Mutual Funds

Prepare for the future you envision with T. Rowe Price mutual funds.

 
Investing for your financial goals comes with a lot of decisions, including what mutual funds to invest in. Our team of experience portfolio managers strive to deliver competitive performance at low cost--over 90% of our funds for individual investors have expense ratios below their peer category averages--so more of your money can go to work for you.1

Explore our diverse selection of funds.

My Watchlist

Enhance your fund-picking confidence. Create no-risk watchlists and track your choices over time.

Screenshot showing list of funds added to a watchlist and their NAV, Change in $, Change in %, 12 Month Low - High, and the option to Buy

Find mutual funds that fit your goals.

Whatever your investment style and objectives, we have you covered. Choose from one of our convenient, all-in-one fund solutions, build your own fully diversified portfolio, or compliment your current investment mix.

Stock Funds

Stock prices fluctuate widely with market and company conditions, so stock funds are most appropriate for investors with long time horizons.

Bond Funds

Fixed income securities are subject to credit risk, liquidity risk, call risk, and interest rate risk. As interest rates rise, bond prices generally fall.

Money Market Funds

Although the funds seek to preserve the value of your investment at $1.00 per share, they cannot guarantee they will do so.*

 
For the 10-year period ended December 31, 2023, over 70% of our funds with a 10-year track record outperformed their 10-year Lipper average.**

1Source: Lipper Inc. 139 of 152 of our Investor Class funds (excludes funds not available for direct purchase) more than 6 months old had expense ratios below their Lipper averages based on fiscal year-end data available as of 12/31/2023.

*Retail Money Market Funds: You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. The Fund may impose a fee upon sale of your shares. An investment in the Fund is not a bank account and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. T. Rowe Price Associates, Inc. is not required to reimburse the Fund for losses, and you should not expect that T. Rowe Price Associates, Inc. will provide financial support to the Fund at any time, including during periods of market stress.

Government Money Market Funds: You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not a bank account and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. T. Rowe Price Associates, Inc. is not required to reimburse the Fund for losses, and you should not expect that T. Rowe Price Associates, Inc. will provide financial support to the Fund at any time, including during periods of market stress.

**113 of our 298 mutual funds had a 10-year track record as of 12/31/2023 (includes Investor Class and I Class shares). 85 of these 113 funds (75%) beat their Lipper average for the 10-year period. 206 of 294 (70%), 162 of 263 (62%), and 169 of 245 (69%) of T. Rowe Price funds outperformed their Lipper average for the 1-, 3-, and 5-year periods ended 12/31/2023, respectively. Calculations based on cumulative total return. Not all funds outperformed for all periods. (Source for data: Lipper Inc.)