Joe Martel is a portfolio specialist in the Multi-Asset Division of T. Rowe Price. He is a member the Target Date Solutions investment team and a vice president of T. Rowe Price Group, Inc.

Mr. Martel joined the firm in 2001 and has 17 years of investment experience, all of which have been with T. Rowe Price. Prior to joining the Multi-Asset Division, Mr. Martel was a vice president of T. Rowe Price Retirement Plan Services, Inc., where he was responsible for providing investment support for the firm's largest institutional clients within the public and private sectors of the defined contribution marketplace.

Mr. Martel earned a B.A. in economics from Boston College and an M.B.A. from the University of Maryland, Robert H. Smith School of Business. He has earned the Chartered Financial Analyst (CFA) and Chartered Alternative Investment Analyst designations and is a Series 7, 6, and 63 registered representative. He is also a member of the Baltimore CFA Society.