Performance of the T. Rowe Price ActivePlus Portfolios® program
Explore the performance of our model portfolios.
They glean insights from collaboration with our multi-asset and global research teams—investment professionals who go into the field to visit the companies they cover to identify opportunities for our clients. This collaborative process informs investment and allocation decisions and enables our risk management of the model portfolios.
Complete a short questionnaire and we’ll recommend a diversified model portfolio designed and managed by our experts.
Month to Date and Year to Date performance are as of 10/31/2024.
One-Year, Three-Year, Five-Year, and Since Inception performance are as of 9/30/2024.
| Portfolios and Benchmarks | Month to Date | Year to Date | One-Year | Three-Year | Five-Year | Since Inception |
|---|---|---|---|---|---|---|
| T. Rowe Price ActivePlus Portfolio - Retirement 10 | -1.19% | 4.67% | 11.61% | 0.90% | 2.91% | 3.43% |
| Retirement 10 Blend Benchmark | -1.79% | 3.98% | 12.16% | 0.93% | 2.54% | 3.18% |
| T. Rowe Price ActivePlus Portfolio - Retirement 20 | -1.44% | 5.82% | 14.13% | 0.98% | 3.81% | 4.41% |
| Retirement 20 Blend Benchmark | -2.04% | 5.11% | 14.75% | 1.52% | 3.68% | 4.29% |
| T. Rowe Price ActivePlus Portfolio - Retirement 30 | -1.56% | 6.75% | 15.86% | 1.48% | 4.85% | 5.35% |
| Retirement 30 Blend Benchmark | -2.02% | 6.40% | 16.66% | 2.51% | 4.95% | 5.36% |
| T. Rowe Price ActivePlus Portfolio - Retirement 40 | -1.70% | 7.67% | 17.60% | 2.10% | 5.84% | 6.28% |
| Retirement 40 Blend Benchmark | -2.04% | 7.71% | 18.76% | 3.44% | 6.16% | 6.44% |
| T. Rowe Price ActivePlus Portfolio - Retirement 50 | -1.81% | 8.33% | 19.05% | 2.11% | 6.33% | 6.90% |
| Retirement 50 Blend Benchmark | -2.01% | 9.24% | 21.05% | 4.09% | 7.19% | 7.41% |
| T. Rowe Price ActivePlus Portfolio - Retirement 60 | -1.93% | 9.36% | 21.03% | 2.47% | 7.12% | 7.72% |
| Retirement 60 Blend Benchmark | -2.06% | 10.57% | 23.31% | 4.89% | 8.28% | 8.42% |
| T. Rowe Price ActivePlus Portfolio - Retirement 70 | -2.05% | 10.34% | 22.91% | 3.14% | 8.05% | 8.56% |
| Retirement 70 Blend Benchmark | -2.08% | 11.94% | 25.55% | 5.71% | 9.40% | 9.43% |
| T. Rowe Price ActivePlus Portfolio - Retirement 80 | -2.14% | 11.24% | 24.55% | 3.63% | 9.08% | 9.52% |
| Retirement 80 Blend Benchmark | -2.08% | 13.34% | 27.79% | 6.57% | 10.53% | 10.43% |
| T. Rowe Price ActivePlus Portfolio - Retirement 90 | -2.19% | 12.25% | 26.35% | 4.03% | 9.78% | 10.21% |
| Retirement 90 Blend Benchmark | -2.04% | 14.84% | 29.94% | 7.53% | 11.76% | 11.47% |
| T. Rowe Price ActivePlus Portfolio - Retirement 100 | -2.26% | 13.65% | 28.57% | 5.04% | 10.89% | 11.10% |
| Retirement 100 Blend Benchmark | -1.99% | 16.35% | 32.11% | 8.49% | 12.97% | 12.49% |
Past performance cannot guarantee future results. All portfolios are subject to market risks, including possible loss of principal, and there is no assurance that they will achieve their objective. This material is not intended to be a recommendation or investment advice and does not constitute a solicitation to buy or sell securities. The information provided does not take into account the specific objectives or circumstances of any particular investor, or suggest any specific course of action.
* On 11/18/2016, T Rowe Price funded 10 seed accounts (one per model) to initiate the tracking of performance from the inception of the program.
The results achieved by individual clients will vary and will depend on various factors including the date of the client’s initial investment and any restrictions placed on an account. The returns listed above assume that an investment was made on the first day of the stated time period and sold on the last day of the stated time period and that no money was added or subtracted during this period.
All model portfolio return data is calculated using the net asset value (NAV) of the underlying mutual funds in the portfolio, which accounts for the fees and expenses of the funds. The returns also include reinvestment of dividends and capital gains, if any.
Investment Details by Model Portfolio
Model 10
Seeks to reduce short‐term price fluctuations while investing for some growth potential. Invests in T. Rowe Price mutual funds and is allocated approximately 10% to equity funds and 90% to fixed income funds.
Month to Date and Year to Date performance are as of 10/31/2024.
One-Year, Three-Year, Five-Year, and Since Inception performance are as of 9/30/2024.
| Portfolios and Benchmarks | Month to Date | Year to Date | One-Year | Three-Year | Five-Year | Since Inception |
|---|---|---|---|---|---|---|
| T. Rowe Price ActivePlus Portfolio - Retirement 10 | -1.19% | 4.67% | 11.61% | 0.90% | 2.91% | 3.43% |
| Retirement 10 Blend Benchmark | -1.79% | 3.98% | 12.16% | 0.93% | 2.54% | 3.18% |
Past Performance cannot guarantee future results. All model portfolio return data is calculated using the net asset value (NAV) of the underlying mutual funds in the portfolio, which accounts for the fees and expenses of the funds. The returns also include reinvestment of dividends and capital gains, if any.
* On 11/18/2016, T Rowe Price funded 10 seed accounts (one per model) to initiate the tracking of performance from the inception of the program.
OVERVIEW
Model 10 is recommended to investors whose risk tolerance questionnaire responses align with a portfolio seeking lower risk of loss in exchange for lower return potential when compared with portfolios with a higher allocation to equity.
BENCHMARK
Retirement10Blend
| 7% | Russell 1000 Index2 |
| 3% | MSCI EAFE Index Net3 |
| 60% | Bloomberg U.S. Aggregate Bond Index5 |
| 20% | Bloomberg U.S. 1-5 Year Treasury TIPS Index6 |
| 10% | FTSE 3-Month T-Bill Index7 |
Model 20
Seeks to reduce short‐term price fluctuations while investing for some growth potential. Invests in T. Rowe Price mutual funds and is allocated approximately 20% to equity funds and 80% to fixed income funds.
Month to Date and Year to Date performance are as of 10/31/2024.
One-Year, Three-Year, Five-Year, and Since Inception performance are as of 9/30/2024.
| Portfolios and Benchmarks | Month to Date | Year to Date | One-Year | Three-Year | Five-Year | Since Inception |
|---|---|---|---|---|---|---|
| T. Rowe Price ActivePlus Portfolio - Retirement 20 | -1.44% | 5.82% | 14.13% | 0.98% | 3.81% | 4.41% |
| Retirement 20 Blend Benchmark | -2.04% | 5.11% | 14.75% | 1.52% | 3.68% | 4.29% |
Past Performance cannot guarantee future results. All model portfolio return data is calculated using the net asset value (NAV) of the underlying mutual funds in the portfolio, which accounts for the fees and expenses of the funds. The returns also include reinvestment of dividends and capital gains, if any.
* On 11/18/2016, T Rowe Price funded 10 seed accounts (one per model) to initiate the tracking of performance from the inception of the program.
OVERVIEW
Model 20 is recommended to investors whose risk tolerance questionnaire responses align with a portfolio seeking lower risk of loss in exchange for lower return potential when compared with portfolios with a higher allocation to equity.
BENCHMARK
Retirement20Blend
| 14% | Russell 1000 Index2 |
| 6% | MSCI EAFE Index Net3 |
| 60% | Bloomberg U.S. Aggregate Bond Index5 |
| 20% | Bloomberg U.S. 1-5 Year Treasury TIPS Index6 |
Model 30
Seeks to reduce short‐term price fluctuations while investing for some growth potential. Invests in T. Rowe Price mutual funds and is allocated approximately 30% to equity funds and 70% to fixed income funds.
Month to Date and Year to Date performance are as of 10/31/2024.
One-Year, Three-Year, Five-Year, and Since Inception performance are as of 9/30/2024.
| Portfolios and Benchmarks | Month to Date | Year to Date | One-Year | Three-Year | Five-Year | Since Inception |
|---|---|---|---|---|---|---|
| T. Rowe Price ActivePlus Portfolio - Retirement 30 | -1.56% | 6.75% | 15.86% | 1.48% | 4.85% | 5.35% |
| Retirement 30 Blend Benchmark | -2.02% | 6.40% | 16.66% | 2.51% | 4.95% | 5.36% |
Past Performance cannot guarantee future results. All model portfolio return data is calculated using the net asset value (NAV) of the underlying mutual funds in the portfolio, which accounts for the fees and expenses of the funds. The returns also include reinvestment of dividends and capital gains, if any.
* On 11/18/2016, T Rowe Price funded 10 seed accounts (one per model) to initiate the tracking of performance from the inception of the program.
OVERVIEW
Model 30 is recommended to investors whose risk tolerance questionnaire responses align with a portfolio seeking lower risk of loss in exchange for lower return potential when compared with portfolios with a higher allocation to equity.
BENCHMARK
Retirement30Blend
| 21% | Russell 3000 Index1 |
| 9% | MSCI EAFE Index Net3 |
| 50% | Bloomberg U.S. Aggregate Bond Index5 |
| 20% | Bloomberg U.S. 1-5 Year Treasury TIPS Index6 |
Model 40
Seeks to provide moderate growth potential with the possibility for moderate short‐term price fluctuations. Invests in T. Rowe Price mutual funds and is allocated approximately 40% to equity funds and 60% to fixed income funds.
Month to Date and Year to Date performance are as of 10/31/2024.
One-Year, Three-Year, Five-Year, and Since Inception performance are as of 9/30/2024.
| Portfolios and Benchmarks | Month to Date | Year to Date | One-Year | Three-Year | Five-Year | Since Inception |
|---|---|---|---|---|---|---|
| T. Rowe Price ActivePlus Portfolio - Retirement 40 | -1.70% | 7.67% | 17.60% | 2.10% | 5.84% | 6.28% |
| Retirement 40 Blend Benchmark | -2.04% | 7.71% | 18.76% | 3.44% | 6.16% | 6.44% |
Past Performance cannot guarantee future results. All model portfolio return data is calculated using the net asset value (NAV) of the underlying mutual funds in the portfolio, which accounts for the fees and expenses of the funds. The returns also include reinvestment of dividends and capital gains, if any.
* On 11/18/2016, T Rowe Price funded 10 seed accounts (one per model) to initiate the tracking of performance from the inception of the program.
OVERVIEW
Model 40 is recommended to investors whose risk tolerance questionnaire responses align with a portfolio seeking to balance potential return against risk of loss.
BENCHMARK
Retirement40Blend
| 28% | Russell 3000 Index1 |
| 12% | MSCI EAFE Index Net3 |
| 43% | Bloomberg U.S. Aggregate Bond Index5 |
| 17% | Bloomberg U.S. 1-5 Year Treasury TIPS Index Index6 |
Model 50
Seeks to provide moderate growth potential with the possibility for moderate short‐term price fluctuations. Invests in T. Rowe Price mutual funds and is allocated approximately 50% to equity funds and 50% to fixed income funds.
Month to Date and Year to Date performance are as of 10/31/2024.
One-Year, Three-Year, Five-Year, and Since Inception performance are as of 9/30/2024.
| Portfolios and Benchmarks | Month to Date | Year to Date | One-Year | Three-Year | Five-Year | Since Inception |
|---|---|---|---|---|---|---|
| T. Rowe Price ActivePlus Portfolio - Retirement 50 | -1.81% | 8.33% | 19.05% | 2.11% | 6.33% | 6.90% |
| Retirement 50 Blend Benchmark | -2.01% | 9.24% | 21.05% | 4.09% | 7.19% | 7.41% |
Past Performance cannot guarantee future results. All model portfolio return data is calculated using the net asset value (NAV) of the underlying mutual funds in the portfolio, which accounts for the fees and expenses of the funds. The returns also include reinvestment of dividends and capital gains, if any.
* On 11/18/2016, T Rowe Price funded 10 seed accounts (one per model) to initiate the tracking of performance from the inception of the program.
OVERVIEW
Model 50 is recommended to investors whose risk tolerance questionnaire responses align with a portfolio seeking to balance potential return against risk of loss.
BENCHMARK
Retirement50Blend
| 35% | Russell 3000 Index1 |
| 15% | MSCI All Country World Index ex USA Net4 |
| 38% | Bloomberg U.S. Aggregate Bond Index5 |
| 12% | Bloomberg U.S. 1-5 Year Treasury TIPS Index6 |
Model 60
Seeks to provide moderate growth potential with the possibility for moderate short‐term price fluctuations. Invests in T. Rowe Price mutual funds and is allocated approximately 60% to equity funds and 40% to fixed income funds.
Month to Date and Year to Date performance are as of 10/31/2024.
One-Year, Three-Year, Five-Year, and Since Inception performance are as of 9/30/2024.
| Portfolios and Benchmarks | Month to Date | Year to Date | One-Year | Three-Year | Five-Year | Since Inception |
|---|---|---|---|---|---|---|
| T. Rowe Price ActivePlus Portfolio - Retirement 60 | -1.93% | 9.36% | 21.03% | 2.47% | 7.12% | 7.72% |
| Retirement 60 Blend Benchmark | -2.06% | 10.57% | 23.31% | 4.89% | 8.28% | 8.42% |
Past Performance cannot guarantee future results. All model portfolio return data is calculated using the net asset value (NAV) of the underlying mutual funds in the portfolio, which accounts for the fees and expenses of the funds. The returns also include reinvestment of dividends and capital gains, if any.
* On 11/18/2016, T Rowe Price funded 10 seed accounts (one per model) to initiate the tracking of performance from the inception of the program.
OVERVIEW
Model 60 is recommended to investors whose risk tolerance questionnaire responses align with a portfolio seeking to balance potential return against risk of loss.
BENCHMARK
Retirement60Blend
| 42% | Russell 3000 Index1 |
| 18% | MSCI All Country World Index ex USA Net4 |
| 33% | Bloomberg U.S. Aggregate Bond Index5 |
| 7% | Bloomberg U.S. 1-5 Year Treasury TIPS Index6 |
Model 70
Seeks to provide growth potential with the possibility for high short‐term price fluctuations. Invests in T. Rowe Price mutual funds and is allocated approximately 70% to equity funds and 30% to fixed income funds.
Month to Date and Year to Date performance are as of 10/31/2024.
One-Year, Three-Year, Five-Year, and Since Inception performance are as of 9/30/2024.
| Portfolios and Benchmarks | Month to Date | Year to Date | One-Year | Three-Year | Five-Year | Since Inception |
|---|---|---|---|---|---|---|
| T. Rowe Price ActivePlus Portfolio - Retirement 70 | -2.05% | 10.34% | 22.91% | 3.14% | 8.05% | 8.56% |
| Retirement 70 Blend Benchmark | -2.08% | 11.94% | 25.55% | 5.71% | 9.40% | 9.43% |
Past Performance cannot guarantee future results. All model portfolio return data is calculated using the net asset value (NAV) of the underlying mutual funds in the portfolio, which accounts for the fees and expenses of the funds. The returns also include reinvestment of dividends and capital gains, if any.
* On 11/18/2016, T Rowe Price funded 10 seed accounts (one per model) to initiate the tracking of performance from the inception of the program.
OVERVIEW
Model 70 is recommended to investors whose risk tolerance questionnaire responses align with a portfolio seeking higher return potential in exchange for higher risk of loss when compared with portfolios with a lower allocation to equity.
BENCHMARK
Retirement70Blend
| 49% | Russell 3000 Index1 |
| 21% | MSCI All Country World Index ex USA Net4 |
| 27% | Bloomberg U.S. Aggregate Bond Index5 |
| 3% | Bloomberg U.S. 1-5 Year Treasury TIPS Index6 |
Model 80
Seeks to provide growth potential with the possibility for high short‐term price fluctuations. Invests in T. Rowe Price mutual funds and is allocated approximately 80% to equity funds and 20% to fixed income funds.
Month to Date and Year to Date performance are as of 10/31/2024.
One-Year, Three-Year, Five-Year, and Since Inception performance are as of 9/30/2024.
| Portfolios and Benchmarks | Month to Date | Year to Date | One-Year | Three-Year | Five-Year | Since Inception |
|---|---|---|---|---|---|---|
| T. Rowe Price ActivePlus Portfolio - Retirement 80 | -2.14% | 11.24% | 24.55% | 3.63% | 9.08% | 9.52% |
| Retirement 80 Blend Benchmark | -2.08% | 13.34% | 27.79% | 6.57% | 10.53% | 10.43% |
Past Performance cannot guarantee future results. All model portfolio return data is calculated using the net asset value (NAV) of the underlying mutual funds in the portfolio, which accounts for the fees and expenses of the funds. The returns also include reinvestment of dividends and capital gains, if any.
* On 11/18/2016, T Rowe Price funded 10 seed accounts (one per model) to initiate the tracking of performance from the inception of the program.
OVERVIEW
Model 80 is recommended to investors whose risk tolerance questionnaire responses align with a portfolio seeking higher return potential in exchange for higher risk of loss when compared with portfolios with a lower allocation to equity.
BENCHMARK
Retirement80Blend
| 56% | Russell 3000 Index1 |
| 24% | MSCI All Country World Index ex USA Net4 |
| 20% | Bloomberg U.S. Aggregate Bond Index5 |
Model 90
Seeks to provide growth potential with the possibility for high short‐term price fluctuations. Invests in T. Rowe Price mutual funds and is allocated approximately 90% to equity funds and 10% to fixed income funds.
Month to Date and Year to Date performance are as of 10/31/2024.
One-Year, Three-Year, Five-Year, and Since Inception performance are as of 9/30/2024.
| Portfolios and Benchmarks | Month to Date | Year to Date | One-Year | Three-Year | Five-Year | Since Inception |
|---|---|---|---|---|---|---|
| T. Rowe Price ActivePlus Portfolio - Retirement 90 | -2.19% | 12.25% | 26.35% | 4.03% | 9.78% | 10.21% |
| Retirement 90 Blend Benchmark | -2.04% | 14.84% | 29.94% | 7.53% | 11.76% | 11.47% |
Past Performance cannot guarantee future results. All model portfolio return data is calculated using the net asset value (NAV) of the underlying mutual funds in the portfolio, which accounts for the fees and expenses of the funds. The returns also include reinvestment of dividends and capital gains, if any.
* On 11/18/2016, T Rowe Price funded 10 seed accounts (one per model) to initiate the tracking of performance from the inception of the program.
OVERVIEW
Model 90 is recommended to investors whose risk tolerance questionnaire responses align with a portfolio seeking higher return potential in exchange for higher risk of loss when compared with portfolios with a lower allocation to equity.
BENCHMARK
Retirement90Blend
| 63% | Russell 3000 Index1 |
| 27% | MSCI All Country World Index ex USA Net4 |
| 10% | Bloomberg U.S. Aggregate Bond Index5 |
Model 100
Seeks to provide growth potential with the possibility for high short‐term price fluctuations. Invests in T. Rowe Price mutual funds and is allocated approximately 100% to equity funds.
Month to Date and Year to Date performance are as of 10/31/2024.
One-Year, Three-Year, Five-Year, and Since Inception performance are as of 9/30/2024.
| Portfolios and Benchmarks | Month to Date | Year to Date | One-Year | Three-Year | Five-Year | Since Inception |
|---|---|---|---|---|---|---|
| T. Rowe Price ActivePlus Portfolio - Retirement 100 | -2.26% | 13.65% | 28.57% | 5.04% | 10.89% | 11.10% |
| Retirement 100 Blend Benchmark | -1.99% | 16.35% | 32.11% | 8.49% | 12.97% | 12.49% |
Past Performance cannot guarantee future results. All model portfolio return data is calculated using the net asset value (NAV) of the underlying mutual funds in the portfolio, which accounts for the fees and expenses of the funds. The returns also include reinvestment of dividends and capital gains, if any.
* On 11/18/2016, T Rowe Price funded 10 seed accounts (one per model) to initiate the tracking of performance from the inception of the program.
OVERVIEW
Model 100 is recommended to investors whose risk tolerance questionnaire responses align with a portfolio seeking higher return potential in exchange for higher risk of loss when compared with portfolios with a lower allocation to equity.
BENCHMARK
Retirement100Blend
| 70% | Russell 3000 Index1 |
| 30% | MSCI All Country World Index ex USA Net4 |
Complete a short questionnaire and we’ll recommend a diversified model portfolio designed and managed by our experts.
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Investments in T. Rowe Price ActivePlus Portfolios are subject to the risks associated with investing in mutual funds, which may result in loss of principal. T. Rowe Price does not guarantee the results of our investment management, or that the objectives of the funds or the portfolios will be met. This material is not intended to be a recommendation or investment advice and does not constitute a solicitation to buy or sell securities. The information provided does not take into account the specific objectives or circumstances of any particular investor, or suggest any specific course of action.
The T. Rowe Price ActivePlus Portfolios® program is a discretionary investment management program provided by T. Rowe Price Advisory Services, Inc., a registered investment adviser under the Investment Advisers Act of 1940. Brokerage services are provided by T. Rowe Price Investment Services, Inc., member FINRA/SIPC. Brokerage accounts are carried by Pershing LLC, a BNY Mellon Company, member NYSE/FINRA/SIPC. T. Rowe Price Advisory Services, Inc., and T. Rowe Price Investment Services, Inc. are affiliated companies.
Index Definitions
1Russell 3000 Index: An unmanaged index that tracks the performance of the 3,000 largest U.S. companies, representing approximately 98% of the investable U.S. equity market.
2Russell 1000 Index: An unmanaged index that tracks the performance of the large-cap segment of the U.S. equity universe, representing approximately 92% of the U.S. equity market.
3MSCI EAFE Index Net: A free-float-adjusted market-capitalization index that is designed to measure developed market equity performance, excluding the United States and Canada. Effective June 27, 2019, the "net" version of the benchmark replaced the "gross" version of the benchmark. The "net" version of the benchmark assumes the reinvestment of dividends after the deduction of withholding taxes.
4MSCI All Country World Index ex USA Net: A free-float-adjusted market capitalization weighted index that is designed to measure the equity market performance of developed and emerging markets. This version of the index excludes the United States. Effective June 27, 2019, the "net" version of the benchmark replaced the "gross" version of the benchmark. The "net" version of the benchmark assumes the reinvestment of dividends after the deduction of withholding taxes.
5Bloomberg U.S. Aggregate Bond Index: An unmanaged index that tracks domestic investment-grade bonds, including corporate, government, and mortgage backed securities.
6Bloomberg U.S. 1-5 Year Treasury Inflation Protected Securities (TIPS) Index: An unmanaged index composed of U.S. Treasury inflation protected securities with maturities between one year and five years.
7FTSE 3-Month T-Bill Index: An unmanaged index representing monthly return equivalents of yield averages of the last 3 month Treasury Bill issues.
Note: Russell Investment Group is the source and owner of the trademarks, service marks, and copyrights related to the Russell indexes. Russell® is a trademark of Russell Investment Group.
Note: MSCI makes no express or implied warranties or representations and shall have no liability whatsoever with respect to any MSCI data contained herein. The MSCI data may not be further redistributed or used as a basis for other indices or any securities or financial products. This report is not approved, reviewed, or produced by MSCI.
Bloomberg Index Services Ltd. Copyright© 2024, Bloomberg Index Services Ltd. Used with permission.
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