Exciting Enhancements Coming Soon to the T. Rowe Price College Savings Plan! Learn More


The Smart Plan to Save for Your Child’s Future Is Here.

The Time to Start Is Now.

Have a Plan to Make Every Dollar Count

Whether you're just getting started or are already familiar with the benefits of 529 college savings plans, we have a trusted solution to meet your needs. It's easy to set up and offers the following advantages:

Growth Potential

A 529 plan offers the potential of higher returns and tax-advantaged growth compared with a low-yielding bank account.¹

Experienced Investment Team

T. Rowe Price has over 80 years of investment experience, in every kind of market. Our plan is highly rated by Morningstar and received a "Silver" rating in 2023.²


You can automate monthly contributions to make saving easier.


We have powerful online tools, and our college savings specialists can help you build a smart financial strategy for college expenses.


Learn About the Benefits of 529 Plans

Whether it's the tax benefits or the growing number of qualified (or approved) ways in which your savings can be used, there are many reasons to save with a 529 plan.


Build Your College Savings Strategy

Families are different, which means they'll save for the future differently. We have the tools and insight to help you build a smart financial plan for yours.

1Unlike a traditional bank account that offers Federal Deposit Insurance Corporation (FDIC) protection, investments in 529 plans are generally not guaranteed, and you could lose money, including your principal, by investing in them. There may be other material differences between savings accounts and 529 college savings plan accounts that should be considered prior to investing.

Frequently Asked Questions

How and where can I use my 529 savings?


Your account balance can be used for any purpose. However, for the distributions to be federally tax-free, you have to...

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How much should I be saving?


Use our College Savings Calculator to help estimate how much you may need to save for your future college costs and to set monthly...

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