- Information on how to leverage the Social Security rules to make the most of your benefits
- Key details on how Social Security benefits really work
- Analysis that helps you compare claiming strategies
Early Claiming Strategy
The Social Security claiming strategy that seeks to receive Social Security income earlier, generally at the expense of cumulative benefits over time. It usually requires claiming at age 62, or if you (and your spouse, if applicable) are over age 62, as soon as possible.
Primary Claiming Strategy
The Social Security claiming strategy that seeks to achieve the highest projected total cumulative benefits based on your life expectancy and usually entails claiming benefits later (i.e., when you are older) than when you are first eligible to claim Social Security benefits.