Great retirements start with good financial wellness.

Being financially well means that you're in control of your finances and prepared for the future. 
Here are some resources that can help you get—or stay—financially well.

Understanding your retirement plan

Learn why it’s important to save, how your plan helps, and what tools you can use today and down the road.

See why saving in your plan is a great opportunity for your financial future.

Understand the different ways to invest in your plan.

Get to know the tools and resources that help you make decisions and help protect your account.

Learn the ropes

Financial Wellness

Don't put your future on hold to pay for today. Follow the steps in this checklist to a healthy financial future. 

Download Checklist

Emergency Savings

Having an emergency fund is key for life's little emergencies. Check out these guidelines for creating yours.

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Debt Management 

Keep debt from owning your future. Tackle it one step at a time with these helpful tips. 

Read More

Back to the basics

Our video series on financial wellness helps you get back to the basics in order to move forward on your retirement journey.

Start with a Strong Foundation

If you want to build something that will stand the test of time, you start with a strong foundation. That goes for building your financial future too. 

Explore our budgeting tools

Simple steps you can take now.

Create a budget 

Taking control of your day-to-day budget can allow you to focus on the long term.
 

Get Started

Build your
emergency savings

Build an emergency fund between
$1,000–$5,000 to cover unexpected expenses.

Get Started

Manage your debt 

Eliminating high-interest credit card debt frees up money to save each month.
 

Get Started

Save for
retirement

Gradually increase your retirement savings to a suggested goal of 15% of your annual pay. 
 

Save More

Have questions? We can help.

Call and talk with a representative,
or chat with a representative online.

 

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Visit the Student Loan Center 

Access resources and calculators to help consolidate or pay off student loan debt.

 

Visit Now

Check out our Financial Wellness resources

Create a budget, calculate your net worth, and make a plan to conquer debt.
 

Financial Wellness Center

Important Information 

This material is provided for general and educational purposes only and is not intended to provide legal, tax, or investment advice. This material does not provide recommendations concerning investments, investment strategies, or account types; it is not individualized to the needs of any specific investor and is not intended to suggest that any particular investment action is appropriate for you.

© 2025 T. Rowe Price. All Rights Reserved. T. ROWE PRICE, INVEST WITH CONFIDENCE, the Bighorn Sheep design, and related indicators are trademarks of T. Rowe Price Group, Inc. All other trademarks are the property of their respective owners.

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