T. Rowe Price ActivePlus Portfolios is a digital discretionary investment program currently composed of 10 model portfolios designed to meet specific objectives. Each model portfolio invests in approximately 8 to 15 T. Rowe Price mutual funds according to a predetermined asset allocation strategy. How it works:
- The program recommends a model portfolio based on information you provide in response to our online questionnaire, such as your investing time horizon and appetite for risk. Once you receive your recommendation, it’s easy to open an account.
- We regularly monitor the model portfolios and rebalance the asset allocation of each as determined by our investment professionals. When the model portfolio is rebalanced, we seek to rebalance your account to generally align it with the target allocation of your recommended portfolio. Note: If you restrict any funds,* we will still rebalance your account to align with your target allocation, to the extent allowable. However, the funds you’re invested in may be different from the funds in your recommended model portfolio.
- At least annually, you should review your risk tolerance and time horizon. It’s important to let us know if things change—such as life events or your financial situation. You can update your profile anytime to receive a new model portfolio recommendation.
Once your account is assigned to a model portfolio, we will diversify your holdings by aligning the asset allocation of your account with the model portfolio appropriate for your time horizon and risk tolerance. Because we manage your account based on your most recent responses to our questionnaire, you must update your time horizon and risk tolerance anytime there are changes to your individual circumstances. In addition, at least annually, you must update your time horizon to reflect the passage of time so that we can adjust your portfolio as necessary.