Key Points

• On this episode of The Confident Wallet™, a personal finance podcast series from T. Rowe Price and The Washington Post BrandStudio, host Kevin McCormally is joined by a panel of experts to discuss how beginners can get started with investing.
• McCormally, the former chief content officer at Kiplinger’s Personal Finance Magazine, calls on guests Stuart Ritter, a CERTIFIED FINANCIAL PLANNER™ at T. Rowe Price, and Arielle O’Shea, a personal finance writer at NerdWallet, to walk would be investors through the elements of saving.
• The panel discusses the difference between bonds and stocks and addresses how to set up and build a portfolio and how to respond to market fluctuations. They’ll answer questions like “What are some typical investing goals?” and “How might a person’s strategy change with age?”
• In a segment called “If you remember one thing...” McCormally asks his guests to sum up one big takeaway from the episode. Here, O’Shea explains why it’s never too early or too late to get started, while Ritter emphasizes that investors shouldn’t worry about being “perfect.” Tune in to hear their advice.