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The Smart Plan to Save for Your Child’s Future Is Here.

The Time to Start Is Now.

Have a Plan to Make Every Dollar Count

Whether you're just getting started or are already familiar with the benefits of 529 college savings plans, we have a trusted solution to meet your needs. It's easy to set up and offers the following advantages:

Growth Potential

A 529 plan offers the potential of higher returns and tax-advantaged growth compared with a low-yielding bank account.¹

Experienced Investment Team

T. Rowe Price has over 80 years of investment experience, in every kind of market. Our plan is highly rated by Morningstar and received a "Silver" rating in 2022.²

Ease

You can automate monthly contributions to make saving easier.

Support

We have powerful online tools, and our college savings specialists can help you build a smart financial strategy for college expenses.

Learn About the Benefits of 529 Plans

Whether it's the tax benefits or the growing number of qualified (or approved) ways in which your savings can be used, there are many reasons to save with a 529 plan.

Review 529 Benefits

Build Your College Savings Strategy

Families are different, which means they'll save for the future differently. We have the tools and insight to help you build a smart financial plan for yours.

Build Your Strategy

¹Unlike a traditional bank account that offers Federal Deposit Insurance Corporation (FDIC) protection, investments in 529 plans are generally not guaranteed, and you could lose money, including your principal, by investing in them. There may be other material differences between savings accounts and 529 college savings plan accounts that should be considered prior to investing.

Frequently Asked Questions

How and where can I use my 529 savings?

Your account balance can be used for any purpose. However, for the distributions to be federally tax-free, you have to...

How much should I be saving?

Use our College Savings Calculator to help estimate how much you may need to save for your future college costs and to set monthly...

See More Questions

The T. Rowe Price College Savings Plan is offered by the Education Trust of Alaska. You should compare this Plan with any 529 plan offered by your home state or your beneficiary’s home state and consider, before investing, any state tax or other state benefits, such as financial aid, scholarship funds, or protection from creditors that are only available for investments in the home state’s plan. Please read and/or download the Plan Disclosure Document, which includes investment objectives, risks, fees, charges and expenses, and other information that you should read and consider carefully before investing, or call 1-866-521-1894 to request a paper copy. For other important legal information, please read the Plan's Privacy Policy. T. Rowe Price Investment Services, Inc., Distributor/Underwriter.

²Morningstar analysts reviewed 54 plans for its 2022 ratings (11/2/22), of which 12 plans received a "Silver" rating. To determine a plan's rating, Morningstar's analysts organized their research around four key pillars: Process, People, Parent, and Price. Plans were then assigned forward-looking ratings of "Gold," "Silver," "Bronze," "Neutral," and "Negative." Each year, certain of the industry's smallest plans are not rated. Click here for additional information about Morningstar's methodology.

Analyst Ratings are subjective in nature and should not be used as the sole basis for investment decisions. Analyst Ratings are based on Morningstar analysts' current expectations about future events and, therefore, involve unknown risks and uncertainties that may cause Morningstar's expectations not to occur or to differ significantly from what was expected. Morningstar does not represent its Analyst Ratings to be guarantees.

^©2023 Morningstar, Inc. All rights reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.

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