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Customized retirement strategies from

T. Rowe Price

Personalized Retirement Manager

Retirement strategies based on your needs

T. Rowe Price Personalized Retirement Manager, an investment advisory service provided by T. Rowe Price Associates, Inc. and selected by your plan sponsor, gives you access to personalized retirement planning advice and investment management.

In just a few minutes, you can receive a strategy based on factors such as your age, income, and current contributions/investments. The customized strategy is flexible to help support you over the long-term.

Why was this service selected for me?

T. Rowe Price Personalized Retirement Manager, an investment advisory service provided by T. Rowe Price Associates, Inc. and selected by your plan sponsor, gives you access to personalized retirement planning advice and investment management. 

You’re being enrolled in the service now because your plan sponsor believes that you can benefit from a personalized investment strategy that will support you over the long-term. Your strategy will include investments  that are only available through enrollment in the service.

To see your personalized strategy and estimated fees, complete your profile.

View Transcript
Video transcript: T. Rowe Price Personalized Retirement Manager

Speaker: Life is a journey, and that journey includes retirement planning. Financial complexities and unique needs can require a personalized path.

Your personal financial situation—including salary, savings rate, and other unique factors in your life—will inform where you are in this journey and your progress toward your retirement destination.

But you might not feel that you have the confidence or know-how to choose the appropriate investments for your retirement savings and make important decisions along the way.

That’s why your employer offers the T. Rowe Price Personalized Retirement Manager service.

Personalized Retirement Manager provides customized retirement planning guidance, such as how much to save, portfolio recommendations, and ongoing management of your investments, to help make the path forward clearer for you.

This service leverages a similar investment process and building blocks of the T. Rowe Price target date investment option that is currently in your plan.

Following just one path to retirement may not be right for everyone.

By combining the deliberate glide path strategy of your plan’s current target date investments with your personal factors, you will receive a personalized strategy that shifts stocks, bonds, and assets over time, while you are enrolled in the service, for a retirement investment approach that is as unique as you.

The more information you provide, the more tailored your recommendations will be.

T. Rowe Price Personalized Retirement Manager automatically adjusts and rebalances your mix of investments to help you stay on track to the kind of retirement you want to reach.

Explore more and get a look at your personalized strategy at rps.troweprice.com/advice.

What benefits does the service offer?

T. Rowe Price Personalized Retirement Manager provides retirement planning guidance tailored to your financial situation and ongoing support to help keep your investment strategy on track.

What happens if I don’t opt out?

Your savings will be invested in a strategy that is based on factors such as your age, income, and current contributions and investments. Then, your investments will be monitored and adjusted over time to help meet your retirement goals. As your retirement journey shifts, so will your portfolio.

After @@FEE_START_DATE@@, you will start paying fees for the customized professional management. 

If you haven’t yet, you can complete your profile anytime to see your estimated fees and further personalize your strategy. As your financial circumstances and objectives change, it is important that you update your information. By keeping your profile up-to-date, your portfolio will be better tailored to meet your financial goals. 

What happens if I don’t opt out?

Your savings will be invested in a strategy that is based on factors such as your age, income, and current contributions and investments. Then, your investments will be monitored and adjusted over time to help meet your retirement goals. As your retirement journey shifts, so will your portfolio.

After @@FEE_START_DATE@@, you will start paying fees for the customized professional management. 

If you haven’t yet, you can complete your profile anytime to see your estimated fees and further personalize your strategy. As your financial circumstances and objectives change, it is important that you update your information. By keeping your profile up-to-date, your portfolio will be better tailored to meet your financial goals. 

Note: certain investments, including company stock, will not be managed through T. Rowe Price Personalized Retirement Manager. New contributions will be solely allocated to investments managed by T. Rowe Price Personalized Retirement Manager.

What happens if I don’t opt out?

Your savings will be invested in a strategy that is based on factors such as your age, income, and current contributions and investments. Then, your investments will be monitored and adjusted over time to help meet your retirement goals. As your retirement journey shifts, so will your portfolio.

After @@FEE_START_DATE@@, you will start paying fees for the customized professional management. 

If you haven’t yet, you can complete your profile anytime to see your estimated fees and further personalize your strategy. As your financial circumstances and objectives change, it is important that you update your information. By keeping your profile up-to-date, your portfolio will be better tailored to meet your financial goals. 

Note: certain investments, including self-directed brokerage assets, will not be managed through T. Rowe Price Personalized Retirement Manager. New contributions will be solely allocated to investments managed by T. Rowe Price Personalized Retirement Manager.

What happens if I don’t opt out?

Your savings will be invested in a strategy that is based on factors such as your age, income, and current contributions and investments. Then, your investments will be monitored and adjusted over time to help meet your retirement goals. As your retirement journey shifts, so will your portfolio.

After @@FEE_START_DATE@@, you will start paying fees for the customized professional management. 

If you haven’t yet, you can complete your profile anytime to see your estimated fees and further personalize your strategy. As your financial circumstances and objectives change, it is important that you update your information. By keeping your profile up-to-date, your portfolio will be better tailored to meet your financial goals. 

Note: certain investments, including company stock and self-directed brokerage assets, will not be managed through T. Rowe Price Personalized Retirement Manager. New contributions will be solely allocated to investments managed by T. Rowe Price Personalized Retirement Manager.

Ongoing investment management

@@ADVISOR_PRODUCT_NAME@@ will update your investments to match your personalized strategy. Then, your investments will be monitored and adjusted for you over time to help meet your retirement goals. As your retirement journey shifts, so will your portfolio. 

Your investments will include options that are only available through enrollment in the service. View all investments.

Ongoing investment management

@@ADVISOR_PRODUCT_NAME@@ will update your investments to match your personalized strategy. Then, your investments will be monitored and adjusted for you over time to help meet your retirement goals. As your retirement journey shifts, so will your portfolio. 

Your investments will include options that are only available through enrollment in the service. View all investments.

Note: certain investments, including company stock, will not be managed through @@ADVISOR_PRODUCT_NAME@@. New contributions will be solely allocated to investments managed by @@ADVISOR_PRODUCT_NAME@@.

Ongoing investment management

@@ADVISOR_PRODUCT_NAME@@ will update your investments to match your personalized strategy. Then, your investments will be monitored and adjusted for you over time to help meet your retirement goals. As your retirement journey shifts, so will your portfolio. 

Your investments will include options that are only available through enrollment in the service. View all investments.

Note: certain investments, including self-directed brokerage assets, will not be managed through @@ADVISOR_PRODUCT_NAME@@. New contributions will be solely allocated to investments managed by @@ADVISOR_PRODUCT_NAME@@.

Ongoing investment management

@@ADVISOR_PRODUCT_NAME@@ will update your investments to match your personalized strategy. Then, your investments will be monitored and adjusted for you over time to help meet your retirement goals. As your retirement journey shifts, so will your portfolio. 

Your investments will include options that are only available through enrollment in the service. View all investments.

Note: certain investments, including company stock and self-directed brokerage assets, will not be managed through @@ADVISOR_PRODUCT_NAME@@. New contributions will be solely allocated to investments managed by @@ADVISOR_PRODUCT_NAME@@.

How it works

Complete your profile.

To receive your free personalized strategy, complete your profile by answering some questions about your financial situation and retirement goals.

Receive a personalized retirement strategy.

You will receive guidance on important decisions like how much to save, what funds to invest in, when to retire, and when to start taking Social Security.

Decide whether to implement your strategy.

If you accept your strategy, your contributions and investments will be updated to match it. Then, your investments will be managed for you over time (for a fee).

What can I do now?

Complete your profile.

To better personalize your retirement strategy, complete your profile by answering some questions about your financial situation and retirement goals.

Review your personalized retirement strategy.

You will receive guidance on important decisions like how much to save, what funds to invest in, when to retire, and when to start taking Social Security.

Decide whether to implement your strategy.

You can accept your strategy to have it take effect immediately (fees will begin right away) or wait to be automatically enrolled. If you want keep your current strategy or manage your investments, you must return here to opt out of the service.

Your plan sponsor has teamed up with T. Rowe Price Associates, Inc. to offer you customized investment advice and portfolio management. When you complete your profile, you may implement the strategy that has been selected to help you meet your retirement goals. A team of target date professionals at T. Rowe Price Associates, Inc. designed the portfolios and recommendations that you receive as part of your strategy.

Managed Accounts disclosure

©@@DYNAMIC_YEAR@@ T. Rowe Price. All Rights Reserved. The T. Rowe Price Personalized Retirement Manager is a discretionary managed account service provided by T. Rowe Price Associates, Inc., a registered investment adviser, and is intended for citizens or legal residents of the United States or its territories. T. Rowe Price Associates, Inc. and T. Rowe Price Retirement Plan Services, Inc. are affiliated companies. For additional information about the service, including fees and expenses, please review the Price Associates Form ADV Brochure, Brochure Supplement(s), PRM Methodology Document, PRM Advisory Services Agreement, PRM Schedule of Fees, and information provided by your plan sponsor. T. ROWE PRICE, INVEST WITH CONFIDENCE, and the Bighorn Sheep design are, collectively and/or apart, trademarks of T. Rowe Price Group, Inc. RETIRE WITH CONFIDENCE is a trademark of T. Rowe Price Group, Inc.

Accessing a Third-Party Website

You have clicked on a link which will cause you to leave T. Rowe Price’s website and will redirect you to a third-party website. T. Rowe Price is not affiliated with this third party and makes no representations, nor has any supervision or control over the quality, reliability, or security of this third-party website. Finally, T. Rowe Price is not responsible for your use of this third-party website.

Call us to unenroll

To unenroll from T. Rowe Price Personalized Retirement Manager, give us a call at @@ADVISER_PHONE_NUMBER@@.

Come back to complete your profile

@@ADVISOR_PRODUCT_NAME@@ will be available beginning on @@PLAN_ACTIVATION_DATE@@. Come back after this date to complete your profile and review your personalized strategy.

Come back to complete your profile

You will be enrolled in T. Rowe Price Personalized Retirement Manager on August 02, 2024. Come back after this date to complete your profile and review your personalized strategy.

Come back to enroll

You are eligible to enroll in T. Rowe Price Personalized Retirement Manager after August 02, 2024. Come back after this date to complete your profile, review your personalized strategy, and enroll.

Are you sure?

If you opt out, you will not be enrolled in T. Rowe Price Personalized Retirement Manager.

You’ve successfully opted out

You can return anytime to enroll in T. Rowe Price Personalized Retirement Manager.


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