Investment Approach

• Our dual mandate simultaneously seeks both benchmark outperformance and positive environmental and social impact by investing in durable, growing businesses with measurable impact criteria.
• The strategy identifies impact investments through; proprietary inclusion and exclusion screening, verifying the investmens’ alignment to the impact pillars, and evaluating the credibility of the ESG-labelled bonds.
• Each company selected for inclusion in the portfolio has current business activities that are expected to generate a material and measurable positive impact under at least one of the three impact pillars listed:
  
      o  Climate and resource impact;
      o  Social equity and quality of life;
      o  Sustainable innovation and productivity. Note: The
          Sustainable Innovation and Productivity pillar is being considered
          for removal in 2025

• Impact pillars are aligned to the UN Sustainable Development Goals (UNSDGs), a globally recognized framework designed to end poverty, protect the planet, and ensure prosperity.
• Tactical asset allocation helps adjust the strategy’s asset allocation based on market conditions, economic indicators, and emerging trends within the impact universe.
• A typical strategic asset allocation could be 50% global impact equity, 40% global impact corporate bonds, and 10% ESG‑labelled high‑quality bonds.