A diversified investment portfolio—in one easy step.
When it comes to saving for retirement, you want to feel confident in your investments. But you may not have the time or experience to build and manage your own portfolio. A single San Francisco Deferred Compensation Plan Target Date Fund provides a pre-assembled, complete portfolio that evolves up to retirement and now—beyond.
Consider the investment objectives, risks, and charges and expenses carefully before investing. Contact your recordkeeper for a prospectus or, if available, a summary prospectus containing this and other information. Read it carefully.
This material is provided for general information and educational purposes only and is not intended to provide legal, tax, or investment advice. This material does not provide fiduciary recommendations concerning investments; it is not individualized to the needs of any specific benefit plan or retirement investor, nor is it intended to serve as the primary basis for investment decision-making.
The principal value of the San Francisco Deferred Compensation Plan Target Date Funds is not guaranteed at any time, including at or after the target date, which is the approximate year an investor plans to retire (assumed to be age 65) and likely stop making new investments in the fund. If an investor plans to retire significantly earlier or later than age 65, the funds may not be an appropriate investment even if the investor is retiring on or near the target date. The funds’ allocations among a broad range of underlying stock and bond funds will change over time. The funds emphasize potential capital appreciation during the early phases of retirement asset accumulation, balance the need for appreciation with the need for income as retirement approaches, and focus on supporting an income stream over a long-term postretirement withdrawal horizon. The funds are not designed for a lump-sum redemption at the target date and do not guarantee a particular level of income. The funds maintain a substantial allocation to equities both prior to and after the target date, which can result in greater volatility over shorter time horizons.
© 2025 T. Rowe Price. All Rights Reserved. T. ROWE PRICE, INVEST WITH CONFIDENCE, and the bighorn sheep design and related indicators (see troweprice.com/ip) are trademarks of T. Rowe Price Group, Inc. All other trademarks are the property of their respective owners.
202507-4525956
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