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T. Rowe Price Target Date Solutions


Meet your match.

Beyond an “average” retirement

Every retirement investor is different, with different financial needs, spending habits, risk tolerances, and more. All of this matters when selecting a target date solution.

We understand retirement goals and preferences evolve over time. That's why our target date solutions are built to seek strong outcomes and deliver value amid the changing realities of retirement planning.

If you’re an individual retirement investor, our distinctive approach can help you reach your goals.
Learn how we help individual investors.

Beyond an “average” retirement

There's no typical retirement journey. We offer a range of retirement solutions that can help achieve a variety of unique goals.

Evolving insights, evolving solutions

The driving forces behind successful retirements are countless and always changing.

Our commitment to research gives us a deep understanding of evolving markets, demographics, and investor actions. And our strategic design means we build solutions that take this data into account.

We continually refine our thinking—and our solutions—with investors' best outcomes in mind. Our latest evolution seeks to deliver even better results and overall value.

We’re as passionate about retirement as investors are about retiring.

For nearly two decades, target date investing has been central to what we do. We are devoted to helping investors close the gap between what they need and what they save for retirement.

$375+ Billion

Target date assets under management


Professionals dedicated to the research and development of our target date solutions

Data shown as of 3/31/2022. The combined target date portfolios managed by T. Rowe Price Associates, Inc., and its investment advisory affiliates.

A recognized leader

Fortune award

Fortune: World’s Most Admired Companies for 2021

Explore more

Take a deeper dive into our target date solutions based on your role.

Financial Professionals / Intermediaries

Get details on target date and other retirement solutions available to you and your clients. Call us to see how we compare to our competitors.

Institutional Investors

Partner with us to find retirement solutions that meet your needs.

Recordkeeping Sponsors / Consultants

Discover how we can support you and plan participants.

Personal Investors

Explore how we can help you reach your retirement goals.

Important Information

The principal value of target date strategies is not guaranteed at any time, including at or after the target date, which is the approximate date when investors plan to retire (assumed to be age 65) and likely stop making new investments in the strategy. If an investor plans to retire significantly earlier or later than age 65, the target date strategies may not be an appropriate investment even if the investor is retiring on or near the target date. These target date strategies invest in a diversified portfolio of other T. Rowe Price stock and bond strategies that represent various asset classes and sectors and are therefore subject to the risks of different areas of the market. The allocations among a broad range of underlying T. Rowe Price stock and bond strategies will change over time. The strategies emphasize potential capital appreciation during the early phases of retirement asset accumulation, balance the need for appreciation with the need for income as retirement approaches, and focus on supporting an income stream over a long-term post-retirement withdrawal horizon. The target date strategies are not designed for a lump-sum redemption at the target date and do not guarantee a particular level of income.  Diversification cannot assure a profit or protect against loss in a declining market.

From FORTUNE Magazine, February 2021 ©2021 Fortune Media IP Limited. Used under license.

FORTUNE is a registered trademark of Fortune Media IP Limited and is used under license.

FORTUNE and Fortune Media IP Limited are not affiliated with, and do not endorse products or services of, T. Rowe Price. For more detailed information, please go to

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