If you want to pass your assets on to your loved ones, or help a child with college or a new house while you’re still alive, there’s something you should know.

Federal estate and gift taxes are among the highest you and your family could ever pay. And sometimes states impose their own taxes on these types of transactions.

The more you understand about estate taxes, the more you’ll be able to give.

All investments are subject to market risk, including the possible loss of principal.

This material is provided for general and educational purposes only, and is not intended to provide legal, tax or investment advice. This material does not provide fiduciary recommendations concerning investments or investment management; it is not individualized to the needs of any specific benefit plan or retirement investor, nor is it directed to any recipient in connection with a specific investment or investment management decision.