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This material is for general and educational purposes only and is not intended to provide recommendations concerning investments, investment strategies, or account types. It is not based on your particular needs or individualized circumstances and is not intended to suggest that any particular investment action is appropriate for you. T. Rowe Price Retirement Plan Services, Inc., its affiliates, and its associates do not provide legal or tax advice. Any tax-related discussion contained in this material, including any attachments/links, is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding any tax penalties or (ii) promoting, marketing, or recommending to any other party any transaction or matter addressed herein. Please consult your independent legal counsel and/or tax professional regarding any legal or tax issues raised in this material.
