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Privacy Policy

T. Rowe Price recognizes the importance of protecting your personal and financial information. In the course of doing business with T. Rowe Price, you share personal and financial information with us. We treat this information as confidential and recognize the importance of protecting access to it.

You may provide information when communicating or transacting with us in writing, electronically, or by phone. For instance, information may come from applications, requests for forms or literature, and your transactions and account positions with us. On occasion, such information may come from consumer reporting agencies and those providing services to us.

We do not sell information about current or former customers to any third parties, and we do not disclose it to third parties unless necessary to process a transaction, service an account, or as otherwise permitted by law. We may share information within the T. Rowe Price family of companies in the course of providing or offering products and services to best meet your investing needs. We may also share that information with companies that perform administrative or marketing services for T. Rowe Price, with a research firm we have hired, or with a business partner, such as a bank or insurance company, with whom we are developing or offering investment products. When we enter into such a relationship, our contracts restrict the companies' use of our customer information, prohibiting them from sharing or using it for any purposes other than those for which they were hired.

We maintain physical, electronic, and procedural safeguards to protect your personal information. Within T. Rowe Price, access to such information is limited to those who need it to perform their jobs, such as servicing your accounts, resolving problems, or informing you of new products or services. Our Code of Ethics and Conduct, which applies to all employees, restricts the use of customer information and requires that it be held in strict confidence.

Online Privacy Practices
Information Collected: T. Rowe Price collects personal information needed in connection with your online experience, including personal and financial information contained in online requests for literature, applications and forms, your registration and login, and your use of other online services. We also collect information such as referring URL addresses, time spent in certain areas of the site, and origination of the user.

Use of Personal Data: The personal information (e.g., name and address) we require when you request or download investment literature is used only to service your account and provide you with information on T. Rowe Price products and services. T. Rowe Price understands that re-entering personal data to transmit a request can be time-consuming. Through the use of "cookies," which are data stored on your computer, your name and address may be preset on the request forms or access screens of our website in order make it easier for you to navigate through our site. We also use cookies to collect, store, and aggregate data about usage. The data helps us to analyze and tailor the site for all users and better understand:

               o how our site is used
               o which features or pages are most popular
               o browsing and usage patterns

You are not obliged to accept cookies for our site. If you would like to modify your browser to reject cookies, please refer to your browser’s internet settings. While you may disable the usage of cookies, we do not change our practices in response to a "Do Not Track" signal in the HTTP header from your browser.

Personal and financial information will be stored if you Sign in or register for certain web services. The personal information we require is used to service your account and provide you with technical and customer support should you request it. We may also use aggregated user data as part of research to develop new web features, tools and content.

Click here for more information on Cookies and Other Web Technologies.

E-mail: T. Rowe Price does not sell its customers' e-mail addresses to third parties. We may disclose customers’ e-mail addresses to third parties that perform administrative or marketing services for us as described in the Privacy Policy above. Emails with information on products and services that may be of interest to you will include instructions for unsubscribing from these types of mailings in the future.

Surveys: Occasionally, we conduct surveys regarding our website or other products or services. The information you provide is used collectively for analytical purposes. You will not receive unsolicited communications as a result of your participation in a survey if you notify us not to contact you.

Online Advertising: We may use third parties to serve (i.e., place) advertisements for us on other websites, including banner advertisements. The third parties may collect anonymous information through the use of cookies and action tags (referred to as web beacons and GIF tags). Click here for further information, including how to opt out of third-party cookies.

Links to Other Sites: On our website, we may provide links to third parties that provide financial and other information which may be of interest to you. Should you choose to visit these sites, you should read their privacy policies to understand what information they collect from you and how they use it.

The effective date of this T. Rowe Price & Privacy page is November 9, 2017. From time to time, we may change its terms. When the terms are revised or materially changed, we will update the effective date. You can determine whether there have been any material changes since the last time you reviewed them by simply checking the effective date. If we make a change that we are required by law to inform you of in other ways (such as by mail), we will do so.

If you have any questions about our privacy policy, please e-mail us at: institutional@troweprice.com

References to "T. Rowe Price" include T. Rowe Price Associates, Inc., T. Rowe Price International Ltd, T. Rowe Price Hong Kong Limited, T. Rowe Price Singapore Private Ltd. and T. Rowe Price (Canada), Inc., T. Rowe Price Japan, Inc., and T. Rowe Price Australia Limited

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GIPS® Information

T. Rowe Price ("TRP") claims compliance with the Global Investment Performance Standards (GIPS®). TRP has been independently verified for the twenty one- year period ended June 30, 2017 by KPMG LLP. The verification report is available upon request. Verification assesses whether (1) the firm has complied with all the composite construction requirements of the GIPS standards on a firm-wide basis and (2) the firm's policies and procedures are designed to calculate and present performance in compliance with the GIPS standards. Verification does not ensure the accuracy of any specific composite presentation.

TRP is a U.S. investment management firm with various investment advisers registered with the U.S. Securities and Exchange Commission, the U.K. Financial Conduct Authority, and other regulatory bodies in various countries and holds itself out as such to potential clients for GIPS purposes. TRP further defines itself under GIPS as a discretionary investment manager providing services primarily to institutional clients with regard to various mandates, which include U.S, international, and global strategies but excluding the services of the Private Asset Management group.

A complete list and description of all of the Firm's composites and/or a presentation that adheres to the GIPS® standards are available upon request. Additional information regarding the firm's policies and procedures for calculating and reporting performance results is available upon request

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