between meeting fiduciary needs and providing the diversity of selection participants desire. It's why we've designed our open architecture platform to provide the variety and depth of investment options our clients expect.
Depending on your plan, we offer:
- Stable Value
- Self-Directed Brokerage Accounts available based on plan needs
Other Important Information:
The mutual funds referred to in this website are offered and sold to persons residing in the United States and are offered by prospectus and, if available, summary prospectus only; each includes investment objectives, risks, fees, expenses, and other information that you should read and consider carefully before investing. T. Rowe Price mutual funds are distributed by T. Rowe Price Investment Services, Inc. Download a prospectus or summary prospectus.
1 As of December 31, 2023.
2 As of December 31, 2023.
3 113 of our 298 mutual funds had a 10-year track record as of 12/31/2023 (includes Investor Class and I Class Shares). 85 of these 113 funds (75%) beat their Lipper average for the 10-year period. 206 of 294 (70%), 162 of 263 (62%), and 169 of 245 (69%) of T. Rowe Price funds outperformed their Lipper average for the 1-, 3-, and 5-year periods ended 12/31/2023, respectively. Calculations based on cumulative total return. Not all funds outperformed for all periods. (Source for data: Lipper Inc.)
4 36 of our 42 Retirement Funds had a 10-year track record as of 12/31/2023 (includes Investor, Advisor, and R-Class Shares). 35 of these 36 funds (97%) beat their Lipper average for the 10-year period. 42 of 42 (100%), 26 of 39 (67%), and 37 of 39 (95%) of the Retirement Funds outperformed their Lipper average for the 1-, 3-, and 5-year periods ended 12/31/2023, respectively. Calculations are based on cumulative total return. Not all funds outperformed for all periods. (Source for data: Lipper Inc.)
5 Investor Class only. Some funds may have expense limitations in place, and if these were not in place the expenses would have been higher. Expenses for T. Rowe Price funds are obtained from the funds’ most recent prospectus. Lipper data is based on fiscal year-end data available to Lipper, Inc. as of 12/31/2023.
202301-2675832
Contact your T. Rowe Price representative to find out how we can take your plan to the next level.
Find us on:
T. Rowe Price Retirement Plan Services, Inc., its affiliates, and its associates do not provide legal or tax advice. Any tax-related discussion contained in this website (including all links) is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding any tax penalties or (ii) promoting, marketing, or recommending to any other party any transaction or matter addressed herein. Please consult your independent legal counsel and/or professional tax advisor regarding any legal or tax issues raised on this website.
T. Rowe Price Investment Services, Inc., distributor, T. Rowe Price mutual funds ©2024 T. Rowe Price. All Rights Reserved. T. ROWE PRICE, INVEST WITH CONFIDENCE, and the Bighorn Sheep design are, collectively and/or apart, trademarks of T. Rowe Price Group, Inc. RETIRE WITH CONFIDENCE is a trademark of T. Rowe Price Group, Inc.