Brokerage accounts
Enjoy the flexibility to choose from a wide range of investments in a single account.
Open a brokerage account
- Choose the brokerage account that best meets your needs from the list below
- Register your account with a one-time verification code
- Complete your financial profile and investment details*
- Link your bank account to fund your account and start investing
Already have an account? Log in
Brokerage – Individual Owner
Invest for a variety of goals, with access to your money whenever you need it.
Brokerage - Roth IRA
Build your retirement savings tax-deferred, with the ability to invest in stocks, ETFs, and more.
Brokerage - Traditional IRA
Save for your retirement and invest in stock, ETFs and more with T. Rowe Price.
*We are required by law to collect these details.
What are the benefits of a Brokerage account?
Your portfolio, your way
Create your investment mix using exchange-traded funds (ETFs), mutual funds, stocks, and more in a single, convenient account.
Access to T. Rowe Price active ETFs
An ETF is a fund that trades like a stock. Designed to outperform passive indexes, our active ETFs help investors seek higher returns through strategic fund management.
In-kind asset transfers
Bring existing assets into your account without selling them. No need to liquidate or select new investments.
How do I open a Brokerage account?
Choose an account type
Open a taxable Brokerage account or Traditional, Roth or Rollover Brokerage IRA in minutes.
Fund your account
There's no setup fee. Simply fund your account with a low minimum initial investment of $1,000 for a Traditional, Roth, or Rollover Brokerage IRA or $2,500 for a taxable Brokerage account. Add a bank link to transfer funds electronically, or fund your account by check, wire transfer, rollover or transfer from another firm.
Start investing
Buy and sell stocks, ETFs, options, or mutual funds from our website or mobile app.
Manage your account
From your account dashboard, you can view your Brokerage and other T. Rowe Price accounts. You can easily move funds between your bank and money market sweep account when you need it.
What types of investments can I hold in a Brokerage account?
Your portfolio can have it all.A Customize your investment mix on a single, convenient platform.
ETFs (Exchange-Traded Funds)
Our active ETFs have hands-on portfolio managers who look to uncover market opportunities and select investments with the goal of outperformance—rather than tracking an index.
Outside ETFs are also available to help you diversify your portfolio.
Mutual Funds
Expand your portfolio with thousands of no-load mutual fund choices from prominent fund families, many available without a transaction fee.
Stocks
Invest in stocks (including fractional shares), build watchlists, and set up alerts.
Margins and optionsB
Borrow against your portfolio with margin and trade options contracts for qualified brokerage accounts.C
Certificates of Deposit (CDs)D
Brokered CDs offer fixed rates with the flexibility to buy and sell on the secondary market.
Bonds
Bonds are a fixed income security that can help balance the risk in your portfolio.
What are some features of a Brokerage account?
Pay less to invest
Enjoy $0 commission trading on stocks and ETFs online. Some products may incur fees if trades are placed by an associate.E
Seamless asset transfer
Consolidate your assets using a fully digital transfer experience. Simplify the way you manage your investments by consolidating at T. Rowe Price.
Watchlist
Track and monitor specific investments with your Watchlist. Easily keep an eye on performance, price changes, and detailed historical data that help you make investment choices when you’re ready.
Brokerage FAQs
How do I open a brokerage account?
Open an account online or call 1-800-341-1211.
What features are offered on my account?
Many account features are offered for free through our brokerage service and the online trading platform, including:
Dividend reinvestment
Transaction settlement to a linked money market sweep account
Checkwriting on a sweep account ($500 minimum per check)--this is an optional feature which first requires that additional paperwork be completed
Combined statements
Duplicate statements and confirmations
Immediate confirmations via email trade and activity alerts
Research of account information (on request)
Online research tools, market news, and real-time quotes
Watchlists
Projected cash flow
What is a money market sweep account and why should I open one?
A T. Rowe Price money market mutual fund functions as the brokerage “sweep” account through which all brokerage transactions are settled. A sweep account is established, or linked, when you initially open your brokerage account and serves as a dividend-bearing account to hold cash while you decide how to invest. Some additional points to consider are:
Proceeds from transactions in your brokerage account, resulting from the sale of securities or from dividend and interest payments, will be automatically transferred to your sweep fund to earn competitive rates.
If you want to make a brokerage purchase, the money in your sweep fund will be used to settle the transaction.
You have the option to enable check-writing services which allows you to write checks from your money market sweep fund ($500 minimum), or transfer funds electronically to a linked bank account. Proceeds from any brokerage sale transaction will automatically be paid to your sweep account when the brokerage trade has settled.
Retail Money Market Funds (Government Money Fund and the U.S. Treasury Fund): You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. The Fund may impose a fee upon sale of your shares. An investment in the Fund is not a bank account and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. T. Rowe Price Associates, Inc. is not required to reimburse the Fund for losses, and you should not expect that T. Rowe Price Associates, Inc. will provide financial support to the Fund at any time, including during periods of market stress.
Government Money Market Funds: You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not a bank account and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. T. Rowe Price Associates, Inc. is not required to reimburse the Fund for losses, and you should not expect that T. Rowe Price Associates, Inc. will provide financial support to the Fund at any time, including during periods of market stress.
Grow your retirement with us
Start a new investment
Get convenience, product range, low costs, and exceptional service.
Questions?
Speak with one of our trusted financial consultants.
Monday–Friday, 8 a.m.–8 p.m. ET
Want investment advice?
From point-in-time recommendations to professionally managed portfolios, we're here to help.
(A) Not all funds are available to be purchased in your Brokerage account.
(B) Option trading involves additional risk and is not suitable for all investors.Subject to the approval of T. Rowe Price Brokerage. Margin trading involves additional risk and is not suitable for all investors. Subject to the approval of T. Rowe Price Brokerage.
(C) Qualified accounts are approved for option and margin trading, which involves completing and submitting an agreement for approval that addresses investment experience, financials, etc.
(D) Certificates of deposit are bank products that are FDIC-insured. Non-bank products are NOT FDIC-insured, NOT bank guaranteed, and MAY lose value.Brokerage accounts are offered by T. Rowe Price Investment Services, Inc., member FINRA/SIPC. Brokerage accounts are carried by Pershing LLC, a BNY Mellon company, member NYSE/FINRA/SIPC.
(E) Representative-assisted trades are just $9.95 per trade for customers who qualify for the Enhanced Personal Services tier of the T. Rowe Price Summit Program and $25 for all others. Other account fees, charges, or expenses may apply. View all Brokerage fees and commissions here.
All investments are subject to market risk, including the possible loss of principal; they are subject to management fees and expenses.
View Brokerage Account Disclosures.
Read Form CRS for important information on our fees and services.
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