Investment resources
Investment planning for your many financial goals
Whether you’re planning for retirement, college, or any endeavor in between, find the expertise and investment planning resources you need. We’re always here to help if you have questions along the way.
Make smart decisions to achieve your most important financial goals
Digital tools
Designed to help you make informed choices. Access the tools and resources you need to confidently choose accounts, research funds, and manage your portfolio independently.
Planning guides
Find rules of thumb and solutions to keep your strategy on track, for all your financial goals. Just getting started? Explore our investing 101 content to get an overview of the basics for building and managing a portfolio.
T. Rowe Price Insights
Read and listen to T. Rowe Price perspectives on the markets, retirement, and personal finance to help inform your investing journey. Subscribe to our monthly email newsletter to receive monthly retirement guidance, financial planning tips, and market updates straight to your inbox.
Life event resources
Plan for life events and how they may impact your investing strategy. As change happens, we're here to support you and help you make informed decisions about your investments.
Tools designed to help make investing easy
Evaluate your retirement readiness
See how changes to your investing approach may impact your retirement progress based on your age, income, Social Security eligibility, and current savings.
Diversify your portfolio
As a T. Rowe Price client, see how your current portfolio measures up to a Target Asset Allocation that you select with our Portfolio Optimizer.
Explore Watchlists
Track and monitor specific investments with your Watchlist. Easily keep an eye on performance, price changes, and detailed historical data that help you make investment choices when you're ready.
Planning resources to keep your strategy on track
Start on the path to financial success by first learning the basics. Use our investing basics guide to help you build and manage your portfolio.
Asset-allocation planning
Your asset allocation is one of the most important elements of long-term financial success. By diversifying your portfolio in a way that makes you feel comfortable, you can balance risk with potential returns.
Self-directed investing
Self-directed, or "do-it-yourself" (DIY) investing, means you, the investor, are in control. You choose what to invest in and how to manage your own portfolio without a financial advisor.
RMDs: required minimum distributions
Get answers to questions about withdrawals you’re required to take starting at age 73.1
Plan for life events and how they may impact your investing strategy
Inheritance or death of a loved one
Losing a loved one is always difficult. We understand. Whether you are managing the estate of a T. Rowe Price client or have inherited a T. Rowe Price account, we can help with next steps.
Job changes
Changes in your work life can mean changes to your financial plan. Whether moving to a new job, starting a small business, or working in retirement, take advantage of options that let you continue saving for the future.
Family events
Marriage. The birth of a child. Caring for loved ones. Divorce. With each family milestone, revisit your financial plan and consider any updates. There are steps you can take to keep your priorities on track.
Covering healthcare costs
It’s not easy to guess what your medical needs may be or how your costs may change over time. But considering your options now, such as long term care or a health savings account, is time well spent—especially as you approach retirement.
Get expert insights, gain clearer understanding
Get our take on markets, the economy, trends, and what it all means for investors.
Invest for your short- and long-term goals
Start investing today
Help make the most of your money.
Need help finding the right account?
Our Financial Consultants can help you find the right solution for your goals.
Monday—Friday, 8 a.m.—8 p.m. ET
Financial advice solutions
We offer different levels of advice to fit your needs and help you save enough for the future you envision.
(1) The SECURE Act of 2019 changed the RMD age requirement from 70½ to 72 and is applicable to those who turned 70½ on or after January 1, 2020. The Secure 2.0 Act of 2022 changed the RMD age to 73 in 2023 only for individuals who turn 72 on or after January 1, 2023. The new law also provides that the RMD age will change again to 75 in 2033.
All investments are subject to market risk, including the possible loss of principal.
Consider all available options, which include remaining with your current retirement plan, rolling over into a new employer’s plan or IRA, or cashing out the account value. When deciding between an employer-sponsored plan and an IRA, there may be important differences to consider—such as range of investment options, fees and expenses, availability of services, and distribution rules (including differences in applicable taxes and penalties). Depending on your plan's investment options, in some cases, the investment management fees associated with your plan's investment options may be lower than similar investment options offered outside the plan.
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